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All Journal Jurnal Online Insan Akuntan West Science Journal Economic and Entrepreneurship
Gracela Pinkan Antou
Universitas Nusa Nipa
Economics, Econometrics & Finance

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The Impact of the People's Business Credit (KUR) Programme on Entrepreneurship Development and Economic Growth in Indonesia Syamsu Rijal; Gracela Pinkan Antou
West Science Journal Economic and Entrepreneurship Vol. 2 No. 04 (2024): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v2i04.1407

Abstract

The People’s Business Credit (Kredit Usaha Rakyat, KUR) program has been a significant government initiative in Indonesia, aimed at promoting entrepreneurship and stimulating economic growth, particularly among micro, small, and medium enterprises (MSMEs). This study examines the impact of the KUR program on entrepreneurship development and economic growth, using a quantitative analysis based on a sample of 100 MSME entrepreneurs who have received KUR loans. Data was collected through a survey utilizing a Likert scale (1-5) and analyzed using SPSS version 25. The results show that KUR funding positively impacts business expansion, innovation, and profitability, with a significant correlation between program participation and improvements in entrepreneurship development. Furthermore, the study highlights the program’s contribution to local economic growth through job creation and increased regional economic activity. The findings indicate that the KUR program is effective in fostering entrepreneurship, particularly in rural areas, and plays a crucial role in stimulating economic growth at the local level. The study provides valuable insights for policymakers to improve the program and further support MSMEs in Indonesia.
Faktor-Faktor Yang Mempengaruhi Kinerja Sistem Informasi Akuntansi Katharina Roswita Dua Sareng; Maria Nona Dince; Thadeus Fransesco Quelmo Patty; Gracela Pinkan Antou
JURNAL ONLINE INSAN AKUNTAN Vol 10 No 2 (2025): Jurnal Online Insan Akuntan (Desember 2025)
Publisher : Penelitian dan Pengabdian Masyarakat Universitas Bina Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51211/joia.v10i2.3708

Abstract

Penelitian ini dilakukan pada KSP Kopdit Obor Mas Cabang Utama Sikka. Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi kinerja sistem informasi akuntansi. Jenis penelitian yang digunakan adalah penelitian kuantitatif. Populasi penelitian adalah semua pihak yang bekerja pada KSP Kopdit Obor Mas Cabang Utama Sikka yang berjumlah 41 orang. sampel penelitian diambil 41 orang karena jumlah populasinya kurang dari 100 orang responden maka jumlah sampelnya diambil secara keseluruhan. Berdasarkan hasil penelitian, ditemukan bahwa partisipasi pengguna berpengaruh positif dan signifikan terhadap kinerja sistem informasi akuntansi, kemampuan teknik personal tidak berpengaruh terhadap kinerja sistem informasi akuntansi, program pendidikan tidak berpengaruh terhadap kinerja sistem informasi akuntansi.
Co-Authors Katharina Roswita Dua Sareng Maria Nona Dince Syamsu Rijal Thadeus Fransesco Quelmo Patty