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All Journal Jurnal Kajian Peradaban Islam Jurnal Kajian Peradaban Islam West Science Interdisciplinary Studies West Science Interdisciplinary Studies
Pattih, Iskandar
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Religion Humanities Economics, Econometrics & Finance Environmental Science Social Sciences

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Compliance with Sharia Principles in Property Business in Indonesia: An Analysis of Murabahah Contracts in Sharia Bank Mortgages Mahmud, La Ode; Pattih, Iskandar; Bakti, Bakti; Unga, Wa Ode Harliyanti; Elmabgoul, Abdallah
Islamic Research Vol 7 No 2 (2024): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v7i2.295

Abstract

Abstract This study aims to evaluate the implementation of the Murabahah contract in Home Ownership Loans (KPR) by Islamic banks in Indonesia against Sharia principles. A qualitative analysis revealed that while the Murabahah contract is widely used, several practices do not fully comply with Sharia principles. These non-compliant practices include schemes resembling riba, selling products not yet owned, and inconsistencies in project management by Islamic banks. The findings indicate that adherence to Sharia principles significantly impacts customer trust and satisfaction, thereby affecting customer loyalty to Islamic banks. The study highlights the necessity for increased supervision and stricter application of Sharia principles in property transactions. The Sharia Supervisory Board (DPS) and transparency in reporting are crucial for maintaining integrity and trust in Islamic financial institutions. This research significantly contributes by identifying areas requiring improvement to ensure full compliance with Sharia principles in the property business, providing a solid foundation for developing Sharia-compliant property business practices.
Compliance with Sharia Principles in Property Business in Indonesia: An Analysis of Murabahah Contracts in Sharia Bank Mortgages Mahmud, La Ode; Pattih, Iskandar; Bakti, Bakti; Unga, Wa Ode Harliyanti; Elmabgoul, Abdallah
Islamic Research Vol 7 No 2 (2024): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v7i2.295

Abstract

Abstract This study aims to evaluate the implementation of the Murabahah contract in Home Ownership Loans (KPR) by Islamic banks in Indonesia against Sharia principles. A qualitative analysis revealed that while the Murabahah contract is widely used, several practices do not fully comply with Sharia principles. These non-compliant practices include schemes resembling riba, selling products not yet owned, and inconsistencies in project management by Islamic banks. The findings indicate that adherence to Sharia principles significantly impacts customer trust and satisfaction, thereby affecting customer loyalty to Islamic banks. The study highlights the necessity for increased supervision and stricter application of Sharia principles in property transactions. The Sharia Supervisory Board (DPS) and transparency in reporting are crucial for maintaining integrity and trust in Islamic financial institutions. This research significantly contributes by identifying areas requiring improvement to ensure full compliance with Sharia principles in the property business, providing a solid foundation for developing Sharia-compliant property business practices.
Employee Performance Trends in the Digital Age: A Bibliometric Analysis Judijanto, Loso; Herawati, Tiwuk; Kurniati, Deti; Afiah, Efi Tajuroh; Bahits, Abdul; Pattih, Iskandar
West Science Interdisciplinary Studies Vol. 4 No. 01 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i01.2616

Abstract

The rapid advancement of digital technologies has fundamentally reshaped how organizations manage work and evaluate employee performance. In response to this transformation, a growing body of scholarly literature has examined the relationship between digitalization and employee performance from multiple disciplinary perspectives. This study aims to map the intellectual structure, thematic evolution, and collaboration patterns of research on employee performance in the digital age using a bibliometric approach. Data were collected from a leading academic database and analyzed using VOSviewer to examine keyword co-occurrence, overlay and density visualizations, as well as co-authorship and country collaboration networks. The results indicate that digital transformation and human resource management constitute the core research themes, closely linked with organizational performance, information management, and knowledge management. Recent trends highlight the increasing prominence of artificial intelligence, leadership, innovation, and sustainability, signaling a shift toward strategic and future-oriented research agendas. Furthermore, collaboration analysis reveals a growing contribution from Asian countries, particularly India and China, alongside fragmented yet evolving international research networks. This study provides a systematic overview of the field and offers insights to guide future research on employee performance in digitally driven organizational contexts⁠.
Employee Performance Trends in the Digital Age: A Bibliometric Analysis Judijanto, Loso; Herawati, Tiwuk; Kurniati, Deti; Afiah, Efi Tajuroh; Bahits, Abdul; Pattih, Iskandar
West Science Interdisciplinary Studies Vol. 4 No. 01 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i01.2616

Abstract

The rapid advancement of digital technologies has fundamentally reshaped how organizations manage work and evaluate employee performance. In response to this transformation, a growing body of scholarly literature has examined the relationship between digitalization and employee performance from multiple disciplinary perspectives. This study aims to map the intellectual structure, thematic evolution, and collaboration patterns of research on employee performance in the digital age using a bibliometric approach. Data were collected from a leading academic database and analyzed using VOSviewer to examine keyword co-occurrence, overlay and density visualizations, as well as co-authorship and country collaboration networks. The results indicate that digital transformation and human resource management constitute the core research themes, closely linked with organizational performance, information management, and knowledge management. Recent trends highlight the increasing prominence of artificial intelligence, leadership, innovation, and sustainability, signaling a shift toward strategic and future-oriented research agendas. Furthermore, collaboration analysis reveals a growing contribution from Asian countries, particularly India and China, alongside fragmented yet evolving international research networks. This study provides a systematic overview of the field and offers insights to guide future research on employee performance in digitally driven organizational contexts⁠.
Co-Authors BAHITS, ABDUL Bakti, Bakti Deti Kurniati Efi Tajuroh Afiah Elmabgoul, Abdallah Judijanto, Loso Mahmud, La Ode Tiwuk Herawati Unga, Wa Ode Harliyanti