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All Journal Journal Informatic, Education and Management (JIEM) Neraca Manajemen, Akuntansi, dan Ekonomi
Tri Deby Damayanti
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Other

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RISIKO OPERASIONAL DALAM ERA DIGITAL : TANTANGAN DAN SOLUSI UNTUK PERUSAHAAN STARTUP Ramandha Niswan; Alifia Nasya Manurung; Tri Deby Damayanti; Arsyadona, Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 10 No. 10 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v10i10.7443

Abstract

Di era digital, perusahaan startup menghadapi beragam risiko operasional yang signifikan yang dapat memengaruhi kelangsungan dan pertumbuhan bisnis mereka. Laporan ini membahas tantangan utama yang dihadapi startup, termasuk keamanan data, ketidakpastian pasar, keterbatasan sumber daya, kepatuhan terhadap regulasi, dan risiko teknologi. Dengan menggunakan pendekatan kuantitatif dan analisis data sekunder dari sumber yang relevan, penelitian ini mengungkapkan bahwa lebih dari 2.000 startup beroperasi di Indonesia, meskipun banyak yang terhambat oleh masalah pendanaan dan persaingan yang ketat. Berbagai teori manajemen risiko, adaptasi organisasi, dan diversifikasi risiko diuraikan untuk memberikan kerangka kerja bagi startup dalam mengelola risiko. Rekomendasi mitigasi yang praktis disajikan untuk setiap jenis risiko, termasuk investasi dalam keamanan siber, riset pasar rutin, optimalisasi sumber daya, dan kepatuhan regulasi. Kesimpulannya, dengan strategi yang tepat, startup dapat mengelola tantangan ini dan menciptakan fondasi yang kokoh untuk pertumbuhan berkelanjutan di tengah dinamika pasar yang cepat.
Sharia Cooperative Entrepreneurship Development Model in Improving the Performance and Competitiveness of MSMEs in Indonesia Alifia Nasya Manurung; Ramandha Niswan; Tri Deby Damayanti; Fitri Hayati
Journal Informatic, Education and Management (JIEM) Vol 8 No 1 (2026): FEBRUARY (CALL FOR PAPERS)
Publisher : STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61992/jiem.v8i1.264

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s national economy; however, they continue to face structural challenges, particularly in terms of access to capital, managerial capacity, and business competitiveness. Within the framework of Islamic economics, sharia cooperatives serve as strategic microfinance institutions that not only provide sharia-based financing but also function as agents of economic empowerment. This study aims to analyze and develop a sharia cooperative entrepreneurship model to enhance the performance and competitiveness of MSMEs in Indonesia. This research employs a qualitative descriptive approach using library research and content analysis of relevant academic literature, policy reports, and previous studies. The findings indicate that an integrated sharia cooperative entrepreneurship model—encompassing sharia-based financing, entrepreneurial education, business mentoring, service innovation, digitalization, and collaborative business networks—significantly improves MSME performance in a sustainable manner. Furthermore, sharia cooperative support contributes to strengthening MSME competitiveness by enhancing managerial capabilities, operational efficiency, and market access. Therefore, the development of sharia cooperative entrepreneurship represents an effective institutional strategy to foster inclusive, competitive, and sustainable MSME growth in accordance with Islamic principles.
Co-Authors Alifia Nasya Manurung Arsyadona, Arsyadona Fitri Hayati Ramandha Niswan