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All Journal Journal of Comprehensive Science TOFEDU: The Future of Education Journal
Rahmadani , Ika
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Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Library & Information Science Mathematics Other

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Analysis of the Impact of Mobile Banking on the Consumptive Behavior of BSI Tapaktuan Customers Hasanah, Uswatun; Rahmadani , Ika; Mahdani , Rimal; Yanti , Fatma; Vonna, Sari Maulida
The Future of Education Journal Vol 3 No 5 (2024)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v3i5.343

Abstract

This study aims to analyze the impact of mobile banking transactions on consumer behavior at PT. Bank Syariah Indonesia Tapaktuan Branch. With the advancement of fintech technology, transactions no longer need to be done physically or with cash; payments can now be made from different locations and in a quick manner. The convenience of online shopping is supported by easy payment methods, one of which is through bank transfers, such as mobile banking transfers. The method applied in this study is a quantitative approach. The sample analyzed represents a population of 96 respondents, consisting of customers of PT. Bank Syariah Indonesia (BSI) Tapaktuan Branch. The data analysis method used is simple linear regression, applying t-test analysis and the coefficient of determination (R). The study's results show a significant influence of mobile banking usage (X) on the shopping behavior (Y) of customers at PT. Bank Syariah Indonesia Tapaktuan Branch. Therefore, it can be concluded that the alternative hypothesis (Ha) indicates that mobile banking transactions influence the consumptive behavior of customers at PT. Bank Syariah Indonesia Tapaktuan Branch, and the hypothesis is accepted.
Pengaruh Total Quality Management dan Kompetensi Manajerial Terhadap Kinerja Manajerial: Studi Empiris pada Pelaku UMKM di Kabupaten Aceh Barat Daya Albet, Albet; Widy Aulia Putri, Cut; Mahdani, Rimal; Maulida Vonna, Sari; Rahmadani , Ika
Journal of Comprehensive Science Vol. 5 No. 1 (2026): Journal of Comprehensive Science
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v5i1.3949

Abstract

Kinerja manajerial pelaku UMKM di Kabupaten Aceh Barat Daya masih rendah akibat lemahnya kualitas SDM, kurangnya inovasi, dan pengelolaan usaha yang tradisional. Penelitian ini bertujuan menganalisis pengaruh Total Quality Management (TQM) dan kompetensi manajerial terhadap kinerja manajerial UMKM. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan asosiatif kausal. Data dikumpulkan melalui kuesioner kepada 73 pelaku UMKM sektor sembako dan dianalisis menggunakan regresi linier berganda dengan SPSS. Hasil penelitian menunjukkan bahwa TQM dan kompetensi manajerial berpengaruh positif dan signifikan, baik secara parsial maupun simultan, terhadap kinerja manajerial. Hal ini menunjukkan bahwa penerapan TQM dan peningkatan kompetensi manajerial penting untuk memperkuat daya saing dan efektivitas pengelolaan UMKM di Aceh Barat Daya.
Co-Authors Albet, Albet Maulida Vonna, Sari Rimal Mahdani Uswatun Hasanah VONNA, SARI MAULIDA Widy Aulia Putri, Cut Yanti , Fatma