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All Journal Jurnal EK dan BI Minhaj: Jurnal Ilmu Syariah
Buhari, Ulfah Luthfiyah
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS PERAN TEKNOLOGI BLOCKCHAIN DALAM MENINGKATKAN TRANSPARASI DAN EFISIENSI ASURANSI SYARIAH Eni, Syahraeni; Buhari, Ulfah Luthfiyah; Amir, Muh. Fakhri; Kamiruddin, Kamiruddin
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 2 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i2.1579

Abstract

The Islamic insurance industry has rapidly developed in recent decades, driven by Sharia principles such as risk sharing, justice, and avoidance of gharar (uncertainty) and riba (interest). This research aims to explore the role of blockchain technology in enhancing operations and risk management in the Islamic insurance industry. The research method used is a literature review, gathering data from books, journals, and articles related to blockchain technology and Islamic insurance. The findings indicate that blockchain technology has significant potential to improve transparency, security, and efficiency in Islamic insurance. Blockchain can record transactions openly and immutably, ensuring honesty and openness in line with Sharia principles. The use of smart contracts allows for the automation of claims processes and reduction of administrative costs. However, blockchain implementation faces challenges such as regulatory uncertainty, high initial costs, and a shortage of experienced professionals. The application of blockchain technology in Islamic insurance in Indonesia is still under development, with many Islamic insurance companies in the evaluation and trial phase before deciding on full adoption. This is due to the need for significant investment in technology infrastructure and limited understanding and expertise in blockchain technology among Islamic insurance practitioners.
Konsep Pemikiran Ekonomi Al-Ghazali: Relevansinya Dengan Perekonomian Di Era Modernisasi Anggryani, Lisa; Buhari, Ulfah Luthfiyah; Husain, Hukmiah; Kamiruddin, Kamiruddin
Minhaj: Jurnal Ilmu Syariah Vol. 5 No. 1 (2024): Januari
Publisher : Lembaga Penerbitan Jurnal Ilmiah Institut Agama Islam Bani Fattah Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52431/minhaj.v5i1.2364

Abstract

This research aims to determine and analyze the concept of al-Gazali's economic thought and its relevance to the economy in the current era of modernization. The analytical method used is library research, which involves collecting data from various sources of information, such as previous scientific journals, books, and websites that discuss and present information regarding the concept of economic thought, according to Al-Ghazali. The results of this research show that in the context of modernization, al-Ghazali's principles extend to financial planning, a moderate lifestyle, voluntary trade, and market evolution. Additionally, his teachings influenced the development of the global halal industry, emphasizing the importance of halal production in accordance with Islamic principles. Al-Ghazali's views on the evolution of money and the role of the state in protecting basic needs remain relevant, encouraging countries like Indonesia to adapt and implement practices such as zakat and waqf for the welfare of society, despite facing challenges of aligning financial structures with Islamic principles.
Co-Authors Amir, Muh. Fakhri Anggryani, Lisa Eni, Syahraeni Hukmiah Husain, Hukmiah Kamiruddin Kamiruddin