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All Journal DINAMIKA: Jurnal Kajian Pendidikan dan Keislaman Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah
Ni'mati Rahmatika, Arivatu
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Religion Economics, Econometrics & Finance Education Social Sciences

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MEMINIMALISIR ASIMETRI INFORMASI MELALUI LAPORAN KEUANGAN (STUDI LITERATUR) Idzharotun, Luklu'ul; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 4 No. 02 (2024): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v4i02.5004

Abstract

ABSTRACT This study aims to find out how to minimize information asymmetry financial repots. Information asymmetry can cause imbalance in economic decision making and reduce marke efficiency. The design of this research study with the analytical method used in the form of content analysis. This study analyses various aspects of financial repots that contribute to reducing information uncertainty, such as auditor independence, audit quality and information transparency. The results of this study show that transparent, accurate and consistent financial reports play an important role in increasing stakeholder trust and reducing risks related to information asymmetry. Based on the result of this study, it confirm the importance of good accounting policies and practices in creating a more transparent and fair business environment.
IMPLEMENTASI MANAJEMEN RESIKO PADA USAHA UMKM Pada TAHU BAROKAH DI KECAMATAN MOJOAGUNG Triwahyuli ananta, Yoyok; Ni'mati Rahmatika, Arivatu; Fiantini Aulia Aspiranza, Erif
ISTISMAR Vol. 7 No. 1 (2024): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v7i1.3517

Abstract

Abstrak : Pelaku usaha terkadang dihadapkan pada resiko penurunan, dan pelemahan kinerja yang mengkibatkan penurunan profit perusahaan akibat  ketidakpastian iklim bisnis. Sebagai obyek yang diteliti Perusahaan Tahu Barokah Mojoagung dihadapkan pada resiko kerugian, baik dalam pengelolaan dan penjualan, hal ini berakibat pada kesulitan masyarakat dalam mendapatkan pekerjaan. Tujuan penelitian ini adalah untuk menganalisa Implementasi manajemen resiko pada usaha Tahu barokah Mojoagung. Penelitian lapangan in menggunakan pendekatan kualitatif, data autentik diambil secara objektif melalui wawancara, dan observasi kemudian dinalisis dan dibahas dengan bantuan data studi pustaka. Hasil penelitian menunjukkan bahwa Industri Tahu Barokah memiliki potensi besar di masa depan. Potensi profit masuk dalam kategori baik karena dalam proses pemasaran tidak mengalami kendala yang berarti, bahkan  produsen kuwalahan dalam penerimaan pesanan tahu yang berlimpah, karena  kapasitas produk yang terbatas. Hanya saha Industri Tahu Barokah belum memprioritaskan analisisis persaingan, marketing, segmentasi pasar, personality dan perlengkapan kantor, dan promosi kurang diperhatikan.
MEMINIMALISIR ASIMETRI INFORMASI MELALUI LAPORAN KEUANGAN (STUDI LITERATUR) Idzharotun, Luklu'ul; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
ISTISMAR Vol. 7 No. 1 (2024): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i1.4857

Abstract

Abstrak: Penelitian ini bertujuan unuk mengetahui bagaimana cara menimalisir asimetri informasi melalui laporan keuangan. Asimetri informasi dapat menyebabkan ketidakseimbangan pengambilan Keputusan ekonomi dan mengurangi sfesiensi pasar. Desain penelitian ini adalah studi literatur dengan motede analisis yang digunakan berupa analisis konten. Penelitian ini menganalisi berbagai aspek laporan keuangan yang berkonstribusi dalam mengurangi ketidakpastian informasi, seperti indenpendency auditor, quality audit dan transparency information. Hasil dari penelitian ini menunjukkan bahwa laporan keuangan yang transparan, akurat dan konsisten berperan penting dalam meningkatkan kepercayaan pemangku kepentingan dan mengurangi resiko yang terkait asimetri informasi. Berdasarkan hasil penelitian ini menegaskan pentingnya kebijakan dan praktik akuntansi yang baik dalam menciptakan lingkungan bisnis yang lebih transparan dan adil. Kata kunci: Laporan Keuangan, Asimetri Informasi, Independency Auditor, Quality Audit, Transparency Information.
The Influence of Customer Satisfaction and Trust on Loyalty at Indonesian Shariah Bank Ni'mati Rahmatika, Arivatu; Apriadi, Dede
DINAMIKA : Jurnal Kajian Pendidikan dan Keislaman Vol. 9 No. 2 (2024): Dinamika
Publisher : Islamic Faculty of KH. A. Wahab Hasbullah University, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to determine the effect of customer satisfaction on the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas. The subject of this study is the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas and the goal is customer satisfaction and trust. The location of this study is Jombang Regency. This positioning is assessed based on the influence of customer satisfaction and trust on bank loyalty. Therefore, the author is interested in conducting further research on the level of customer satisfaction and trust in bank loyalty. The sampling method is non-probability sampling and data collection is carried out by purposive sampling. Data was collected using questionnaires sampled by 100 respondents. The type of research in this study is quantitative descriptive research using multiple regression analysis, coefficient of determination, and subtests (T-test). The results of this study show that several satisfaction variables (X1) and trust variables (X2) partially (T-test) have a positive and significant influence on the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas (Y) which shows that there is an Adjusted R-squared produced is 74.9% and the remaining 25.1% is influenced by other variables.
OPTIMALISASI KINERJA PEGAWAI MELALUI PENDEKATAN MANAJEMEN SDM ISLAMI Ayu Puspita Sari, Dewi; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
ISTISMAR Vol. 8 No. 1 (2025): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i1.6036

Abstract

Optimalisasi kinerja pegawai menjadi salah satu tujuan utama dalam pengelolaan sumber daya manusia. Dalam kerangka Islam, peningkatan kinerja tidak hanya dilihat dari aspek produktivitas, tetapi juga dari keseimbangan antara nilai-nilai spiritual dan profesionalitas kerja. Artikel ini bertujuan untuk mengkaji bagaimana prinsip-prinsip manajemen SDM Islami dapat diimplementasikan sebagai pendekatan strategis dalam meningkatkan kinerja pegawai. Metode yang digunakan adalah deskriptif kualitatif melalui studi literatur terhadap berbagai sumber yang relevan. Hasil penelitian menunjukkan bahwa nilai-nilai Islam seperti tauhid (keyakinan kepada Tuhan), amanah (tanggung jawab), ihsan (kerja dengan kualitas terbaik), keadilan, dan musyawarah mampu mendorong motivasi, etos kerja, serta loyalitas pegawai. Selain itu, strategi berbasis Islam seperti pembinaan spiritual, evaluasi kinerja dengan pendekatan akhlak, dan sistem penghargaan yang sesuai dengan nilai-nilai syariah terbukti efektif dalam mengoptimalkan performa kerja. Dengan demikian, pendekatan manajemen SDM Islami dapat menjadi alternatif solutif dalam menciptakan lingkungan kerja yang produktif, etis, dan berkelanjutan.
MEMINIMALISIR ASIMETRI INFORMASI MELALUI LAPORAN KEUANGAN (STUDI LITERATUR) Idzharotun, Luklu'ul; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 4 No. 02 (2024): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v4i02.5004

Abstract

ABSTRACT This study aims to find out how to minimize information asymmetry financial repots. Information asymmetry can cause imbalance in economic decision making and reduce marke efficiency. The design of this research study with the analytical method used in the form of content analysis. This study analyses various aspects of financial repots that contribute to reducing information uncertainty, such as auditor independence, audit quality and information transparency. The results of this study show that transparent, accurate and consistent financial reports play an important role in increasing stakeholder trust and reducing risks related to information asymmetry. Based on the result of this study, it confirm the importance of good accounting policies and practices in creating a more transparent and fair business environment.
The Influence of Customer Satisfaction and Trust on Loyalty at Indonesian Shariah Bank Ni'mati Rahmatika, Arivatu; Apriadi, Dede
DINAMIKA : Jurnal Kajian Pendidikan dan Keislaman Vol. 9 No. 2 (2024): Dinamika
Publisher : Islamic Faculty of KH. A. Wahab Hasbullah University, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/dinamika.v9i2.4550

Abstract

The purpose of this study is to determine the effect of customer satisfaction on the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas. The subject of this study is the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas and the goal is customer satisfaction and trust. The location of this study is Jombang Regency. This positioning is assessed based on the influence of customer satisfaction and trust on bank loyalty. Therefore, the author is interested in conducting further research on the level of customer satisfaction and trust in bank loyalty. The sampling method is non-probability sampling and data collection is carried out by purposive sampling. Data was collected using questionnaires sampled by 100 respondents. The type of research in this study is quantitative descriptive research using multiple regression analysis, coefficient of determination, and subtests (T-test). The results of this study show that several satisfaction variables (X1) and trust variables (X2) partially (T-test) have a positive and significant influence on the loyalty of Bank Syariah Indonesia KC Jombang Cempaka Mas (Y) which shows that there is an Adjusted R-squared produced is 74.9% and the remaining 25.1% is influenced by other variables.
MANAJEMEN KINERJA DALAM SUMBER DAYA MANUSIA ISLAMI Ayu Puspita Sari, Dewi; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2025): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v5i02.6035

Abstract

Performance management is a crucial element in managing human resources (HR) to achieve organizational goals effectively and efficiently. This research aims to examine the application of Islamic principles in HR management and identify effective strategies in improving employee performance, with a focus on creating a harmonious and productive work environment. The method used is descriptive qualitative through a literature study approach. The results showed that the application of Islamic values, such as tawhid, ihsan, amanah, justice (adl), and deliberation (shura), contributed positively to the improvement of employee welfare, loyalty, and job satisfaction. Employee welfare, loyalty, and job satisfaction. Performance management based on Islamic principles not only increases productivity, but also forms an ethical and sustainable work culture. Keywords: Human Resources, Islamic Principles, Performance Management
TRANSFORMASI SDM ISLAMI DALAM MEWUJUDKAN PEMBANGUNAN MANUSIA BERKUALITAS Ma'atus Sholikha, Lely Nur; Ni'mati Rahmatika, Arivatu; Widyahningsih, Bekti
ISTISMAR Vol. 8 No. 02 (2025): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i02.6043

Abstract

Abstract: Human resource (HR) transformation based on Islamic values is key to achieving overall quality human development. This article examines the role of Islamic education and character development in shaping superior human resources, both intellectually and morally, with a strong sense of faith. This approach is crucial for addressing the challenges of globalization and the Fourth Industrial Revolution while maintaining Islamic identity. Using qualitative descriptive methods, this article outlines a strategy for transforming Islamic HR, encompassing spiritual, moral, intellectual, and social aspects as the primary capital for national development. Keywords: Human Resource Transformation, Islamic Education, Quality Human Development
Co-Authors Apriadi, Dede Ayu Puspita Sari, Dewi Bekti Widyaningsih Fiantini Aulia Aspiranza, Erif Idzharotun, Luklu'ul Ma'atus Sholikha, Lely Nur Triwahyuli ananta, Yoyok Widyahningsih, Bekti