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All Journal JURNAL HERITAGE NISBAH: JURNAL PERBANKAN SYARIAH
Oktaviani, Violita
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Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH LIKUIDITAS DAN RISIKO PEMBIAYAAN TERHADAP KINERJA KEUANGAN BANK SYARIAH DI INDONESIA TAHUN 2018-2022 Oktaviani, Violita; Apriyana, Maya; Khoer, Miftahul
NISBAH: Jurnal Perbankan Syariah Vol. 9 No. 2 (2023): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v9i2.11934

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas dan risiko pembiayaan terhadap kinerja keuangan bank Syariah di Indonesia selama periode tahun 2018-2022. Likuiditas dan risiko pembiayaan diidentifikasi sebagai faktor kunci yang dapat memengaruhi stabilitas dan hasil keuangan lembaga keuangan Syariah. Metode penelitian menggunakan pendekatan kuantitatif dengan menggunakan data sekunder yang diperoleh dari laporan keuangan bank Syariah yang terdaftar di Indonesia selama periode 2018-2022 dan teknik analisis data yang digunakan yaitu metode analisis regresi linear berganda (Multiple Regression Analysis). Hasil penelitian menunjukkan bahwa terdapat pengaruh signifikan FDR terhadap kinerja keuangan bank Syariah di Indonesia selama periode tahun 2018-2022. Namun, tidak terdapat pengaruh signifikan Quick Ratio terhadap kinerja keuangan. Sebaliknya, terdapat pengaruh signifikan Cash Ratio terhadap kinerja keuangan bank Syariah. Selain itu, risiko pembiayaan juga memiliki pengaruh signifikan terhadap kinerja keuangan bank Syariah di Indonesia selama periode yang diteliti. Dengan demikian, temuan ini memberikan wawasan penting bagi pemangku kepentingan, termasuk pengambil kebijakan, manajemen bank Syariah, dan peneliti di bidang perbankan Syariah. Implikasi dari penelitian ini dapat digunakan sebagai dasar untuk perbaikan kebijakan dan strategi manajemen guna meningkatkan stabilitas dan kinerja keuangan bank Syariah di masa yang akan datang.
PROSES PENETRASI SOSIAL PENGGUNA HORNET DI KARAWANG Oktaviani, Violita; Nursanti, Siti; Nayiroh, Luluatu

Publisher : Program Studi Ilmu Komunikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/heritage.v12i1.4801

Abstract

This research aims to determine the approach process carried out by Gay Homosexuals in Karawang in their efforts to establish same-sex relationships in private through a Gay online dating application called Hornet, which is expected by users to foster interpersonal communication to establish relationships like normal relationships in general. . The method used in this research is a descriptive method with a qualitative research approach assisted by observation and interviews in data collection and documentation as supporting data in this research. The results of this research show that informants prove the effectiveness of the Hornet application in the success of the Gay relationships they build by going through several phases of the illustration of the theory of social penetration in interpersonal communication. However, it does not rule out the possibility that gay couples who are successful in establishing a relationship will encounter obstacles caused by internal and external factors.
PROSES PENETRASI SOSIAL PENGGUNA HORNET DI KARAWANG Oktaviani, Violita; Nursanti, Siti; Nayiroh, Luluatu
HERITAGE Vol 12 No 1 (2024): Jurnal Heritage
Publisher : Program Studi Ilmu Komunikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/heritage.v12i1.4801

Abstract

This research aims to determine the approach process carried out by Gay Homosexuals in Karawang in their efforts to establish same-sex relationships in private through a Gay online dating application called Hornet, which is expected by users to foster interpersonal communication to establish relationships like normal relationships in general. . The method used in this research is a descriptive method with a qualitative research approach assisted by observation and interviews in data collection and documentation as supporting data in this research. The results of this research show that informants prove the effectiveness of the Hornet application in the success of the Gay relationships they build by going through several phases of the illustration of the theory of social penetration in interpersonal communication. However, it does not rule out the possibility that gay couples who are successful in establishing a relationship will encounter obstacles caused by internal and external factors.
Co-Authors Khoer, Miftahul Maya Apriyana Nayiroh, Luluatu Nursanti, Siti