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All Journal Arkus Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research
Tri Utami, Lies Norma
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Administrative Burden at the Community Empowerment, Village, Population and Civil Registration Services Village Management Sector Central Java Province, Indonesia Tri Utami, Lies Norma; Zefanya Nathalieana Mellynda Haskoro
Arkus Vol. 10 No. 1 (2024): Arkus
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/arkus.v10i1.429

Abstract

This study discusses the administrative burden on the Office of Community Empowerment, Village, Population, and Civil Registration (Dispermadesdukcapil), especially in the field of Village Planning. The method used in this study is empirical jurisprudence by examining policies that have been in effect and in reality, in people's lives. This study is oriented towards the basic data obtained directly from research conducted in the field, i.e., by interview data collection techniques. Each state administrative tool certainly has its own administrative burden, including the Village Planning Sector Dispermadesdukcapil, which consists of two sections, namely facilitation of village government regulation and evaluation of village development arrangement. The field of Village Planning has its own tasks and functions that focus on facilitating the regulation of the village government. In its implementation, the office issued several policies, and there are certainly obstacles experienced in various ways, both in facilitating regulation, budget, and other activities.
Perlindungan Hukum bagi Pengguna Layanan Bank Digital di Era Globalisasi Tri Utami, Lies Norma; Kholifah , Nurul; Mellynda Haskoro, Zefanya Nathalieana; Suwarsit, Suwarsit
Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Vol. 2 No. 1 (2025): NOVEMBER 2024 - JANUARI 2025
Publisher : UNIVERSITAS SERAMBI MEKKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/mister.v2i1.2396

Abstract

Era globalisasi yang telah memasuki kehidupan manusia, dengan perkembangan teknologi dan informasinya yang sangat cepat dan pesat memberikan dampak terhadap ekonomi perbankan dengan adanya layanan bank digital. Dengan kecanggihan digitalisasi yang memungkinkan mudahnya pelanggaran hak dalam penggunaan layanan digital, tentu penting adanya jaminan perlindungan hukum bagi pengguna layanan bank digital. Oleh karena itu, perlunya penelitian lebih lanjut terkait regulasi yang memberikan jaminan perlindungan hukum bagi pengguna layanan bank digital di era globalisasi, serta tantangan yang dihadapi dalam pelaksanaannya. Penelitian ini menggunakan metode penelitian hukum (doctrinal research) dengan pendekatan perundang-undangan (statue approach) dan pendekatan konseptual (conceptual approach). Di Indonesia, sudah terdapat regulasi yang dapat memberikan perlindungan hukum bagi pengguna layanan bank digital di era globalisasi saat ini. Meskipun bank digital tidak diatur secara khusus oleh undang-undang, mereka tunduk pada banyak undang-undang yang sama melindungi nasabah bank umum. Bank digital dapat memberikan jaminan perlindungan hukum bagi nasabahnya berdasar pada peraturan dari OJK dan UUPK. Namun, dalam pelaksanaan layanan bank digital, tidak terhindar dari berbagai tantangan, diantaranya: adanya peraturan yang dinilai belum optimal, keamanan data dan transaksi yang kurang ketat, bank digital belum mematuhi peraturan yang ada dan berlaku, kurangnya kesadaran nasabah akan transaksi digital, dan perkembangan teknologi yang sangat pesat tanpa adanya pembaruan peraturan.
Co-Authors Kholifah , Nurul Mellynda Haskoro, Zefanya Nathalieana Zefanya Nathalieana Mellynda Haskoro