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All Journal Journal of Islamic Architecture JURNAL EKONOMI SYARIAH Ekonomi Islam Indonesia
Surbakti, Mhd Handika
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Islamic Fintech Development Strategy in Indonesia: Analytic Network Process (ANP) Approach Surbakti, Mhd Handika; Nurzaman, Mohamad Soleh
Ekonomi Islam Indonesia Vol. 6 No. 2 (2024): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v6i2.582

Abstract

This study aims to analyze problem priorities, solutions and strategies in the development of Islamic fintech in Indonesia by using Analytical Network Process (ANP) method. The background of this study is the rapid growth of the Islamic fintech industry in Indonesia, but until now the map has not been found in its development. This study involved stakeholders from the government/ regulators, practitioners and academics as the research respondents. The results of this study showed that the problem priorities of Islamic fintech development in Indonesia respectively are Regulation, Literacy, Human Resources (HR) and Capital. While the solution priorities respectively are Literacy, Human Resources (HR), Regulation and Capital. The alternative priorities for the Islamic fintech development strategy in Indonesia respectively are Increasing Literacy, Strengthening Government Support, Improving Quality and Quantity of Human Resources (HR), Expanding Access to Capital and Creating Ecosystems. This study shows that collaborative efforts are needed so that the Islamic fintech industry in Indonesia can develop and be sustainable.
Islamic Fintech as an Alternative to Increase Access to Capital for MSMEs: A Bibliometric Review Hadyantari, Faizatu Almas; Surbakti, Mhd Handika
JURNAL EKONOMI SYARIAH Vol 9, No 2 (2024): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v9i2.12933

Abstract

Introduction to The Problem: It is known that MSMEs contribute 60.3 per cent to GDP and can absorb 97 per cent of the workforce in Indonesia, but there are still challenges, one of which is access to capital from financial institutionsPurpose/Objective Study: This study explores the potential and role of Islamic fintech in improving access to finance for Micro, Small and Medium Enterprises (MSMEs) through bibliometric analyzis.Design/Methodology/Approach:This research utilizes bibliometric analysis and keyword searches of “Islam”, “Fintech”, and “SMEs” to develop research results and provide implementation recommendations.Findings: Based on the keywords “Islamic”, “Fintech”, and “SME” obtained through indexed publication literature, the keywords “fintech”, “investment”, and “Islamic-compliant financing” are keywords that have the potential to be studied more deeply. The author recommends the utilisation of Islamic fintech as an alternative access to capital through Islamic Peer-to-peer lending (P2P) and Islamic Security Crowdfunding Finance schemes.Paper Type: Research Article 
Digital Integration in Mosque Architecture: QRIS, Visitor Experience, and Cultural Heritage Preservation in Indonesia Putra, Haris Maiza; Sofanudin, Aji; Ahyani, Hisam; Surbakti, Mhd Handika; Sonjaya, Adang; Martiningsih, Dwi; Ulum, Raudatul; Utaberta, Nangkula
Journal of Islamic Architecture Vol 8, No 4 (2025): Journal of Islamic Architecture
Publisher : Department of Architecture, Faculty of Science and Technology, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jia.v8i4.35992

Abstract

This study investigates the integration of QRIS (Quick Response Code Indonesian Standard) in mosque architecture as both a digital innovation and a cultural intervention. Using qualitative case studies of three iconic mosques in Indonesia: Al-Jabbar (Bandung), Sheikh Zayed (Solo), and Hubbul Wathan (Lombok), the research analyzes how QRIS impacts visitor experience, philanthropic participation, and the preservation of architectural and cultural values. Drawing on theories of technology acceptance, vernacular architecture, and experiential learning, the study finds that QRIS can enrich mosque functionality without disrupting sacred spatial aesthetics. It also reveals the importance of inclusive design in ensuring that digital tools benefit diverse visitor groups. While emphasizing the transformative potential of QRIS, the study also notes challenges related to digital literacy and infrastructural disparities. This research contributes to current debates on digital heritage, smart religious spaces, and the adaptive use of technology in sustaining Islamic cultural identity.
Co-Authors Aji Sofanudin Dwi Martiningsih Hadyantari, Faizatu Almas Hisam Ahyani Nangkula Utaberta Putra, Haris Maiza Raudatul Ulum Soleh Nurzaman, Mohamad Sonjaya, Adang