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All Journal Al-Mustashfa Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman MONSU'ANI TANO Jurnal Pengabdian Masyarakat JURNAL ILMIAH MAKSITEK Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) International Journal of Business, Economics, and Social Development AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah International Journal of Economic, Technology and Social Sciences (Injects) IIJSE Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman
Rahmayati Rahmayati
Program Studi Perbankan Syariah, Universitas Muhammadiyah Sumatera Utara, Jalan Kapten Muchtar Basri No.3, Glugur Darat II, Kota Medan, Sumatera Utara, Indonesia, 20238
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

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Pemanfaatan LRTMJ (Limbah Rumah Tangga Minyak Jelantah) Melalui Kepul Online di Aisyiyah Ranting Pasar VII Tembung Rahmayati; Siti Mujiatun; Maya Sari
Jurnal SOLMA Vol. 10 No. 3 (2021)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v10i3.7257

Abstract

Background: Penggunaan minyak jelantah lebih dari dua kali tidak baik bagi kesehatan manusia, sehingga diperlukan edukasi dan sosialisasi kepada masyarakat agar tidak mengkonsumsi sisa pakai penggorengan lebih dari dua kali karena perlu diketahui bahwa ketika minyak terjadi proses oksidasi maka minyak tersebut dapat menjadi radikal bebas dan senyawa berbahaya, dimana dapat memberikan pengaruh saat di konsumsi karena memberikan dampak kepada kesehatan secara cepat maupun lambat dirasakan bagi tubuh. Tujuan PKM ini diharapkan memberikan transfer knowledge untuk tidak menggunakan minyak jelantah, tidak hanya itu saja, para peserta yaitu Ranting Aisyiyah Pasar VII Tembung diberikan pemahaman limbah minyak jelantah dapat didistribusikan kepada perusahaan start-up yaitu Kepul Online. Metode: Identifikasi permasalahan melalui wawancara kepada ibu-ibu rumah tangga agar diketahui bahwa minyak jelantah sebagai limbah dan selanjutnya memberikan edukasi kepada para peserta tentang limbah tersebut dari narasumber dengan capaian agar para peserta tidak lagi menggunakan limbah minyak jelantah, kemudian memberikan transfer knowledge kepada lingkungan para peserta dan pengumpulan limbah minyak jelantah pada Kepul Online. Hasil: Bahwa minyak jelantah dapat didistribusikan kepada Kepul Online sebagai perusahaan yang peduli pada lingkungan sehingga minyak jelantah bernilai ekonomis. Kesimpulan: Para peserta terbuka wawasannya karena sudah memperoleh informasi dan pemahaman dari narasumber dan diuraikan tentang pengumpulan minyak jelantah menjadi peluang bekerja sama dengan Kepul Online dalam hal pemanfaatan nilai ekonomis dari limbah minyak jelantah.
Pengembangan Model Penyaluran Kredit Bagi UKM Untuk Mengantisipasi Perkembangan Lembaga Keuangan Informal : (Studi Kasus : Pada UKM di Kabupaten Deli Serdang) Siti Mujiatun; Julita Julita; Rahmayati Rahmayati; Edisah Putra Nainggolan
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 4 (2022): Artikel Volume 6 Issue 4 Periode Oktober 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i4.1016

Abstract

The classic problem that cannot be denied and that continues to plague some Small and Medium Enterprises (SMEs), is the problem of capital, which results in not achieving the expected goals. Some SMEs that can meet the requirements can use banking services (banks) to meet their business capital needs and not a few SMEs also use informal financial institutions, which in this case are loan sharks for their business capital, although we know the interest expense set is relatively higher than Banks, because the procedures and requirements are easy, some SMEs use informal financial institutions or loan shark services. This study aims to provide input and develop the most relevant credit distribution model that can help some SMEs in fulfilling their business capital in Deli Serdang Regency, and it is hoped that in the future the government and other stakeholders will have to focus on solving these problems. However, the SME sector is one of the supporters of economic growth in an area, especially in Deli Serdang Regency. This study uses the Research and Development (R&D) method. Data collection techniques generally use field studies with the distribution of research instruments (questionnaires) to the sample, in this case, SMEs in Deli Serdang Regency. Data analysis The research instruments that have been collected will be analyzed using descriptive analysis methods. Of the 70 entrepreneurs who became respondents, only 10.9% believed that the capital they had was sufficient to develop their business, 64.6% said they still needed injections even though they already owned them and 24.6% even stated that capital injections were a very urgent need for survival his efforts.
Pengaruh Besaran Premi Terhadap Minat Menjadi Nasabah Asuransi di PT. Asuransi Tugu Pratama Indonesia Muhammad Farhan Abdillah Lubis; Rahmayati Rahmayati
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Publisher : Universitas Muhammadiyah Sumatera Utara

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Abstract

This study was conducted with the aim of analyzing the effect of premium on interest in becoming an insurance customer at PT. Tugu Pratama Indonesia Insurance in Medan City. The importance of this research is because there are many insurance companies that compete with each other with intense competition with the same premium amount. A total of 60 respondents is the number of samples used in analyzing data using T test, F test, validity test, reliability test and R2 test. The results of this study state that the premium amount has a positive and significant effect on the interest in becoming an insurance customer tested at PT. Tugu Pratama Indonesia Insurance.
Peran Koperasi Unit Desa Terhadap Peningkatan Kesejahteraan Anggota Amruh Amruh; Rahmayati Rahmayati
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 3 No. 3 (2022): SEPTEMBER
Publisher : CERED Indonesia Institute

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Abstract

The essence of cooperatives is cooperation, namely cooperation between members and administrators in the context of realizing the welfare of members and the community, as well as building the national economic order. This study aims to determine the role of cooperatives in improving the welfare of members of the Kuala Tunak Tabuyung Cooperative and to determine the factors that hinder the welfare of members of the Kuala Tunak Tabuyung Village Unit Cooperative, as well as to determine the plasma core partnership as a means of impetus in improving the welfare of the members of the Kuala Tunak Tabuyung Cooperative so that it can be distributed equally. This research method uses a qualitative descriptive approach. The results of this study indicate that the role of the Kuala Tunak Tabuyung Village Unit Cooperative in improving the welfare of members produces positive results. Because with the plasma core partnership that exists between KUD Kuala Tunak Tabuyung and PT Sawit Sukses Sejati, it has a good impact on the welfare of members. With plasma management, it can open new jobs for the community and open up opportunities to open new businesses for members and the community in Tabuyung Village.
Peranan Dewan Pengawas Syariah Dalam Pembiayaan Mudarabah Pada Pt. Bprs Gebu Prima Miftahul Isror; Rahmayati Rahmayati
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 3 No. 3 (2022): SEPTEMBER
Publisher : CERED Indonesia Institute

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Abstract

Apart from the establishment of Islamic banks in Indonesia, private banks also follow sharia principles, including PT. BPRS (Islamic People's Credit Bank) Gebu Prima. PT. BPRS Gebu Prima is one of the Rural Banks (BPR) in the city of Medan. BPR is a bank that serves business activities conventionally or based on sharia principles which in its activities does not provide services in payment traffic. BPR Syariah Gebu Prima. PT offers services for saving time deposits or savings, credit and loans, financing and placement of funds based on sharia principles. Immediately visit the nearest Rural Bank (BPR) on opening days and hours. You can also contact the telephone contact for other information. The increase in Islamic banking and BPR in Indonesia or more precisely in Medan, North Sumatra, cannot be separated from the Sharia Supervisory Board. The Sharia Supervisory Board is an extension of the National Sharia Council (DSN) to straighten transactions carried out. With good supervision, forms of application of sharia products will be created that have been determined by the National Sharia Council.
Pengaruh NPF Dan NOM Terhadap Profitabilitas Pada Bank Umum Syariah Yang Terdaftar Di Otoritas Jasa Keuangan (OJK) Periode 2015-2019 Henna Habibillah; Rahmayati Rahmayati
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Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/liabilities.v5i2.10513

Abstract

Penelitian ini bertujuan untuk mengetahui perkembangan NPF dan NOM terhadap profitabilitas setiap tahunnya apakah mengalami dampak yang positif atau negatif terhadap bank syariah dan cara bagaimana perbankan syariah dalam mengatasi hal tersebut. Metode yang digunakan dalam penelitian ini adalah kuantitatif. Hasil penelitian secara parsial terhadap Non Performing Financing dengan tingkat signifikan 0,005 0,05 maka Ha ditolak (H0 diterima) berarti berpengaruh yang signifikan antara variabel NPF terhadap profitabilitas pada Bank Umum Syariah. Hasil penelitian secara parsial pengaruh Net Operating Margin dengan menggunakan taraf signifikansinya diperoleh 0,002 0,05 maka H0 diterima (Ha ditolak) yang berarti NOM secara parsial tidak berpangaruh signifikan terhadap profitabilitas pada Bank Umum Syariah di Indonesia. Hasil pengujian secara simultan anatara Non Performing Financing dan Net Operating Margin terhadap profitabilitas bahwa Fhitung Ftabel yaitu 3.481 2,03452 maka Ha diterima dan H0 ditolak yang artinya bahwa Non Performing Financing dan Net Operating Margin berpengaruh terhadap ROA, sedangkan nilai signifikannya diperoleh nilai 0.001 yang bila dibandingkan dengan alpha yaitu 0,05 menunjukkan 0,001 0,05 yang artinya bahwa secara signifikan Non Performing Financing (NPF) dan Net Operating Margin (NOM) berpengaruh positif terhadap Profitabilitas.Kata kunci : Non Performing Financing (NPF), Net Operating Margin (NOM), Profitabilitas (ROA).
Empirical Study: Quality of Islamic Banking In Medan City Rahmayati Rahmayati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i1.18307

Abstract

However, the problem in Sharia Banking that affects the quality of Islamic banks is various things, including the absence of product differentiation and literation. Of course, this reality is a challenge for Islamic banks to improve and develop both internally and externally. This reality is the idea of the idea of making a new paradigm for Islamic banks as also conveyed in the Sharia Banking Development Road Map issued by the OJK for 2022-2025. This study aims to analyze the factors that affect the quality of Sharia Banking due to the current reality of Sharia Banking that does not support the quality in Islamic banks, so that it can be improved both in terms of products, community paradigms, and Islamic financial literacy which has increased, especially in Medan City by using variable testing techniques that affect the quality of Sharia Banking in Medan City. The results of this study show that the quality of Sharia Banking has an effect. The results of this study show that the quality of Sharia Banking has a significant effect on the quality of Islamic banks in Medan City from customer perceptions generated through product differentiation and literacy.
Funding Management Training to Improve Service Quality Education in Thammsat Wittaya Thailand Rahmayati Rahmayati; Ade Gunawan
International Journal of Economic, Technology and Social Sciences (Injects) Vol. 1 No. 2 (2020): October 2020
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.779 KB)

Abstract

Devotion public This intends to see the real phenomenon of implementation of management financing For Increase Quality Service Education in Thammsat Wittaya Thailand. The purpose of this research is to: (1) get a description of the activities education financing planning ( budgeting ), (2) implementation of education financing ( actuating ), (3) supervision of education financing ( controlling ) at Thammsat Wittaya Thailand. From results devotion community obtained findings as following: First, planning financing education ( budgeting ) is process prepare a series of decisions to take action described in a real concept for carrying out the life of the future madrasa with adequate financing programmed to achieve goals and produce ideal designs, planning results form efficiency budget, maximization function management And need student accommodated.
PELATIHAN MANAJEMEN STRATEGI PEMASARAN DIGITAL BAGI UMKM DI KOTA PEMATANG SIANTAR Muhammad Arifin Lubis; Ahmad Afandi; Rahmayati Rahmayati
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 6 (2023): martabe : jurnal pengabdian kepada masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i6.2034-2040

Abstract

Artikel ini membahas tentang pelaksanaan pelatihan manajemen strategi pemasaran digital bagi Usaha Mikro, Kecil, dan Menengah (UMKM) binaan Lazismu Kota Pematang Siantar. Tujuan dari pelatihan ini adalah untuk meningkatkan pemahaman UMKM tentang pemasaran digital, mengenali peluang yang ditawarkan oleh teknologi digital, dan mempelajari praktik terbaik dalam memanfaatkan media digital untuk mempromosikan produk dan layanan mereka. Metode yang digunakan meliputi analisis kebutuhan pelatihan, persiapan, pelaksanaan pelatihan, dan evaluasi. Hasil dari pelatihan menunjukkan peningkatan pemahaman, keterampilan, dan manfaat yang signifikan bagi UMKM. Pelatihan ini memberikan dampak positif dalam meningkatkan pertumbuhan dan keberlanjutan bisnis UMKM, serta memiliki implikasi praktis yang signifikan dalam pengembangan ekonomi lokal dan peningkatan lapangan kerja. Disarankan untuk melibatkan lebih banyak UMKM dan melakukan pengembangan program pelatihan yang berkelanjutan untuk memastikan kesinambungan penggunaan strategi pemasaran digital oleh UMKM di Kota Pematang Siantar.
Islamic Green Banking At Bank Pembangunan Daerah In Indonesia Rahmayati Rahmayati; Siti Mujiatun; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1850

Abstract

This research aims to prove the concept of Islamic Green Banking in the banking system in Indonesia, precisely at the Bank Pembangunan Daerah (BPD) bank and to proves that CSR, Green Accounting, Growth Financing, NPF, Liability on Green Banking have a simultaneous and partial test effect on Green Banking. The research method used is descriptive quantitative, using secondary data from the bank's Annual Report from 2015-2020 at PT. BPD Aceh Syariah, PT. BPD Sumatera Utara, PT. BPD Jambi, PT. BPD. Nagari, PT. BPD. Riau and Kepulauan Riau, PT. BPD Sumatera Selatan and Bangka Belitung. The results of the study prove that the Corporate Social Responsibility (CSR), Growth Financing, Green Accounting, NPF variable have an effect on Green Banking except for Liability variable which shown negative result on Green Banking and this study is that the application of Green Banking is a pattern that can be implemented by the BPD through digitizing online services.
Co-Authors Ade Gunawan Ahmad Afandi Akrom, Akrom Amruh Amruh Br Sitepu, Himmatul Ulia Edisah Putra Nainggolan Fadhli bin Wan Mahmud Khairi Fikri Reynanda Hasibuan Hafni Nainggolan Henna Habibillah Julita, Julita Maya Sari Maya Sari Miftahul Isror Muhammad Arifin Lubis Muhammad Farhan Abdillah Lubis Mutiah Khaira Sihotang Seprida Hanum Siti Mujiatun Uswah Hasanah