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All Journal HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Martabe : Jurnal Pengabdian Kepada Masyarakat CARADDE: Jurnal Pengabdian Kepada Masyarakat At-Tawassuth: Jurnal Ekonomi Islam Jurnal Penelitian Medan Agama Jurnal Ilmiah Edunomika (JIE) Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Muhammad Arifin Lubis
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Pemikiran Ekonomi Islam Al-Syaibani Tentang Aktivitas Produksi Ahmad Riyansyah; Muhammad Arifin Lubis
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7242

Abstract

This study aims to analyze Al-Syaibani's Islamic economic thought about production activities. The problem to be discussed is how to implement Al-Syaibani's thinking in the benefits of production for human activities and welfare. This qualitative research has a descriptive analytical method by conducting a literature review. The results of the research obtained are that Al-Syaibani's thinking emphasizes microeconomic problems, so that his thoughts discuss in detail how the economic role of human production activities is to obtain wealth. Al Syaibani interprets that the purpose of production activity is important to play a role in bringing humans closer to God and to support the obedience so that production activities must be carried out or even required.
Audit Internal Syariah dan Faktor Efektivitas Pada Bank Syariah Muhammad Arifin Lubis Arifin; Asmaul Husna; Nancy Mayriski Siregar
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 3 (2023): Juni 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i3.1229

Abstract

Tujuan utama dari penelitian ini adalah untuk mengidentifikasi faktor yang paling penting yang secara signifikan meningkatkan efisiensi audit internal syariah di sektor perbankan syariah. Esai ini mengkaji literatur yang sudah ada untuk memberikan gambaran yang lengkap informasi yang dapat digunakan untuk mengidentifikasi elemen kunci yang mempengaruhi keberhasilan audit syariah di bank syariah. Berdasarkan studi yang diterbitkan sebelumnya, penelitian ini menyarankan kerangka konseptual variabel yang mempengaruhi keberhasilan audit Syariah. Struktur, prosedur, dan persyaratan audit internal Syariah semuanya termasuk dalam kerangka yang disarankan bersama dengan variabel eksternal dan internal. Dampak pada kehidupan sehari-hari. Pihak berwenang pertama-tama harus menawarkan kerangka menyeluruh untuk audit Syariah yang membahas elemen-elemen penting dari tata kelola Syariah yang efisien. Kedua, untuk mencapai tujuan tata kelola Syariah yang efektif, lembaga keuangan Islam (LKI) perlu lebih memperhatikan kepatuhan terhadap prosedur audit Syariah. Last but not least, kurangnya penelitian empiris tentang fungsi dan efisiensi audit Syariah di perbankan Islam menekankan perlunya menciptakan metodologi yang cocok untuk memajukan penyelidikan kemanjuran praktik tata kelola Syariah
PELATIHAN MANAJEMEN STRATEGI PEMASARAN DIGITAL BAGI UMKM DI KOTA PEMATANG SIANTAR Muhammad Arifin Lubis; Ahmad Afandi; Rahmayati Rahmayati
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 6 (2023): martabe : jurnal pengabdian kepada masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i6.2034-2040

Abstract

Artikel ini membahas tentang pelaksanaan pelatihan manajemen strategi pemasaran digital bagi Usaha Mikro, Kecil, dan Menengah (UMKM) binaan Lazismu Kota Pematang Siantar. Tujuan dari pelatihan ini adalah untuk meningkatkan pemahaman UMKM tentang pemasaran digital, mengenali peluang yang ditawarkan oleh teknologi digital, dan mempelajari praktik terbaik dalam memanfaatkan media digital untuk mempromosikan produk dan layanan mereka. Metode yang digunakan meliputi analisis kebutuhan pelatihan, persiapan, pelaksanaan pelatihan, dan evaluasi. Hasil dari pelatihan menunjukkan peningkatan pemahaman, keterampilan, dan manfaat yang signifikan bagi UMKM. Pelatihan ini memberikan dampak positif dalam meningkatkan pertumbuhan dan keberlanjutan bisnis UMKM, serta memiliki implikasi praktis yang signifikan dalam pengembangan ekonomi lokal dan peningkatan lapangan kerja. Disarankan untuk melibatkan lebih banyak UMKM dan melakukan pengembangan program pelatihan yang berkelanjutan untuk memastikan kesinambungan penggunaan strategi pemasaran digital oleh UMKM di Kota Pematang Siantar.
Analisis Pengelolaan Zakat Di Lazis Muhammadiyah (LAZISMU) Kota Medan Berdasarkan Undang-Undang No. 23 Tahun 2011 Tentang Pengelolaan Zakat Muhammad Arifin Lubis
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i2.324

Abstract

This study aims to see the implementation of Law/No. 23/2011 in zakat management, strategies implemented, advantages and disadvantages of LAZIS Muhammadiyah Medan City in zakat management. This research is a qualitative research with field research, conducted at the Amil Zakat, Infaq, and Sedekah Muhammadiyah Institute (LAZISMU) City Medan, which is located on Jl. Mandala By Pass No. 140A. With several informants, namely the Medan City LAZISMU Coordinator, Sharia Council/Supervisory Agency/LAZISMU Management Agency Medan City, Executive Leaders (Directors/Managers), and Amil Division of LAZISMU Medan City. The results of this study are that Lazismu has legality in managing ZIS with a permit from the government, namely the Minister of Religion of the Republic of Indonesia No. 730 of 2016, Lazismu has met the requirements of Law no. 23 of 2011 in the implementation of zakat management. Such as the implementation of productive economic utilization, distribution which is supervised by the supervisory body and sharia board, the existence of zakat calculation services, ZIS receipts, Lazismu separates the bookkeeping of Zakat, infaq, alms and other religious social funds and Lazismu also makes regular monthly reports published in Magazine media. Matahati Lazismu. The advantage of Lazismu is that it can take advantage of the network already owned by Muhammadiyah. The weakness of the Lazismu collection strategy is exacerbated by the failure of Lazismu to maximize the potential of gathering in Muhammadiyah.
Efektivitas Pendayagunaan Zakat Produktif Pada Pemberdayaan Ekonomi Di LAZISMU Kota Medan Muhammad Arifin Lubis
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 1 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i1.373

Abstract

This research is a qualitative descriptive study which aims to determine the effectiveness of productive zakat utilization in economic empowerment of mustahik. Data collection techniques using observation, interviews, and documentation. From the results of the study, it can be concluded that the concept of productive zakat utilization in mustahik economic empowerment carried out by LAZISMU Medan City is poured into several programs, namely in the form of providing business capital / business assistance both individually and in groups, providing job skills training, and providing work tools assistance. As for the effectiveness indicators using the theory of Ni Wayan Budiani, namely: accuracy of program targets, program socialization, program objectives, and program monitoring. The results of this study indicate that the indicators of the accuracy of the program targets and have been effective. Meanwhile, indicators of program socialization, program monitoring, and program objectives can be said to have not been effective.
Mengungkap Peran Terbaru Pegadaian Dalam Mendukung Pertumbuhan Usaha Dalam Kerangka Bisnis Syariah Putra Dewan Pratama; Muhammad Arifin Lubis; Asmaul Husna; Fauziah Hanum
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 6 (2023): Desember 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i6.1854

Abstract

Dalam melakukan penelitian ini penulis menggunakan pendekatan penelitian kualitatif. Penelitian yang dilakukan dilapangan atau dilokasi penelitian, untuk menyelidik gejala objektif yang terjadi ditempat tersebut dimana dalam penelitian ini akan dideskriptifkan keadaan yang menjadi fokus dalam penelitian berdasarkan Aktualisasi Peran Pegadaian Dalam Pengembangan Usaha Menurut Perspektif Bisnis Syariah Studi Kasus PT Pegadaian Syariah Sinabang. Tujuan dari penelitian ini adalah: 1. Untuk mengetahui peran pegadaian dalam menunjang usaha kecil di Kabupaten Simeulue; 2. Untuk mengetahui potensi dalam pengembangan bisnis masyarakat bisa berpeluang untuk menunjang usahanya di pegadaian syariah Sinabang; 3. Untuk memberikan pemahaman kepada masyarakat terhadap akad bisnis syariah, terutama dalam pembiayaan modal usaha arrrum. Hasil dalam penelitian ini adalah Masyarakat sangat diuntungkan dengan adanya pegadaian syariah karena pemilik usaha kecil sangat membutuhkan modal untuk menjalankan usahanya. Inilah sebabnya Pegadaian Syariah Unit Sinabang menawarkan pembiayaan ekuitas jangka panjang dan jangka pendek, sehingga masyarakat tidak terdesak untuk mendapatkan modal dari Pegadaian Syariah karena pembayarannya mudah dan tidak mempersulit nasabah yang ingin mengembangkan usahanya.
Optimizing MSMEs: Google My Business Strategy to Increase the Visibility of Pematang Siantar MSMEs Ahmad Afandi; Abdullah Sani; Muhammad Arifin Lubis; Rahmayati
CARADDE: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 3 (2024): April
Publisher : Ilin Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31960/caradde.v6i3.2150

Abstract

The purpose of this study is to increase the business visibility of MSME actors in Pematang Siantar City through the use of Google My Business. The methods include identifying needs, preparing materials, recruiting trainers, conducting theoretical and practical sessions, and evaluating. Of the 40 participants, most had shops and stalls that could have been more optimal in online marketing. The activity results showed that the training increased participants' understanding and skills in digital marketing, especially using Google My Business. Evaluation involves participant feedback, measurement of results, and recommendations for improvement. This activity concludes that the training has succeeded in having a positive impact on MSME actors in Pematang Siantar City, improving their digital skills and providing recommendations for further training to be more effective.
KEBIJAKAN FISKAL DALAM EKONOMI MAKRO ISLAM Muhammad Arifin Lubis; Asmaul Husna
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13610

Abstract

Fiscal policy is a policy that regulates or manages the state's revenue and expenditure with the aim of maintaining stability and promoting economic development. Government revenue and expenditure are among the instruments of fiscal policy. However, in modern literature, fiscal policy does not address ethical issues, except in distribution theory. Even then, it is only limited to distribution theory. This research method uses a library study. The results of this discussion show that fiscal policy in Islam, from the time of the Prophet Muhammad (peace be upon him) until now, has always used a balanced budget system managed through the Baitul Mal. Instruments developed in Islamic fiscal policy include zakat, infaq, sadaqah, waqf, ghanimah, fa’i, kharaj, jizyah, ushur, and khumus.
Zakat: Wujud Solidaritas Sosial Dalam Meningkatkan Kesejahteraan Umat Muhammad Arifin Lubis; Rahmi Amalia; Asmaul Husna; Fauziah Hanum
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 2 | 2023
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v8i2.15545

Abstract

The goal of community economic empowerment is to help layers of Islamic society recover their dignity from impoverished and economically disadvantaged conditions. In other words, zakat management functions as well-organized actions with a procedure to achieve this goal in an effort to increase people's economic independence. Planning, organizing, implementing, managing, and supervising are all aspects of zakat management that are used to set and meet preset goals by utilizing human resources and other resources.Tujuan pemberdayaan ekonomi kerakyatan adalah untuk membantu lapisan masyarakat Islam memulihkan harkat dan martabatnya dari kondisi melarat dan tidak mampu secara ekonomi. Dengan kata lain, pengelolaan zakat berfungsi sebagai tindakan yang tertata rapi dengan prosedur untuk mencapai tujuan tersebut dalam upaya meningkatkan kemandirian ekonomi umat. Perencanaan, pengorganisasian, pelaksanaan, pengelolaan, dan pengawasan adalah semua aspek pengelolaan zakat yang digunakan untuk menetapkan dan memenuhi tujuan yang telah ditetapkan dengan memanfaatkan sumber daya manusia dan sumber daya lainnya.
Pengaruh Penggunaan Mobile Banking Terhadap Minat Nasabah dalam Bertransaksi pada Bank Muamalat KCP Stabat Iqbal Raihan; Muhammad Arifin Lubis
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5124

Abstract

This research focuses on discussing the influence of the use of mobile banking offered by Bank Muamalat KCP Stabat on the interests of customers who use mobile banking. The aim of this research is to determine the influence of using mobile banking on customer interest and the magnitude of the influence of using mobile banking on customer satisfaction at Bank Muamalat KCP Stabat. This research uses quantitative data and distributes questionnaires. The method used was Non Probability sampling with a sample of 97 respondents. Sampling technique with several criteria and considerations. Meanwhile, the analysis method used is the T test (Partial Test). The results of this research show that the Fcount value is 182.156 > Ftable 3.09 with a significance level of 0.000 < 0.05, so the regression model can be used to predict the influence of the Mobile Banking Use Variable (X) on the Customer Interest Variable (Y). The X regression coefficient of 0.803 states that for every 1% increase in the Mobile Banking Usage value, the Customer Interest value increases by 0.803. The regression coefficient is positive, so it can be said that the direction of influence of variable X on Y is positive.
Co-Authors Abdullah Sani Ahmad Afandi Ahmad Riyansyah Amalia, Rahmi Asmaul Husna Asmaul Husna Aswadima, denada Fajrillah, Fajrillah Fauziah Hanum Husna, Asmaul Iqbal Raihan Juliati Nasution, Yenni Samri Lubis, Ali Topan Nancy Mayriski Siregar Putra Dewan Pratama Rahmayati Rahmayati Rahmayati Rahmi Amalia Samsudin, Samsudin Siregar, Saparuddin