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All Journal Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Muhamad Ragiel Saputra
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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ANALISIS LIKUIDITAS DAN PERPUTARAN MODAL KERJA PT ASTRA AGRO LESTARI TBK: UPAYA OPTIMALISASI KEUANGAN Muhamad Ragiel Saputra; Achmad Rayhan Maulidan; Isra Misra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1319

Abstract

Artikel ini membahas peran penting pengelolaan likuiditas dan perputaran modal kerja dalam mendukung stabilitas keuangan dan keberlanjutan bisnis di PT Astra Agro Lestari Tbk, salah satu perusahaan terkemuka di sektor agribisnis Indonesia. Melalui analisis rasio keuangan, khususnya Current Ratio dan perputaran modal kerja, artikel ini mengeksplorasi bagaimana strategi pengelolaan keuangan dapat meningkatkan efisiensi operasional dan profitabilitas perusahaan. Selain itu, artikel ini juga menyoroti tantangan dalam pengelolaan likuiditas dan memberikan rekomendasi untuk memperkuat kinerja keuangan. Dengan demikian, pengelolaan likuiditas dan modal kerja yang efektif tidak hanya berfungsi sebagai indikator kesehatan keuangan, tetapi juga sebagai faktor penentu keberlanjutan bisnis dalam industri agribisnis yang kompetitif. This article discusses the crucial role of liquidity management and working capital turnover in supporting financial stability and business sustainability at PT Astra Agro Lestari Tbk, one of Indonesia's leading agribusiness companies. Through an analysis of financial ratios, particularly the Current Ratio and working capital turnover, this article explores how financial management strategies can enhance operational efficiency and profitability. Additionally, the article highlights the challenges in managing liquidity and provides recommendations to strengthen financial performance. Effective liquidity and working capital management thus serve not only as indicators of financial health but also as key factors in ensuring business sustainability in the competitive agribusiness industry.
fatwa KETENTUAN FATWA TERKAIT PRODUK PENGHIMPUNAN DANA PADA LKS ASPEK HUKUM & ETIKA muhamad ragiel saputra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/w3z8r905

Abstract

This study discusses the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) regarding fundraising products in Sharia Financial Institutions (LKS), particularly in the form of savings, demand deposits, and term deposits. LKS are financial institutions that operate based on sharia principles derived from the Qur'an and hadith, avoiding the practice of riba (interest) and transactions that contradict Islamic law. This study emphasizes the importance of understanding the fatwas governing these products to ensure that the management of funds adheres to sharia principles. Through a normative and empirical legal approach, this article explores the mechanisms of fundraising in Islamic banking, particularly through Mudharabah and Wadi'ah contracts. The primary aim of this study is to provide guidance for the public in selecting Sharia-compliant fundraising products and to understand the rights and obligations of customers in transactions with LKS. This article also examines the legal and ethical implications of DSN-MUI fatwas regarding savings, demand deposits, and term deposits, as well as the challenges faced in implementing these products in Indonesia.
Co-Authors Achmad Rayhan Maulidan Isra Misra