Rohmah, Rodyah Awallul
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Implementasi Konsep Qardh dalam Penggunaan Kartu Kredit Syariah Rohmah, Rodyah Awallul; Khusnudin, Khusnudin
Jurnal Iqtisaduna Vol 10 No 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v10i2.53235

Abstract

Islamic financial practices continue to be adapted to meet the challenges of the modern world. One modernization of the qardh principle can be seen in the application of the use of Islamic credit cards. Islamic credit cards are designed to avoid the element of usury in the financing structure. The purpose of this study is to examine more deeply about how the concept of qardh, social and moral implications in an increasingly complex global financial system. This qualitative research uses a secondary review approach that focuses on the theoretical-normative study of the concept of qardh in modern Islamic credit card practices. The results of this study conclude that the concept of qardh in Islamic credit card practices has important relevance in the aspects of helping, justice, financial education and user responsibility, increasing accessibility and social justice, innovation in Islamic financing, maintaining economic stability, and building solidarity and social responsibility.
Pengaruh Solvabilitas dan Likuiditas Terhadap Profitabilitas Dengan Ukuran Perusahaan Sebagai Variabel Mediasi Pada Perusahaan Yang Terdaftar Di Indeks Saham Syariah Indonesia (ISSI) Rohmah, Rodyah Awallul; Yuliana, Indah
Jurnal Ecogen Vol 7, No 2 (2024): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v7i2.15846

Abstract

This research in 2020 to 2022 aims to understand the relationship between solvency and liquidity to profitability, where company size is a mediator. This methodology uses purposive sampling resulting in two hundred and ninety-three samples representing companies listed on the Indonesian sharia stock index. The criterion is that the company has experienced profit for three consecutive years, namely in 2020-2022. The data analysis methodology used in this study consists of path analysis using smart pls. The findings of data analysis show that solvency, liquidity and company size have no direct effect on profitability, solvency and liquidity have a direct effect on company size, and company size is able to mediate the effect between solvency and liquidity on profitability.