Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Emanasi Jurnal Ilmu Keislaman dan Sosial
Khafid, M Abd
Unknown Affiliation
Religion

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Implementasi Pembiayaan KUR Syariah dalam Pegembangan UMKM (Kuliner) DI Bank DKI Syariah KCP MatramanMAN Khafid, M Abd; Saefudin, Ahmad; Suwarni, Indah
Emanasi : Jurnal Ilmu Keislaman dan Sosial Vol 7 No 2 (2024): Jurnal Emanasi Volume 7 Edisi 2 Tahun 2024
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the implementation of Sharia Micro KUR financing in the development of Micro, Small and Medium Enterprises (MSMEs) in the culinary sector at Bank DKI Syariah Matraman Sub-Branch Office (KCP). The research method used is descriptive qualitative with data collection techniques through in-depth interviews, observation and documentation studies. Research subjects include banks, MSME customers and related stakeholders. The research results show that Sharia Micro KUR financing at Bank DKI Syariah KCP Matraman has been effective in supporting the development of culinary MSMEs. This is shown by the increase in turnover and production capacity of MSMEs receiving KUR. The implementation of financing is carried out by following sharia principles, which not only provides financial benefits but also improves the social and economic welfare of the community. Obstacles faced in implementation include customers' lack of understanding of sharia products and limited access to information. However, the bank has made various efforts to overcome these obstacles through education and mentoring programs. Overall, Sharia Micro KUR financing at Bank DKI Syariah KCP Matraman makes a positive contribution to the development of culinary MSMEs, although improvements are still needed in the educational aspect and product socialization to customers.
Co-Authors Ahmad Saefudin Indah - Suwarni