Emanasi Jurnal Ilmu Keislaman dan Sosial
Vol 7 No 2 (2024): Jurnal Emanasi Volume 7 Edisi 2 Tahun 2024

Implementasi Pembiayaan KUR Syariah dalam Pegembangan UMKM (Kuliner) DI Bank DKI Syariah KCP MatramanMAN

Khafid, M Abd (Unknown)
Saefudin, Ahmad (Unknown)
Suwarni, Indah (Unknown)



Article Info

Publish Date
01 Oct 2024

Abstract

This research aims to analyze the implementation of Sharia Micro KUR financing in the development of Micro, Small and Medium Enterprises (MSMEs) in the culinary sector at Bank DKI Syariah Matraman Sub-Branch Office (KCP). The research method used is descriptive qualitative with data collection techniques through in-depth interviews, observation and documentation studies. Research subjects include banks, MSME customers and related stakeholders. The research results show that Sharia Micro KUR financing at Bank DKI Syariah KCP Matraman has been effective in supporting the development of culinary MSMEs. This is shown by the increase in turnover and production capacity of MSMEs receiving KUR. The implementation of financing is carried out by following sharia principles, which not only provides financial benefits but also improves the social and economic welfare of the community. Obstacles faced in implementation include customers' lack of understanding of sharia products and limited access to information. However, the bank has made various efforts to overcome these obstacles through education and mentoring programs. Overall, Sharia Micro KUR financing at Bank DKI Syariah KCP Matraman makes a positive contribution to the development of culinary MSMEs, although improvements are still needed in the educational aspect and product socialization to customers.

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Journal Info

Abbrev

emanasi

Publisher

Subject

Religion

Description

Emanasi : Jurnal Ilmu Keislaman dan Sosial, merupakan jurnal yang dikelola oleh Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial (ADPIKS) , terbit dua kali dalam setahun, Oktober dan April. Jurnal Emanasi merupakan media diskusi ilmiah dalam ilmu keislaman dan ilmu ...