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All Journal Journal of Islamic Economics and Philanthropy Al Dzahab ITQAN: Journal of Islamic Economics, Management, and Finance Dikdimas : Jurnal Pengabdian Kepada Masyarakat Indonesian Journal for Islamic Studies Abdurrauf Social Science Ahlika: Jurnal Hukum Keluarga dan Hukum Islam
Muhammad, Zuwaira Jibril
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Waqf as an Islamic Endowment: A Solution for Improving Educational Attainment in Northern Nigerian Communities Muhammad, Adamu Abubakar; Ardo, Adam Muhammad Ardo; Aliyu, Shafa’at Ahmad; Muhammad, Zuwaira Jibril
ITQAN: Journal of Islamic Economics, Management, and Finance Vol. 4 No. 1 (2025): ITQAN: Journal of Islamic Economics, Management, and Finance
Publisher : Yayasan Mitra Peduli Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57053/itqan.v4i1.58

Abstract

About 6 out of 10 pupils in Northern Nigerian rural areas are left behind in educational attainment due to poverty, lack of parental support, insecurity challenges, or cultural disparity. This study aims to describe the relationship between socioeconomic status and educational goals in Northern Nigeria and how using and revitalizing Waqf institutions might advance education in the region. Because of socioeconomic factors like poverty, cultural norms, and underfunded educational systems, Northern Nigeria faces significant challenges that impede access to high-quality education and educational goals despite numerous government initiatives. A review of the literature, case studies, and expert interviews are all part of the qualitative technique used in this study. These techniques make it possible to fully comprehend the difficulties the local educational system faces and the historical and contemporary contributions of Waqf institutions to the advancement of education in northern Nigerian communities. Examining pertinent theoretical frameworks and empirical research yields important insights into how Islamic endowment systems can lessen notable educational gaps in the region, which is one of the significant findings of the current research. It also revealed that Waqf models that have worked well in other Muslim countries draw attention to the potential applications for more benefits and to finance education for underprivileged students. Ultimately, the study recommends that including Waqf in educational financing would provide practical, long-term methods to improve educational objectives in the area and lessen the detrimental effects of the socioeconomic crisis.
Methodological Approach of Reviving Zakat and Waqf Institutions in Bauchi and Gombe States Nigeria: The Way Forward Hussaini, Hamza Abubakar; Muhammad, Adamu Abubakar; Muhammad, Zuwaira Jibril; Aliyu, Shafa’atu Ahmad
Journal of Islamic Economics and Philanthropy Vol. 7 No. 2 (2024): November
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/jiep.v7i2.12785

Abstract

This paper examines the Methodological Approach of Reviving Zakat and Waqf Institutions in Bauchi and Gombe States Nigeria by assessing the current situation of Zakat and Waqf institutions in Bauchi and Gombe States, Nigeria, and proposes measures for their revival for human sustainable development. The paper also discusses a brief history of Zakat and Waqf in Islam and their significance in promoting social welfare of the Ummah, as well as the current challenges faced by these institutions in the study area which includes a lack of establishment willingness, proper management, low patronization, inadequate funding, and limited public awareness. This research adopted the qualitative research method by using a literature review and interview for data collection as well as content analysis for analyzing the data. In order to revive these institutions and fully harness their potential, the paper suggests a holistic approach that involves collaboration between government institutions, religious organizations, and the community. This approach includes developing a comprehensive legislative framework for Zakat and Waqf, establishing an effective management system, and increasing public awareness through education and outreach programs.
The Alternative Use of Islamic Endowment (Waqf) for Educational Desire Among Contemporary Northern Nigerian People: Penggunaan Alternatif Wakaf Islam untuk Kebutuhan Pendidikan di Kalangan Masyarakat Nigeria Utara Kontemporer Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Aliyu, Shafa’at Ahmad; Muhammad, Zuwaira Jibril
Al Dzahab Vol. 6 No. 1 (2025): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v6i1.4932

Abstract

Purpose: The feasibility and effective use of Waqf to bridge educational disparities in Northern Nigeria are investigated in this study. Design/methodology/approach: This study employs a qualitative methodology that includes a review of the literature, case studies, and expert interviews. These methods enable a thorough understanding of the challenges facing the local educational system as well as the contributions Waqf has made to the growth of education both historically and currently. Findings: Important insights into how Islamic endowment systems can reduce significant educational disparities in the region are obtained via the examination of relevant theoretical frameworks and empirical research. It highlights the potential uses of these endowments, which are motivated by religious beliefs, to fund education for disadvantaged pupils by examining Waqf models that have been successful in other Muslim nations. Research implications: Incorporating Waqf into educational funding would offer a workable, long-term way to reduce the negative consequences of the socioeconomic crisis and enhance educational goals in the region.
The Legal Framework of Waqf and Its Role in Modern Economic Development in Nigeria Ardo, Adam Muhammad; Muhammad, Adamu Abubakar; Adam, Muhammad Bello; Aliyu, Shafa’at Ahmad; Muhammad, Zuwaira Jibril
Ahlika: Jurnal Hukum Keluarga dan Hukum Islam Vol. 1 No. 2 (2024): Ahlika: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/ahlika.v1i2.109

Abstract

This study examines the legal framework of waqf in Nigeria and its potential role in driving modern economic development. Waqf, as one of the key institutions in Islamic economic law, has historically played a significant role in wealth redistribution, social welfare, and public service provision in many Muslim societies. Despite its substantial potential, waqf in Nigeria remains underutilized due to regulatory ambiguities, low public awareness, and complex socio-political dynamics. This research provides an in-depth analysis of the existing waqf laws in Nigeria, highlighting their strengths and weaknesses, and investigates how regulatory reforms could enhance the effectiveness of waqf in addressing socio-economic challenges. Employing a qualitative research approach, the study integrates doctrinal legal analysis with empirical research to explore the waqf framework in Nigeria and its role in economic development. The findings reveal the implications of developing a more robust legal framework for waqf in Nigeria, emphasizing its role in poverty alleviation, education funding, healthcare services, and infrastructure development, while identifying its potential as a complementary mechanism to state-provided services. The study recommends the establishment of a dedicated waqf commission to standardize regulations, ensure accountability, and promote transparency. It also advocates for partnerships between government agencies, religious institutions, and civil society to raise awareness and encourage public participation in waqf initiatives. By integrating waqf into Nigeria’s broader economic and development policies, the study concludes that waqf has the potential to play a transformative role in achieving sustainable development goals, reducing economic disparities, and fostering community-driven development. The research findings are intended to serve as a foundation for policymakers, academics, and practitioners interested in revitalizing waqf within Nigeria’s contemporary economic framework. Abstract: Penelitian ini mengkaji kerangka hukum wakaf di Nigeria serta potensinya dalam mendorong perkembangan ekonomi modern. Wakaf, sebagai salah satu institusi kunci dalam hukum ekonomi Islam, secara historis berperan penting dalam redistribusi kekayaan, kesejahteraan sosial, dan penyediaan layanan publik di banyak masyarakat Muslim. Meskipun memiliki potensi besar, wakaf di Nigeria masih kurang dimanfaatkan akibat kurangnya kejelasan regulasi, rendahnya tingkat kesadaran masyarakat, serta dinamika sosial-politik yang kompleks. Penelitian ini memberikan analisis mendalam terhadap hukum wakaf yang berlaku di Nigeria, termasuk kekuatan dan kelemahannya, serta menyelidiki bagaimana reformasi regulasi dapat meningkatkan efektivitas wakaf dalam mengatasi tantangan sosial-ekonomi. Penelitian ini menggunakan pendekatan penelitian kualitatif, menggabungkan analisis hukum doktrinal dengan penelitian empiris untuk menyelidiki kerangka kerja wakaf di Nigeria dan perannya dalam pembangunan ekonomi. Hasil penelitian menunjukkan implikasi dari pengembangan kerangka hukum yang lebih baik bagi wakaf di Nigeria, peran wakaf dalam pengentasan kemiskinan, pendanaan pendidikan, pelayanan kesehatan, dan pembangunan infrastruktur, serta mengidentifikasi potensinya sebagai pelengkap layanan yang disediakan oleh negara. Rekomendasi penelitian ini meliputi pembentukan komisi wakaf khusus untuk menstandarkan regulasi, memastikan akuntabilitas, dan mendorong transparansi. Penelitian ini juga mendorong kemitraan antara lembaga pemerintah, institusi keagamaan, dan masyarakat sipil untuk meningkatkan kesadaran serta partisipasi publik dalam inisiatif wakaf. Dengan mengintegrasikan wakaf ke dalam kebijakan ekonomi dan pembangunan Nigeria secara lebih luas, penelitian ini menyimpulkan bahwa wakaf memiliki potensi untuk berperan transformatif dalam mencapai tujuan pembangunan berkelanjutan, mengurangi kesenjangan ekonomi, dan mendorong pembangunan berbasis komunitas. Temuan penelitian ini diharapkan menjadi dasar bagi para pembuat kebijakan, akademisi, dan praktisi yang tertarik untuk merevitalisasi wakaf dalam kerangka ekonomi kontemporer Nigeria.
Revitalizing Waqf Institutions: A Sustainable Solution for Vocational Education and Out-of-School Children in Northern Nigeria Sani, Shafi’u Mahmud; Muhammad, Adamu Abubakar; Amare, ISA Abubakar Dutsin-; Muhammad, Zuwaira Jibril
Abdurrauf Social Science Vol. 2 No. 1 (2025): Abdurrauf Social Science
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/arsos.v2i1.163

Abstract

 In Northern Nigeria, the growing number of out-of-school children and the difficulties associated with vocational education provide a serious obstacle to sustainable development. Socioeconomic disparities, a lack of adequate government financing, and ineffective institutional frameworks are the main causes of these problems. The potential role of restoring waqf (Islamic endowment) organizations as a long-term solution to these issues is examined in this research. In Islamic nations, waqf organizations have traditionally played a significant role in funding social welfare, healthcare, and education. Waqf can offer the infrastructure and resources required to support vocational education and reintegrate out-of-school youth into the educational ecosystem by utilizing their innate values of generosity and community empowerment. The study emphasizes the working mechanisms of waqf and its applicability to contemporary socio-economic requirements by combining qualitative and quantitative research methodologies. It looks at effective waqf models in other Islamic countries and assesses how well they work in Northern Nigeria. It also provides a strategic framework for waqf institution revitalization, which includes capacity building, legal reforms, and waqf integration with current public and commercial programs. The results show that a well-designed waqf system may sustainably fund educational facilities, scholarships, and vocational training centers, lowering poverty and promoting economic independence among underserved areas. The study comes to the conclusion that government agencies, religious institutions, and civil society organizations must work together to revive waqf institutions for addressing the existing challenges in the vocational education, and out-of-school children circle in northern Nigeria. By addressing the dual challenge of vocational education and out-of-school children, waqf institutions can play a transformative role in shaping a more equitable and prosperous Northern Nigeria.  [Di Nigeria Utara, meningkatnya jumlah anak yang tidak bersekolah serta berbagai kendala dalam pendidikan kejuruan menjadi hambatan serius bagi pembangunan berkelanjutan. Ketimpangan sosial-ekonomi, kurangnya pendanaan pemerintah yang memadai, serta kelemahan dalam kerangka kelembagaan merupakan faktor utama yang menyebabkan permasalahan ini. Penelitian ini mengkaji potensi revitalisasi lembaga wakaf sebagai solusi jangka panjang terhadap permasalahan tersebut. Dalam sejarah negara-negara Islam, lembaga wakaf telah memainkan peran penting dalam pembiayaan kesejahteraan sosial, layanan kesehatan, dan pendidikan. Dengan mengedepankan nilai-nilai kedermawanan dan pemberdayaan komunitas, wakaf dapat menyediakan infrastruktur dan sumber daya yang diperlukan untuk mendukung pendidikan kejuruan serta mengintegrasikan kembali anak-anak yang tidak bersekolah ke dalam sistem pendidikan. Penelitian ini menggunakan metode kualitatif dan kuantitatif untuk menganalisis mekanisme kerja wakaf dan relevansinya terhadap kebutuhan sosial-ekonomi kontemporer. Studi ini juga menelaah model wakaf yang berhasil diterapkan di negara-negara Islam lainnya serta mengevaluasi efektivitasnya di Nigeria Utara. Selain itu, penelitian ini mengusulkan kerangka strategis untuk revitalisasi lembaga wakaf, yang mencakup peningkatan kapasitas, reformasi hukum, dan integrasi wakaf dengan program publik serta sektor swasta yang telah ada. Hasil penelitian menunjukkan bahwa sistem wakaf yang dirancang dengan baik dapat secara berkelanjutan membiayai fasilitas pendidikan, beasiswa, dan pusat pelatihan kejuruan, sehingga berkontribusi dalam pengurangan kemiskinan serta peningkatan kemandirian ekonomi bagi kelompok masyarakat yang kurang beruntung. Kesimpulan penelitian ini menegaskan bahwa kolaborasi antara lembaga pemerintah, institusi keagamaan, dan organisasi masyarakat sipil sangat diperlukan dalam merevitalisasi lembaga wakaf guna mengatasi permasalahan pendidikan kejuruan dan anak-anak yang tidak bersekolah di Nigeria Utara. Dengan mengatasi tantangan ganda ini, lembaga wakaf dapat berperan secara transformatif dalam menciptakan masyarakat Nigeria Utara yang lebih adil dan sejahtera. Kata kunci: Lembaga Wakaf, Pendidikan Kejuruan, Anak Tidak Bersekolah, Nigeria Utara, Pembangunan Berkelanjutan]
Socioeconomic Factors and Educational Aspirations in Northern Nigeria: Islamic Endowment as a Possible Solution Muhammad, Adamu Abubakar; Hussaini, Hamza Abubakar; Muhammad, Zuwaira Jibril; Aliyu, Shafa’atu Ahmad
Indonesian Journal for Islamic Studies Vol. 2 No. 3 (2024): Indonesian Journal for Islamic Studies (November)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijfis.v2i3.274

Abstract

The study aims to investigate the socioeconomic determinants that influence educational ambitions in Northern Nigeria and the potential role of Islamic waqf (Waqf). This research uses a qualitative approach. Expert interviews, case studies, and literature reviews are all incorporated into this technique. These techniques make it possible to understand the difficulties facing the local education system in great detail, as well as the historical and current contributions that Waqf has made to the advancement of education. The results of the analysis of the relevant theoretical framework and practical investigations yielded valuable insights into the ways in which the Islamic waqf system can close the huge educational gaps and inequalities in the area. The study looks at the relationship between socioeconomic status and educational goals in Northern Nigeria and how the use and revitalization of Waqf institutions can advance education in the area. The conclusion of the study is that in Northern Nigeria, socioeconomic factors are still a challenge to the desire to get an education. By involving collaboration between governments, businesses, and religious institutions to create effective and inclusive structures, Islamic waqf can be a potential solution to overcome socio-economic barriers in education.
Waqf Institutions and Sustainable Development in Nigeria: An Analysis of Community Service Delivery Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Adam, Muhammad Bello; Aliyu, Shafa’at Ahmad; Muhammad, Zuwaira Jibril
DIKDIMAS : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 3 (2024): DIKDIMAS : JURNAL PENGABDIAN KEPADA MASYARAKAT  VOL 3 NO 3 DECEMBER 2024
Publisher : Asosiasi Profesi Multimedia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/dikdimas.v3i3.352

Abstract

This study focuses on the contributions Waqf institutions make to community service delivery while critically examining their role in advancing sustainable development in Nigeria. In order to assess the impact of Waqf in sectors including education, healthcare, poverty reduction, and infrastructure development, the study uses both qualitative and quantitative data gathered through surveys, interviews, and document analysis. In order to highlight excellent practices and issues, case studies of prominent Waqf foundations in Nigeria are given, together with their accomplishments and shortcomings. The results show that although Waqf institutions have made important contributions to community service, issues including tax regulatory frameworks, low public awareness, and subpar management techniques have prevented them from reaching their full potential. The report emphasizes that in order to improve the operation of Waqf institutions, legal reforms, capacity training, and public-private collaborations are necessary. With a focus on its alignment with the Sustainable Development Goals (SDGs), the study ends by offering a roadmap for utilizing Waqf as a tool for sustainable development in Nigeria. There are suggestions on how civil society, religious institutions, and government agencies might work together to revive Waqf institutions for efficient community service delivery, which would eventually support social cohesion and national growth.
Co-Authors Adam, Muhammad Bello Aliyu, Shafa’atu Ahmad Aliyu, Shafa’at Ahmad Aliyu, Shafa’atu Ahmad Amare, ISA Abubakar Dutsin- Ardo, Adam Muhammad Ardo, Adam Muhammad Ardo Hussaini, Hamza Abubakar Muhammad, Adamu Abubakar Sani, Shafi’u Mahmud