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All Journal Jurnal Multidisiplin Sahombu Jurnal Kajian Islam dan Sosial Keagamaan
Safnah Soleha
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Filsafat Ilmu Ekonomi Syariah Sebagai Landasan Sistem Ekonomi Syariah Bagi Pendidikan Umat Islam Safitri, Adelia; Maulida Rahma; Safnah Soleha; Ahmad Wahyudi Zein
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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The philosophy of Islamic economics is an important foundation in building an economic system based on Islamic values. Based on the Qur'an, Hadith, ijma, and qiyas, this philosophy offers a holistic conceptual framework to answer modern economic challenges. This research aims to describe the principles, characteristics, and main objectives of Islamic economics based on the values of tawhid, justice, and benefit. The method used in this research is descriptive qualitative based on literature study to explore the relationship between the philosophy of science, sharia principles, and the application of Islamic economics in the Islamic finance and banking sector. The results show that Islamic economics not only offers practical solutions to various economic problems, but also instills moral and spiritual values to create prosperity in the world and the hereafter. The development of Islamic economics in Indonesia is influenced by internal factors such as the large Muslim population and external factors such as the influence of the global Islamic banking system.
Differences Between Syariah Money Markets in Indonesia and Kuwait Safnah Soleha; Hikmah Indri Yani Harahap; Adelia Safitri; Maryam Batubara
Jurnal Multidisiplin Sahombu Vol. 5 No. 04 (2025): Jurnal Multidisiplin Sahombu, May - Juny (2025)
Publisher : Sean Institute

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This study compares the Islamic money markets in Indonesia and Kuwait, focusing on their characteristics, instruments, and regulations. The Islamic money market, operating without riba (interest), gharar (uncertainty), and maisir (speculation), is a vital short-term financial instrument in the global Islamic financial system. Indonesia, as the country with the largest Muslim population, demonstrates a strong commitment to developing its Islamic money market through various regulations and innovative products such as Sharia Bank Indonesia Certificates (SBIS) and State Sharia Securities (SBSN). On the other hand, Kuwait is a pioneer in Islamic finance in the Middle East, possessing a mature Islamic money market strictly regulated by the Central Bank of Kuwait (CBK). Although both are based on Sharia principles, their implementation varies between countries due to factors such as regulation, market infrastructure, adoption rates, and macroeconomic conditions. This research employs a descriptive qualitative literature review using secondary data. The findings indicate that Indonesia excels in instrument diversification and the development of Islamic money market infrastructure, supported by progressive regulations. However, challenges in Indonesia include low Islamic financial literacy and the need for broader instrument diversification. Meanwhile, Kuwait, despite its strong foundation, faces the challenge of high reliance on Commodity Murabahah as a primary instrument, necessitating more diverse product innovation. This comparison is expected to enrich Islamic finance literature and provide practical implications for the global development of Islamic money markets.
Co-Authors Adelia Safitri Ahmad Wahyudi Zein Hikmah Indri Yani Harahap Maryam Batubara Maulida Rahma Safitri, Adelia