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All Journal Journal Of Resource Management, Economics And Business (REMICS)
Covery Adi Saputro
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Humanities Economics, Econometrics & Finance Social Sciences

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PENGARUH PEMBAYARAN DIGITAL DAN KERENTANAN KEUANGAN YANG DI MODERASI LITERASI KEUANGAN Covery Adi Saputro; Ujang Suherman; Rengga Madya Pranata
Journal Of Resource Management, Economics And Business Vol. 3 No. 3 (2024): Journal Of Resource Management, Economics And Business (REMICS)
Publisher : PT. Berkah Digital Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58468/remics.v3i3.110

Abstract

Purpose: To determine the effect of digital payments and financial literacy on financial vulnerability in UBP Karawang management students. Research Methodology: Quantitative research; population: UBP Karawang management students (Class of 2020-2023, n=1948); sample: 95 students; data collection via Google Forms; analysis using moderated regression analysis. Results: Digital payments did not significantly affect financial vulnerability; 88.7% influence of digital payments and financial literacy on financial vulnerability; financial literacy moderates the relationship. Limitations: The study is limited to UBP Karawang management students, which may affect generalizability. Contribution: Useful for fields such as financial education, digital finance, and consumer behavior in Indonesia.
Co-Authors Rengga Madya Pranata Ujang Suherman