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All Journal Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Wisanggeni : Jurnal Pengabdian Masyarakat
Chamdini Putri
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Economics, Econometrics & Finance Education Social Sciences

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Analisis Kontrak Syariah Dalam E-Commerce: Studi Terhadap Akad Murabahah dan Salam di Era Digital Muhamad Ibnu Afrelian; Chamdini Putri; Khufyah Robe'nur
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 8 No. 2 (2024)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol8.i2/18107

Abstract

The development of e-commerce presents significant opportunities for Muslims to engage in digital transactions that align with Islamic legal principles. This study aims to analyse the application of Shariah-compliant contracts, specifically murabahah and salam, in digital transactions and identify the challenges faced in their implementation. Using a descriptive-analytical approach, this research examines the validity of these contracts in e-commerce based on fiqh al-muamalat, DSN-MUI fatwas, and maqasid al-shariah. The findings reveal that murabahah and salam contracts are highly adaptable to e-commerce due to their emphasis on transparency and fairness. However, several key challenges were identified, including the potential for gharar caused by inaccurate product descriptions, the contentious validity of digital ijab and qabul, and the risk of riba in instalment-based payment systems. Proposed solutions include strengthening regulations tailored to Shariah-compliant e-commerce platforms, educating consumers and business actors on Shariah-compliant contracts, and providing more transparent transaction mechanisms to minimise gharar. This study concludes that implementing Shariah-compliant contracts in e-commerce aligns strongly with maqasid al-shariah, particularly in safeguarding wealth and ensuring justice for all parties involved.
Pemberdayaan Ibu Rumah Tangga Melalui Pelatihan Desain Canva Untuk Usaha Mikro Kecil dan Menengah (UMKM) di Desa Totokaton, Kecamatan Punggur, Kabupaten Lampung Tengah. Chamdini Putri; Khufyah Robe’nur; Aminatus Sholekah; Anggita Vela
Wisanggeni: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2024): Desember (2024) Wisanggeni : Jurnal Pengabdian Masyarakat
Publisher : Institut Agama Islam Ma’arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/wisanggeni.v4i2.5309

Abstract

The development of Micro, Small, and Medium-Sized Enterprises (MSMEs), particularly those run by housewives, has enormous potential in Totokon Village, Punggur District, Central Lampung Regency. However, one of the biggest challenges to improving product attractiveness and digital marketing is the lack of expertise in promotional design. Through design instruction via the user-friendly and accessible Canva app, this business seeks to empower housewives. Intensive training, a participative approach with socialization stages, and help with promotional graphics that meet MSMEs' needs are some of the techniques employed. Digital marketing and community empowerment theory serve as the foundation for this program. The findings demonstrated that participants' abilities to produce eye-catching and expert promotional designs, like logos, flyers, and product catalogs, had improved. Additionally, the participants' confidence in their ability to use social media increased.
Co-Authors Aminatus Sholekah Anggita Vela Khufyah Robe'nur Khufyah Robe’nur Muhamad Ibnu Afrelian, Muhamad Ibnu