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All Journal Jurnal IlmiahManajemen, Bisnis dan Ekonomi Kreatif Al Fitrah: Journal Of Early Childhood Islamic Education
Oktaviani, Regina
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Pengaruh Perilaku Konsumtif, Gaya Hidup, dan Pendapatan terhadap Perilaku Pengelolaan Keuangan (Studi Kasus Pada Pekerja Wanita di Kota Semarang) Oktaviani, Regina; Indriasari, Ika; Meiriyanti, Rita
Jurnal Ilmiah Manajemen Bisnis dan Ekonomi Kreatif Vol. 4 No. 1 (2025): Jurnal Ilmiah Manajemen, Bisnis dan Ekonomi Kreatif
Publisher : Fakultas Ekonomi dan Bisnis Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/jibeka.v4i1.1357

Abstract

This study was conducted to determine the influence of consumptive behavior, lifestyle, and income on financial management behavior among female workers in the city of Semarang. The research employed a quantitative approach. The population consisted of female workers in Semarang. Data were collected from 115 respondents using a questionnaire. The data were processed using SPSS version 25. The research findings revealed that: (1) Consumptive behavior does not affect the financial management behavior of female workers in Semarang; (2) Lifestyle influences the financial management behavior of female workers in Semarang; (3) Income influences the financial management behavior of female workers in Semarang. The conclusion of this study is that consumptive behavior, lifestyle, and income collectively account for 45% of the variance in financial management behavior, while the remaining 55% is influenced by other factors not included in this linear regression model.
Implementasi Kurikulum Merdeka di TK Witri 1 kota Bengkulu Imelia Utami, Femi; Sahani, Freti; Oktaviani, Regina; Bahri, Husnul
Al Fitrah: Journal Of Early Childhood Islamic Education Vol 8, No 1 (2025): Early Childhood Islamic Education
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ja.v8i1.8901

Abstract

This is a problem that is often felt by schools, including early childhood teachers, at every curriculum change. There are three alternative choices in its implementation. To provide an understanding of the nature and how to develop an independent curriculum, it is important to conduct this research. This type of research is qualitative research. The research location is defined as the place where the research was conducted. This research was conducted at Witri 1 Kindergarten, Bengkulu City. The research instruments used were interviews, observations and documentation studies. The results showed that the independent curriculum goes hand in hand with the concept of independent learning launched by the Minister of Education and Culture. In compiling an independent curriculum that needs to be considered is the basic framework and curriculum structure. The result of this study is that the independent curriculum goes hand in hand with the concept of independent learning launched by the Minister of Education and Culture. In compiling an independent curriculum, it is necessary to pay attention to the basic framework and structure of the curriculum.
Pengaruh Perilaku Konsumtif, Gaya Hidup, dan Pendapatan terhadap Perilaku Pengelolaan Keuangan (Studi Kasus Pada Pekerja Wanita di Kota Semarang) Oktaviani, Regina; Indriasari, Ika; Meiriyanti, Rita
Jurnal Ilmiah Manajemen Bisnis dan Ekonomi Kreatif Vol. 4 No. 1 (2025): Jurnal Ilmiah Manajemen, Bisnis dan Ekonomi Kreatif
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/jibeka.v4i1.1357

Abstract

This study was conducted to determine the influence of consumptive behavior, lifestyle, and income on financial management behavior among female workers in the city of Semarang. The research employed a quantitative approach. The population consisted of female workers in Semarang. Data were collected from 115 respondents using a questionnaire. The data were processed using SPSS version 25. The research findings revealed that: (1) Consumptive behavior does not affect the financial management behavior of female workers in Semarang; (2) Lifestyle influences the financial management behavior of female workers in Semarang; (3) Income influences the financial management behavior of female workers in Semarang. The conclusion of this study is that consumptive behavior, lifestyle, and income collectively account for 45% of the variance in financial management behavior, while the remaining 55% is influenced by other factors not included in this linear regression model.
Co-Authors Bahri, Husnul Imelia Utami, Femi Indriasari, Ika Meiriyanti, Rita Rita Meiriyanti Sahani, Freti