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Regression analysis to evaluate the impact of information technologies tools on the performance of banks in Nigeria: English Ajao, Olutunde; Ayenigba , Alfred Ayo; Aborisade , Johnson Funsho
Asian Multidisciplinary Research Journal of Economy and Learning Vol. 1 No. 6 (2024): December 2024
Publisher : CV. ARGA FARMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70471/mvw57829

Abstract

Commercial banking in Nigeria has experienced immense growth since the turn of the century. This growth is largely attributed to the increased use of information technology in banking operations. Banks in Nigeria have now adopted IT systems to better manage customer data, processing financial transactions, and providing customers with better access to banking services. Linear Regression analysis was carried out to determine the effect of the independent variable on the dependent variables. The t, F and Durbin Watson statistic tests were also carried out to determine the individual significance, overall joint significance and goodness of fit of the model respectively. The regression results indicated that there was a positive and significant relationship between profitability and customer independent technology. The results also revealed ATMs, POS, MMO, and IBT were a key determinant of banks performance.  For example, banks in Nigeria can now offer customers online banking services, which make it easier for customers to access their accounts and transfer money. Banks can also benefit from IT systems to increase efficiency in processing transactions. This allows banks to reduce their costs and increase their profits .Overall, the adoption of IT in Nigerian banks has had a positive effect on their performance. The use of IT has allowed banks to increase their efficiencies, improve customer service, and increase their profitability.
Typhoid Incidence and Infant Mortality across Nigerian Regions, 2015–2024: Descriptive Trends and Association Tests: English Ajao, Olutunde Michael; Ayenigba , Alfred Ayo
Asian Multidisciplinary Research Journal of Economy and Learning Vol. 3 No. 3 (2026): Health, Consciousness, and Human Wellbeing: Contemporary Multidisciplinary Pers
Publisher : CV. ARGA FARMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70471/bzzxrs23

Abstract

This study examines regional disparities in typhoid fever incidence and infant mortality across Nigeria from 2015 to 2024.Retrospective ecological study. Nigeria, covering the period 2015–2024. Secondary data were obtained from annual reports of the Nigeria Centre for Disease Control (NCDC) and the National Population Commission (NPC). Nigeria’s six geopolitical zones were aggregated into five macro-regions (Central, North, East, South, and West). Typhoid incidence was measured as cases per 100,000 population, while infant mortality was expressed as deaths per 1,000 live births. Descriptive statistics, Spearman correlation, fixed-effects panel regression, and one-way ANOVA were employed. The West region recorded the highest average typhoid incidence and infant mortality over the study period. Strong positive correlations between typhoid incidence and infant mortality were observed in the West (ρ = 0.89, p < 0.001) and South (ρ = 0.82, p = 0.023). One-way ANOVA confirmed significant regional differences (F = 8.64, p = 0.002), with post hoc analysis indicating that disparities were primarily driven by the West region. Substantial regional inequities persist in typhoid burden and infant mortality in Nigeria. Targeted, region-specific interventions focusing on water, sanitation, vaccination, and maternal–child health services are essential for reducing preventable infant deaths.