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Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Keuangan Mahasiswa STIE AMM Mataram Janet Charina Kainde; I Nengah Arsana; I Gusti Gede Narung
Kredibel: Jurnal Ilmiah Manajemen Vol. 3 No. 2 (2024): Vol. 3 No. 2 Desember 2024
Publisher : Lembaga Pengembangan, Penelitian dan Pengabdian Kepada Masyarakat (LP3M) Sekolah Tinggi Ilmu Ekonomi AMM (STIE AMM) Mataram

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Abstract

This study aims to determine influence of financial literacy and lifestyle, both partially and simultaneously, on the financial behavior of STIE AMM Mataram students. The study employs a quantitative approach with an associative research design. The population includes all students of STIE AMM Mataram, totaling 1080 students from the 2021-2023 class. Sample of 92 students was selected using the accidental sampling technique. Data was collected through questionnaire utilizing a Likert scale ranging from 1 to 5. The data analysis was conducted using linear multiple regression analysis. Results of the study indicated that: (1) financial literacy and lifestyle partially has a significant effect on financial behavior, with t-stat (4.744) > t-table (1.987) and t-stat (4.210) > t-table (1.987) respectively; and (2) financial literacy and lifestyle simultaneously have a significant effect on financial behavior, with F-stat (45.861) > F-table (3.099).