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All Journal el hisbah: Journal of Islamic Economic Law Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora
Akhmad Nurasikin
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Pasar Modal: Investasi Saham di Bursa Efek Indonesia Perspektif Hukum Ekonomi Syari’ah Nurhasanah, Cucu; Ubbadul Adzkiya; Akhmad Nurasikin
Cendekia Inovatif Dan Berbudaya Vol. 2 No. 1 (2024): Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/cendib.v2i1.558

Abstract

Dunia investasi saham di Indonesia mengalami perkembangan pesat. Namun, masih banyak masyarakat awam yang keliru memahami investasi sebagai kegiatan spekulatif yang dilarang agama, sama halnya dengan perjudian. Kegelisahan akademis muncul dari adanya pertentangan pandangan tentang apakah investasi saham, terutama di Bursa Efek Indonesia (BEI), dapat dianggap sesuai dengan prinsip-prinsip syariah atau sebaliknya. Di tengah pandangan ini, Islam justru menganjurkan investasi sebagai bagian dari pengelolaan harta. Oleh karena itu, penelitian ini bertujuan untuk menganalisis investasi saham syariah di BEI dari perspektif hukum ekonomi syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur untuk mengkaji dasar hukum ekonomi syariah terkait investasi saham. Hasil penelitian menunjukkan bahwa transaksi saham yang dilakukan menggunakan akad Bai Al-Musawamah mengandung unsur musyarakah (kemitraan) atau syirkah (usaha patungan), yang sesuai dengan Fatwa DSN-MUI. Fatwa ini menyatakan bahwa investasi saham diperbolehkan selama memenuhi prinsip-prinsip syariah dan terhindar dari unsur judi, gharar (ketidakpastian), maysir (pengambilan risiko berlebihan), serta praktik terlarang lainnya. Sehingga, dapat disimpulkan bahwa investasi saham di BEI menurut perspektif hukum ekonomi syariah adalah mubah (diperbolehkan).
Perlindungan terhadap Nasabah Akibat Serangan Ciber: Studi di Bank Syariah Indonesia KC Pekalongan Pemuda Utami, Ghifari Wulandari; Saifudin; Akhmad Nurasikin
el hisbah Journal of Islamic Economic Law Vol 4 No 1 (2024)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v4i1.7581

Abstract

Cyber ​​attacks have a significant impact on the banking sector. One of the cyber attack incidents occurred at Bank Syariah Indonesia (BSI), including at the BSI Pekalongan Pemuda Branch Office (KC). The attack was marked by disruption of digital services, such as BSI Mobile, ATM machines, and teller services that could not be accessed by customers. This incident reflects the potential for bank negligence in carrying out its obligations to protect customer systems and data. This study aims to analyze the implementation of legal protection for customers due to cyber attacks, as well as to examine the legal consequences arising from the negligence of BSI KC Pekalongan Pemuda in anticipating cyber threats. This study is a juridical-empirical study with a qualitative approach. Data were collected through field studies, including interviews with related parties at BSI KC Pekalongan Pemuda, as well as literature studies covering legal literature, laws and regulations, and legal doctrines. The conceptual and legislative approaches were used to analyze the legal basis for customer protection and the bank's legal responsibility for cyber attacks. The results of the study show that customers are given the right to file a complaint with the Financial Services Authority (OJK) if they experience losses due to cyber attacks. The cyber attack that occurred at BSI KC Pekalongan Pemuda resulted in various legal and non-legal consequences, namely violations of the Personal Data Protection Act, violations of contractual obligations between the bank and customers, potential sanctions from authorities, the possibility of claims for compensation from customers, and losses to the bank's reputation.
Co-Authors Nurhasanah, Cucu Saifudin Ubbadul Adzkiya’ Utami, Ghifari Wulandari