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All Journal IMPROVEMENT: Jurnal Ilmiah untuk peningkatan mutu manajemen pendidikan Journal of Accounting and Finance Management (JAFM) Jurnal Pintar Pengabdian dan Pemberdayaan Masyarakat
Yanti, Lutvi
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Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Manajemen Kemitraan dengan Dunia Usaha dan Dunia Industri di SMK Negeri 1 Jakarta Yanti, Lutvi; Ragil, Wukir; Suryadi, Suryadi
Improvement: Jurnal Ilmiah untuk Peningkatan Mutu Manajemen Pendidikan Vol. 3 No. 2 (2016): Improvement: Jurnal Ilmiah untuk Peningkatan Mutu Manajemen Pendidikan
Publisher : Program Studi Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (9390.367 KB) | DOI: 10.21009/improvement.v3i2.1747

Abstract

The Effect of Financial Literacy, Risk of Use and Benefit on Interest in Transactions Using QRIS in Generation Z Yanti, Lutvi; Nuramelia, Alya; Ridayanti, Hilda; Rosnidah, Ida
Journal of Accounting and Finance Management Vol. 6 No. 1 (2025): Journal of Accounting and Finance Management (March - April 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i1.1751

Abstract

This quantitative research analyzes Financial literacy's impact, risks of use, and benefits of transaction interest using QRIS for Generation Z in Cirebon City. The object of this research is Generation Z in Cirebon, with a sample size of 402 people. Information was collected by conveying surveys through Google form; partial least squares (PLS) tools three analysis was used to examine the data. This research shows the results that financial literacy has a noteworthy and favorable impact on the interest variable in making transactions utilizing QRIS in Generation Z. The risk of use has a favorable and remarkable effect on the variable curiosity about transacting utilizing QRIS in Generation Z. The study's findings demonstrate that financial literacy has an influence quite a considerable favorable impact upon QRIS interest in Generation Z. The anticipated outcomes of this study will offer material regarding readers to increase their knowledge about the elements influencing interest in transacting utilizing QRIS in Generation Z. It can increase interest in transacting using QRIS.
Pengaruh Edukasi Optimalisasi Penggunaan Pinjaman Online dan Penggunaan Media Digital Terhadap Pengelolaan Modal Pelaku Usaha Mikro, Kecil dan Menengah Desa Sindangjawa Harry Sulistyowati, Lisa; Suestri, Suestri; Maidah, Liko; Yanti, Lutvi; Nurkomala, Nita
Jurnal Pintar Abdimas Vol 2 No 1 (2022): Volume 2 Nomor 1 Tahun 2022
Publisher : Lembaga Pengabdian Masyarakat Universitas Swadaya Gunung Jati

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Abstract

Micro, Small and Medium Enterprises often face challenges in managing capital, especially in utilizing digital technology. Many Micro, Small and Medium Enterprises do not understand the optimal way to use online loans, so they have the potential to experience difficulties in improper debt management. This research aims to improve the financial literacy of MSMEs through education on optimizing the use of online loans and the use of digital media for business development, specifically to analyze the effectiveness of participatory educational interventions on MSMEs' understanding of online loans, evaluate behavioral changes in capital management practices, and measure the impact of digital media adoption on business performance. The method used is to hold a Seminar on Optimizing the Use of Online Loans and the Use of Digital Media by providing material on the importance of understanding the various types of legal online loans, the benefits and risks of online loans for Micro, Small and Medium Enterprises, and how to optimize the use of digital media to market products on e-commerce platforms. The results of the seminar showed that Micro, Small and Medium Enterprises experienced an increase in their understanding related to online loans regarding the benefits, risks, and how to choose a safe and legal platform. Conclusion: Educational interventions are effective in improving MSMEs' understanding of the benefits, risks, and criteria for choosing online lending platforms, resulting in better capital management practices.
Co-Authors Harry Sulistyowati, Lisa Ida Rosnidah Maidah, Liko Nuramelia, Alya Nurkomala, Nita Ragil, Wukir Ridayanti, Hilda Suestri, Suestri Suryadi Suryadi