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All Journal An-Nawa : Jurnal Studi Islam Ikhtisar: Jurnal Pengetahuan Islam
Firdaus, Windra
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Physics

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Analisis Hukum Ekonomi Syariah Terhadap Produk Simpanan Di BMT Kota Payakumbuh Firdaus, Windra; Yanti, Novi; Helmi, Lika Akana; Syamsurizal, Syamsurizal; Wandi, Joni Indra
Indonesia Vol 6 No 2 (2024): An-Nawa: Jurnal Studi Islam
Publisher : Rumah Jurnal Institut Agama Islam An-Nawawi Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37758/annawa.v6i2.1217

Abstract

This study is motivated by the importance of compliance with Islamic economic law principles in savings products offered by Islamic financial institutions, such as Baitul Maal wa Tamwil (BMT). Previous research has largely focused on marketing aspects and the impact of savings products on financial institution revenue, but has not specifically addressed the implementation of wadi’ah and mudharabah contracts and the implications of unclear contracts on Sharia compliance. This study aims to analyze the application of Islamic economic law in savings products at BMT in Payakumbuh City, focusing on wadi’ah and mudharabah contracts. This research adopts a qualitative approach with a case study method. The study was conducted at BMT in Payakumbuh City from June to August 2024. Data sources consist of primary data obtained through in-depth interviews with BMT managers and customers, and secondary data in the form of contract documents used by BMT. Data collection techniques include interviews and document analysis, while data analysis uses qualitative descriptive methods with a non-statistical approach. To ensure data validity, member checking and source triangulation techniques were employed. The results indicate that the implementation of wadi’ah and mudharabah contracts in savings products at BMT in Payakumbuh City generally complies with Sharia principles, although there are some challenges related to contract clarity and communication with customers. This study is expected to contribute to the development of understanding of Islamic economic law and the practice of savings products at BMT, as well as increase public awareness in choosing Sharia-compliant financial products.
Tradisi Kerjasama Ma Agheh Dalam Hukum Ekonomi Syariah Di Masyarakat Padang Sago Firdaus, Windra; Saputra, Edriagus
Ikhtisar: Jurnal Pengetahuan Islam Vol 3 No 2 (2023): Ikhtisar: Jurnal Pengetahuan Islam
Publisher : Institut Agama Islam Sumatera Barat Pariaman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/ijpi.v3i2.401

Abstract

This research aims to reveal the tradition of ma agheh cooperation implemented by the Padang Sago community. This article discusses the history and laws related to the implementation of the ma agheh tradition in the process of land and crop management cooperation. The research is a field study using qualitative methods. The results of this study can be concluded, that this tradition is a community custom that has been carried out for generations by the local community. Based on Sharia Economic Law, the implementation of this tradition does not violate Sharia law because this cooperation has been agreed upon by both parties, both the landowner and the manager and this is a form of 'urf. In addition, the ma agheh tradition needs to adjust the existing urf with the principles of Sharia Economic Law.
Co-Authors Fachry Abda El Rahman Helmi, Lika Akana Saputra, Edriagus Syamsurizal - - Wandi, Joni Indra