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All Journal International Journal of Education, Social Studies, And Management (IJESSM) Journal of Social Commerce
Djunaidi, Zikri Habibi
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Economics, Econometrics & Finance Education Other

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The Impact of Digitalization on Work Patterns and the Protection of Workers' Rights: a Study of Labor Law in the Banking Sector Djunaidi, Zikri Habibi; Dalimunthe, Nikmah
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 3 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i3.499

Abstract

Digitalization has revolutionized the banking sector by improving efficiency and productivity through the adoption of information technology. While digitalization offers convenience, it also poses new challenges for workers, especially in relation to the reduction of traditional jobs and the need for higher digital skills. This study aims to analyze the impact of digitalization on work patterns and workers' rights in the banking sector, with a focus on time flexibility, outsourcing, and the reduction of manual labor. In addition, the study will analyze existing labor law policies to assess the extent to which they are able to protect workers' rights in the face of these rapid changes.  The approach used is qualitative with a descriptive method. Data is analysed using thematic analysis techniques, as well as using a normative-empirical legal approach to assess the relevance of labour policies in the context of digitalization. Validation is done through source triangulation by comparing the findings of this research with previous studies. The results show that digital transformation in the banking sector is changing work patterns with a hybrid model, decreasing the need for manual labor, and increasing the demand for digital skills. The use of outsourced labor is also increasing, but raises worker protection issues. Existing labor regulations need to be updated to respond to these new challenges and ensure the protection of workers' rights.
The Influence of Lifestyle and Financial Planning on Islamic Stock Investment Decisions in a Digitally Mediated Environment Djunaidi, Zikri Habibi; Imsar, Imsar; Anggraini, Tuti
Journal of Social Commerce Vol. 5 No. 1 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i1.157

Abstract

The speeding up of the digitalization of financial life that accompanies a rising cultural discourse about ethical investment is transforming the habits that shape the economic decisions of young Muslims. The current research examines how Islam stock investment could be impacted by lifestyle preferences and individual financial planning of student at the State Islamic University of North Sumatra (UINSU) relative to Jakarta Islamic Index (JII). Using a quantitative research approach on Structural Equation Modeling- Partial Least Squares (SEM-PLS) students investors active securities accounts were sampled and 94 student investors were selected. The results indicate that both lifestyle and financial planning influence investment decisions positively and independently of each other and lifestyle has a stronger effect in predicting investment decision. These findings indicate that approval of financial behavior of students is not a matter of systematic planning or technical literacy; there are extensive rationales on the basis of social identity, aspiration norms, and daily practices. In this environment, investment is identified as a mode of defining ethical orientation, social spot, and future intention, and not expressed as a pure economic concept. The study sets Islamic investing in the real world of digitally connected and religiously minded youngsters, enhancing the interpretation of behavioral finance in faith-related situations. It points a finger towards educational and institutional paradigms that take the financial decision-making beyond transactional competence, to cover ethical, cultural and social aspects of financial decision-making.
The Impact of Digitalization on Work Patterns and the Protection of Workers' Rights: a Study of Labor Law in the Banking Sector Djunaidi, Zikri Habibi; Dalimunthe, Nikmah
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 3 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i3.499

Abstract

Digitalization has revolutionized the banking sector by improving efficiency and productivity through the adoption of information technology. While digitalization offers convenience, it also poses new challenges for workers, especially in relation to the reduction of traditional jobs and the need for higher digital skills. This study aims to analyze the impact of digitalization on work patterns and workers' rights in the banking sector, with a focus on time flexibility, outsourcing, and the reduction of manual labor. In addition, the study will analyze existing labor law policies to assess the extent to which they are able to protect workers' rights in the face of these rapid changes.  The approach used is qualitative with a descriptive method. Data is analysed using thematic analysis techniques, as well as using a normative-empirical legal approach to assess the relevance of labour policies in the context of digitalization. Validation is done through source triangulation by comparing the findings of this research with previous studies. The results show that digital transformation in the banking sector is changing work patterns with a hybrid model, decreasing the need for manual labor, and increasing the demand for digital skills. The use of outsourced labor is also increasing, but raises worker protection issues. Existing labor regulations need to be updated to respond to these new challenges and ensure the protection of workers' rights.
Co-Authors Dalimunthe, Nikmah Imsar, Imsar Tuti Anggraini