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All Journal EKSPANSI Journal of Trends Economics and Accounting Research
Dewi Sri Maulydia
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Economics, Econometrics & Finance

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Journal : EKSPANSI

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ANALISIS DAMPAK KREDIT MACET DAN PENYALURAN KREDIT TERHADAP PROFITABILITAS BANK PERSERO Dewi Sri Maulydia; Setiawati, Ririt Iriani Sri
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 16 No 2 (2024)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v16i2.6004

Abstract

Conventional banking including Persero Bank has its main income from interest on loans distributed to the public. The purpose of this study is to prove the impact between credit congestion and credit distribution with profitability at Persero Bank in the 2013-2023 period. The source of the data for this research are from Financial Service Authority and annual financial reports of each bank. This research uses multiple linear regression as an analysis method. The result of this research prove that partially credit congestion has a negative and significant impact on profitability of Persero Bank. Meanwhile credit distribution partially hasn’t impact on profitability of Persero Bank. Simultaneously, credit congestion and credit distribution have an impact on profitability of Persero Bank.
Co-Authors Arief Bachtiar Fajar Ramadhan Rehan Isnan Purwandika Ririt Iriani Sri Setiawati