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All Journal Journal of Islamic economy and Community Engagement Journal of Accounting Inquiry Bulletin of Islamic Economics
Moh Shadam Taqiyyuddin Azka
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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Can Productive Zakat, Entrepreneurial Experience, and Information Technology Drive MSME and SME Performance? A Case Study of BAZNAS Sleman Regency Mohamad Salman Hidayat; Moh Shadam Taqiyyuddin Azka
Bulletin of Islamic Economics Vol. 3 No. 1 (2024)
Publisher : Department of Islamic Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/bie.2024.031-04

Abstract

This study investigates the impact of productive zakat, entrepreneurial experience, and information technology on the performance of Micro, Small, and Medium Enterprises (MSMEs) and Small and Medium Industries (SMIs). It focuses on 150 MSME and SMI actors funded by BAZNAS in Yogyakarta City and Sleman Regency, utilizing primary data collected via offline questionnaires. Multiple linear regression analysis, conducted using SPSS 27 and Microsoft Excel, reveals that productive zakat significantly enhances performance by increasing capital and providing sustainable support. Entrepreneurial experience also positively influences performance, offering practical skills and insights for overcoming business challenges. However, information technology shows no significant effect, attributed to low adoption and limited utilization. To bridge this gap, BAZNAS should implement targeted training on digital tools and e-commerce. The study highlights the need for integrated strategies combining financial, experiential, and technological support to drive sustainable growth among MSMEs and SMIs.
The Influence of Accountability, Website Security, and Social Influence on Donation Intention in Crowdfunding: The Mediating Role of Trust Nurul Aini Br Purba; Moh Shadam Taqiyyuddin Azka; Hilmy Baroroh
Journal of Accounting Inquiry Vol. 4 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jai.2025.4.1.033-055

Abstract

Purpose: This study aims to examine the influence of accountability, website security, and social influence on donation intentions in “Dompet Dhuafa” crowdfunding, with trust serving as a mediating variable. Method: This is a quantitative study, utilising data collection through a questionnaire. The sampling technique employed was non-probability sampling, with a total of 130 respondents, all of whom were young Muslim individuals. This group was chosen due to their growing engagement with digital platforms and their increasing role as active donors in online Islamic philanthropy. Focusing on young Muslims also distinguishes this study from previous research, which often overlooks age-specific behavioural dynamics in crowdfunding contexts. The research was analysed using the Partial Least Square-Structural Equation Modelling (PLS-SEM) approach with the aid of the SmartPLS 4 analytical tool. Finding: The results showed that accountability and website security have a significant direct effect on donation intentions and trust, while social influence does not affect donation intentions but has a significant impact on trust. Based on the indirect effect test, trust was found to mediate the relationship between accountability, website security, social influence, and donation intentions. Novelty: These findings will create a gap that will be evaluated for consistency in elucidating their impact on an individual's intention to donate online.
How to Design Personal Financial Planning Based on Maqāṣid al-Sharī‘ah: Evidence from a Real Case Study Moh Shadam Taqiyyuddin Azka; Rahma Salsabila
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.3018

Abstract

This study aims to analyze and develop a comprehensive Islamic investment planning framework for an individual investor based on the maqāṣid al-syarī‘ah perspective. The research employs a descriptive qualitative approach with a case study design involving a Sharia-compliant investor with a moderate risk profile. Data were collected through preliminary questionnaires, structured interviews, and analysis of financial documents covering assets, liabilities, cash flow, and existing Islamic financial instruments. The analysis was conducted using eight key financial ratios to assess financial soundness and investment feasibility, followed by the classification of investment objectives into short-, medium-, and long-term horizons. The findings indicate that the client’s financial condition is generally healthy, characterized by strong liquidity and solvency, although the proportion of investment assets relative to net worth remains relatively low. Based on these results, a Sharia-compliant investment portfolio was formulated using the efficient frontier approach, emphasizing a balanced allocation between capital preservation and long-term growth through Islamic instruments such as Sharia savings, sukuk, Islamic mutual funds, Sharia-compliant stocks, and gold. This study demonstrates that structured Islamic investment planning not only enhances long-term financial resilience and wealth accumulation but also promotes ethical responsibility, sustainability, and wealth preservation in line with the objectives of maqāṣid al-syarī‘ah.
Co-Authors Baroroh, Hilmy Mohamad Salman Hidayat Nurul Aini Br Purba Rahma Salsabila