Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Cakrawala Ilmiah Jurnal Akademik Pengabdian Masyarakat
Alfi rochmi
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH PENGGUNAAN DEBIT CARD DAN E-WALLET TERHADAP PERILAKU KONSUMTIF MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM BATANG HARI Wina Sari Asmara; Raden Hebat Kurnia; Alfi rochmi
Jurnal Cakrawala Ilmiah Vol. 4 No. 4: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of economy in the world, both in developed and developing countries, cannot be separated from the role of money. Money, which is a means of exchange/payment, continues to develop. Technological advances make it easier for Indonesian people to do transactions. cashless payments are made not using money as a means of payment but can be done using a Debit Card by means of inter-bank transfers or intra-bank transfers via the bank's internal network. Beside of that, cashless payments can also use fintech in the form of E-Wallet (Electronic Wallet). This research aims to analyze the influence of Debit cards and e-Wallets on the consumptive behavior of students at the Faculty of Islamic Business Economics, Institut Agama Islam Nusantara Batang Hari who actively use Debit Cards and E-Wallets. This research is quantitative research, with multiple linear regression analysis techniques. The sampling technique in this research is purposive sampling. The results of the research show that, partially, Debit Cards have a significant effect on student consumptive behavior is 22.3%. E-Wallet has a significant effect on student consumption behavior is 26.0%. Simultaneously, there is a significant influence between Debit Card and E-Wallet on student consumptive behavior is 64.9%, with the obtained value of fcount>ftable (71.201>3.115). This shows reject H0 and accept Ha. This means that there is a significant influence between Debit Card and E-Wallet together (simultaneously) on the consumptive behavior of students at the Faculty of Economics and Islamic Business Batang Hari Islamic University
SOSIALISASI UPAYA UNTUK MENINGKATKAN LITERASI BANK SYARIAH DI MASYARAKAT PERDESAAN Wina Sari Asmara; Raden Hebat Kurnia; Alfi Rochmi
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 6 (2025): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i6.6980

Abstract

The level of Sharia financial literacy in rural Indonesian communities remains low, leading to minimal utilization of Sharia banking products and services despite their significant potential. This community service initiative aims to enhance Sharia bank literacy among rural communities through comprehensive socialization activities.Implementation methods included an initial survey, interactive outreach on fundamental concepts, principles, and Sharia banking products like Murabahah, Mudharabah, and Ijarah, followed by discussions and distribution of educational materials. The activity results demonstrated a significant increase in community understanding of Sharia banking, evidenced by post-test outcomes and participant enthusiasm.This socialization successfully corrected misconceptions and fostered community interest in utilizing Sharia bank products. In conclusion, this activity effectively improved Sharia banking literacy, which is expected to encourage community participation in the Sharia economy and contribute to rural welfare improvement. Recommendations include sustainable programs, collaboration with local Sharia banks, and the development of more diverse educational materials.
Co-Authors Raden Hebat Kurnia Wina Sari Asmara