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All Journal Jurnal Cakrawala Ilmiah Jurnal Sains Student Research Jurnal Akademik Pengabdian Masyarakat Jurnal Ilmiah Nusantara JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Raden Hebat Kurnia
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGARUH PENGGUNAAN DEBIT CARD DAN E-WALLET TERHADAP PERILAKU KONSUMTIF MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM BATANG HARI Wina Sari Asmara; Raden Hebat Kurnia; Alfi rochmi
Jurnal Cakrawala Ilmiah Vol. 4 No. 4: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of economy in the world, both in developed and developing countries, cannot be separated from the role of money. Money, which is a means of exchange/payment, continues to develop. Technological advances make it easier for Indonesian people to do transactions. cashless payments are made not using money as a means of payment but can be done using a Debit Card by means of inter-bank transfers or intra-bank transfers via the bank's internal network. Beside of that, cashless payments can also use fintech in the form of E-Wallet (Electronic Wallet). This research aims to analyze the influence of Debit cards and e-Wallets on the consumptive behavior of students at the Faculty of Islamic Business Economics, Institut Agama Islam Nusantara Batang Hari who actively use Debit Cards and E-Wallets. This research is quantitative research, with multiple linear regression analysis techniques. The sampling technique in this research is purposive sampling. The results of the research show that, partially, Debit Cards have a significant effect on student consumptive behavior is 22.3%. E-Wallet has a significant effect on student consumption behavior is 26.0%. Simultaneously, there is a significant influence between Debit Card and E-Wallet on student consumptive behavior is 64.9%, with the obtained value of fcount>ftable (71.201>3.115). This shows reject H0 and accept Ha. This means that there is a significant influence between Debit Card and E-Wallet together (simultaneously) on the consumptive behavior of students at the Faculty of Economics and Islamic Business Batang Hari Islamic University
PENGARUH STRATEGI PEMASARAN DIGITAL DAN HARGA TERHADAP VOLUME PENJUALAN PRODUK HNI-HPAI DI AGEN HALAL MART AGENCY CENTER ASIH MTQ MUARA BULIAN Evi Kholishoh Ainuz Zulva; Sukatin Sukatin; Raden Hebat Kurnia; Dini Haryati
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4551

Abstract

This study aims to analyze the effect of digital marketing strategies and prices on sales volume at the Halal Mart Agency Center Asih Agent. This study uses a quantitative method. to research a certain population or sample. The population in this sample is the number of consumers who purchase HNI HPAL products in 2023. The data collection techniques used by researchers are observation, interviews and questionnaires. The analysis technique used is multiple linear regression to measure the effect of independent variables (digital marketing strategies and prices) on the dependent variable (sales volume). The results of this study indicate that there is a significant influence between digital marketing strategies on sales volume, there is a significant influence between prices on sales volume and there is a significant influence between digital marketing strategies and prices on sales volume
PENGARUH EFEKTIVITAS DAN EFISIENSI PENYALURAN KREDIT USAHA RAKYAT (KUR) BSI TERHADAP PENGEMBANGAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI BANK SYARIAH INDONESIA DI BSI KCP MUARA BULIAN Putri Wulandari; Ansori Ansori; Raden Hebat Kurnia
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4731

Abstract

The research in this thesis is motivated by Bank Syariah Indonesia (BSI) effectiveness and efficiency in distributing KUR applying sharia principles is expected to provide convenience for MSMEs, especially Muslims. It is expected that the contribution of BSI KCP Muara Bulian in increasing the effectiveness and efficiency of KUR distribution, so as to have a greater impact on the development of MSMEs in the region. The research method used is a quantitative method with a survey approach. The population used in this study were MSMEs using KUR in 2022-2023 at BSI KCP Muara Bulian using the Slovin formula, a sample of 75 respondents was obtained, 25 respondents for the trial and 50 were used as a test of the research instrument. The data collection techniques used by the researcher were Observation, Interviews and Questionnaires. The data obtained in this study were analyzed using multiple linear regression analysis with the SPSS version 20 program.
PENGARUH KESADARAN HALAL DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN ULANG KONSUMEN PADA PRODUK HALAL NETWORK INTERNATIONAL (HNI) DI TOKO HALAL MART MUARA BULIAN AGENCY CENTER ASIH Nona Elca Dahlia.K; Mashudi Hariyanto; Raden Hebat Kurnia
JURNAL ILMIAH NUSANTARA Vol. 2 No. 3 (2025): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i3.4484

Abstract

The research in this thesis is motivated by consumer repurchase decisions on Halal Network International (HNI) products at the Halal Mart Muara Bulian Agency Center Asih store. This study analyzes the factors that influence consumer repurchase decisions of Halal Network International (HNI) products at the Halal Mart Muara Bulian Agency Center Asih. Using a quantitative method with a survey, this study found that halal awareness and product quality have a significant influence on repurchase decisions. These results emphasize the importance of maintaining halal and product quality to maintain consumers to continue to buy HNI products. The research method used is a quantitative method with a survey approach. The population used in this study were consumers who made repeat purchases at the Halal Mart Agency Center Asih Muara Bulian Store in 2023, namely 466 consumers.
PENGARUH PIUTANG DAGANG DAN METODE PENCATATAN TERHADAP KETERSEDIAAN MODAL PENJUALAN DALAM PERSPEKTIF EKONOMI ISLAM PADA TOKO ANAN DESA KARYA MUKTI Binti Nurchasanatul Jajiyah; El Munawwarah; Raden Hebat Kurnia
JURNAL ILMIAH NUSANTARA Vol. 2 No. 4 (2025): Jurnal Ilmiah Nusantara Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i4.5015

Abstract

This study aims to evaluate how accounts receivable and recording methods influence the availability of sales capital at Toko Anan in Karya Mukti Village, within the framework of Islamic economics. The research adopts a mixed-method approach, combining quantitative techniques with qualitative analysis. Data were collected from 100 respondents, with 33 samples used for instrument testing and 67 for multiple linear regression analysis using SPSS 20.0. The results indicate that accounts receivable have a significant effect on sales capital (t-count 3.807 > t-table 1.668), as do recording methods (t-count 2.607 > t-table). These findings highlight the importance of accurate recording systems and the management of receivables based on principles of justice, transparency, and trust in Islamic economics.
Sosialisasi Pengenalan Transaksi Riba yang Dilarang Secara Syariah bagi Ibu-Ibu Rumah Tangga Raden Hebat Kurnia; Wina Sari Asmara
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 6 (2025): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i6.6977

Abstract

This community service activity aims to provide a deeper understanding for housewives regarding the concept, risks, and prohibition of usurious (riba-based) transactions from the perspective of Islamic economics. The background of this activity arises from the low level of public knowledge, especially among housewives, in distinguishing between conventional interest-based systems and Islamic economic systems that emphasize justice, balance, and blessings in financial transactions. The implementation method employed a participatory approach through lectures, counseling sessions, and interactive discussions to enhance participants’ comprehension and engagement. The program took place in RT 12, Kampung Baru Village, Muara Tembesi District, Batang Hari Regency, and involved 20 participants from a local women’s religious study group. The results showed a significant improvement in participants’ understanding of the types and prohibitions of riba, as well as its negative impacts on social and economic life. Moreover, participants expressed greater awareness and commitment to applying Islamic economic principles in household financial management. Therefore, this activity contributes to strengthening community literacy in Islamic economics and promoting financial behavior aligned with Islamic values.
SOSIALISASI UPAYA UNTUK MENINGKATKAN LITERASI BANK SYARIAH DI MASYARAKAT PERDESAAN Wina Sari Asmara; Raden Hebat Kurnia; Alfi Rochmi
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 6 (2025): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i6.6980

Abstract

The level of Sharia financial literacy in rural Indonesian communities remains low, leading to minimal utilization of Sharia banking products and services despite their significant potential. This community service initiative aims to enhance Sharia bank literacy among rural communities through comprehensive socialization activities.Implementation methods included an initial survey, interactive outreach on fundamental concepts, principles, and Sharia banking products like Murabahah, Mudharabah, and Ijarah, followed by discussions and distribution of educational materials. The activity results demonstrated a significant increase in community understanding of Sharia banking, evidenced by post-test outcomes and participant enthusiasm.This socialization successfully corrected misconceptions and fostered community interest in utilizing Sharia bank products. In conclusion, this activity effectively improved Sharia banking literacy, which is expected to encourage community participation in the Sharia economy and contribute to rural welfare improvement. Recommendations include sustainable programs, collaboration with local Sharia banks, and the development of more diverse educational materials.
PENGARUH LOKASI DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN (Cafe Muntaz Muara Bulian) Raden Hebat Kurnia; Wina Sari Asmara; Iswanto Iswanto
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 6 (2025): Jurnal Sains Student Research (JSSR) Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i6.7045

Abstract

Penelitian ini dilatarbelakangi oleh persaingan bisnis kuliner yang semakin meningkat sehingga Cafe Muntaz perlu memahami faktor yang memengaruhi keputusan pembelian konsumennya. Penelitian ini bertujuan untuk menganalisis pengaruh lokasi dan kualitas produk terhadap keputusan pembelian konsumen. Metode penelitian menggunakan pendekatan kuantitatif dengan sampel sebanyak 96 responden yang ditentukan melalui rumus Slovin. Data diperoleh melalui observasi, wawancara, dan penyebaran angket, kemudian dianalisis menggunakan regresi linear berganda melalui SPSS. Hasil penelitian menunjukkan bahwa lokasi berpengaruh signifikan secara parsial terhadap keputusan pembelian, demikian pula kualitas produk yang terbukti menjadi variabel paling dominan. Secara simultan, lokasi dan kualitas produk berpengaruh signifikan terhadap keputusan pembelian. Temuan ini menegaskan bahwa kedua variabel tersebut berperan penting dalam meningkatkan keputusan pembelian konsumen di Cafe Muntaz.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PEMAHAMAN MASYARAKAT DESA BENTENG RENDAH TERHADAP PRODUK PERBANKAN SYARIAH Wina Sari Asmara; Raden Hebat Kurnia; Iswanto Iswanto
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 6 (2025): Jurnal Sains Student Research (JSSR) Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i6.7046

Abstract

Sharia Banks are banks that carry out their business activities based on Sharia principles and according to their type consist of Sharia Commercial Banks, Sharia Business Units and Sharia People's Financing Banks (BPRS). Judging from the development side, sharia banks are currently not lagging behind with progress like conventional banks, but there is still one of the problems faced by sharia banks is the low level of public understanding of sharia banking products, especially caused by the dominance of conventional banking so that sharia banking is still underestimated by some people, based on a survey conducted by researchers in Benteng Bawah Village, which is quite large and the majority of the population is Muslim, however their understanding of sharia banking products is very poor, from the results of pre-research conducted by researchers in the field, this is the weakness of the Benteng Bawah Village Community in understanding bank products. sharia, namely lack of knowledge about sharia banks, lack of information relating to sharia bank products, socialization carried out by sharia banks is not optimal, especially socialization for rural communities, and lack of community experience in carrying out financing or other transactions with sharia banks.
Co-Authors Alfi rochmi ansori ansori Binti Nurchasanatul Jajiyah Dini Hariyati Adam El Munawwarah Evi Kholishoh Ainuz Zulva Iswanto Iswanto MASHUDI HARIYANTO Nona Elca Dahlia.K PUTRI WULANDARI Sukatin Sukatin Wina Sari Asmara