Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Journal of Islamic Economics and Finance Studies
Khusnia, Chinta
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
The Influence of Profit-Sharing Rate, Financing, Company Size, and Good Corporate Governance (GCG) on Deposit Growth in Islamic Banks in the Asian Region Khusnia, Chinta; Wardana, Guntur Kusuma
Journal of Islamic Economics and Finance Studies Vol 5 No 2 (2024): JIEFeS, December 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v5i2.7807

Abstract

The turmoil experienced after the start of the COVID-19 pandemic, the striking significant development is the growth of a fast and sustainable bank deposit. Total deposits in Sharia banks have increased by more than 35% since 2019, reaching about US$ 18 trillion in the fourth quarter of 2021. Thus, the growth of deposits will increase the improvement required to achieve the growth of deposits. This analysis uses the application the Program of Eviews 10 and the analysis using the data panel regression method. This analysis aims to determine the effect of profit sharing, financing, corporate size, and good corporate governance (GCG) on the growth of deposits in Sharia banks in Asia. The results of the analysis displayed that partially, the profit sharing has no impact on the growth of deposits, financing has an impression on the growth of deposits, the size of the company affects the growth of deposits, GCG influences the growth of deposits and overall the rate of profit sharing, financing, size of the company and GCG is a positive peer influence on the growth of deposits.   Gejolak yang dialami pasca dimulainya pandemi COVID-19, perkembangan signifikan yang mencolok adalah pertumbuhan deposito bank yang cepat dan berkelanjutan. Total deposito pada perbankan syariah mengalami peningkatan lebih dari 35% sejak tahun 2019 dan mencapai angka sekitar US$18 triliun pada kuartal keempat tahun 2021. Dengan demikian pertumbuhan deposito akan mengalami peningkatan sehingga diperluka variabilitas yang mempengaruhi pertumbuhan deposito. Tujuan dari penelitian ini adalah untuk mengetahui dampak pengaruh tingkat bagi hasil, pembiayaan, ukuran perusahaan dan good corporate governance (GCG) terhadap pertumbuhan deposito pada perbankan syariah di wilayah Asia dengan total 20 sampel perbankan syariah.  Dengan meningkatnya pertumbuhan deposito maka akan berdampak positif pada likuiditas bank serta meningkatkan kepercayaan masyarakat. Analisis ini menggunakan bantuan aplikasi program Eviews 10 dan metode analisis regresi data panel. Hasil studi menunjukkan bahwa, secara parsial tingkat bagi hasil tidak terdapat pengaruh pada pertumbuhan deposito, pembiayaan memiliki pengaruh terhadap pertumbuhan deposito, ukuran perusahaan berpengaruh terhadap pertumbuhan deposito,  GCG terdapat pengaruh terhadap pertumbuhan deposito dan secara keseluruhan  tingkat bagi hasil, pembiayaan, ukuran perusahaan dan GCG bepengaruh positif terhadap pertumbuhan deposito.
Hybrid Contract pada Syariah Card dalam Perspektif Ekonomi Islam Khusnia, Chinta; Khasanah, Umrotul; Khusnudin, Khusnudin; Hisnidah, Mukaromatul
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.8567

Abstract

The development of Islamic finance by following today's technology must be considered carefully. need for special attention. The use of technology in Islamic finance is a very significant challenge in adjusting Islamic economic law with implementation in the field. One way to face the current challenges is none other than by following the market share, namely by creating a balance model in transactions. Hybrid Contract (Multi Akad) is a new breakthrough in the application of fiqh muamalah in the contemporary era in Islamic finance. In today's modern era, people tend to prefer using non-cash transactions, one of which is transactions through Sharia cards. This article examines the application of Hybrid contracts to the use of Sharia cards using the literature study research method. The data collection technique is to examine theories or opinions and ideas contained in printed media, especially books and articles or journals that support and are relevant to the issues discussed in the study. The purpose of this study is to analyze the legal theory in the perspective of muamalah fiqh in Islamic economics related to the use of Sharia cards using descriptive library research. By drawing the conclusion that every muamalah activity is permissible as long as there is no law prohibiting it as well as hybrid contract contracts or multi-contracts on Sharia products. Sharia Card is allowed by using kafalah, ijarah, and qardh contracts in it and there is a DSN MUI Fatwa No. 54/DSN-MUI/X/2006 regarding sharia cards: 54/DSN-MUI/X/2006 regarding sharia cards (sharia credit cards) that regulate their use.
Hybrid Contract pada Syariah Card dalam Perspektif Ekonomi Islam Khusnia, Chinta; Khasanah, Umrotul; Khusnudin, Khusnudin; Hisnidah, Mukaromatul
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 13 No 1 (2025): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v13i1.8567

Abstract

The development of Islamic finance by following today's technology must be considered carefully. need for special attention. The use of technology in Islamic finance is a very significant challenge in adjusting Islamic economic law with implementation in the field. One way to face the current challenges is none other than by following the market share, namely by creating a balance model in transactions. Hybrid Contract (Multi Akad) is a new breakthrough in the application of fiqh muamalah in the contemporary era in Islamic finance. In today's modern era, people tend to prefer using non-cash transactions, one of which is transactions through Sharia cards. This article examines the application of Hybrid contracts to the use of Sharia cards using the literature study research method. The data collection technique is to examine theories or opinions and ideas contained in printed media, especially books and articles or journals that support and are relevant to the issues discussed in the study. The purpose of this study is to analyze the legal theory in the perspective of muamalah fiqh in Islamic economics related to the use of Sharia cards using descriptive library research. By drawing the conclusion that every muamalah activity is permissible as long as there is no law prohibiting it as well as hybrid contract contracts or multi-contracts on Sharia products. Sharia Card is allowed by using kafalah, ijarah, and qardh contracts in it and there is a DSN MUI Fatwa No. 54/DSN-MUI/X/2006 regarding sharia cards: 54/DSN-MUI/X/2006 regarding sharia cards (sharia credit cards) that regulate their use.
Co-Authors Guntur Kusuma Wardana Hisnidah, Mukaromatul Khusnudin Khusnudin, Khusnudin Umrotul Khasanah