Article Per Year (5 Year)
p-Index From 2020 - 2025
1.048
P-Index
This Author published in this journals
All Journal Journal of Islamic Economics and Finance Studies Aktual : Jurnal Pengabdian Kepada Masyarakat Indonesian Journal of Banking and Financial Technology (FINTECH) Indonesian Journal of Health Research and Development
Yusuf, Jamiu Adeniyi
Unknown Affiliation
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Medicine & Pharmacology Nursing Public Health Social Sciences

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

 1 
The Impact of Islamic Banking on Redistribution of Sustainable Income Yusuf, Jamiu Adeniyi; Mumini Oladapo, Rauf; Ismail, Ayuba Aderole; Tunde, Muhammed Azeem
Journal of Islamic Economics and Finance Studies Vol 5 No 2 (2024): JIEFeS, December 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v5i2.9194

Abstract

Islamic banking operates within a framework guided by Shariah principles, emphasizing fairness, equity, and social justice. Unlike conventional banking systems that rely on interest-based transactions, Islamic banking prohibits riba (interest) and promotes profit-and-loss sharing. However, income inequality remains a persistent challenge in many Muslim-majority countries, raising questions about how Islamic banking can contribute to sustainable income redistribution. This study employs primary data collected from 400 respondents across four countries where Islamic banking operates: Saudi Arabia, Malaysia, Indonesia, and Nigeria, with 100 participants sampled per country. Data were gathered using structured interviews and analyzed using qualitative and quantitative approaches, supported by a review of literature and case studies. The findings reveal that Islamic banking significantly contributes to wealth redistribution and economic justice through instruments such as zakat, waqf (endowments), and profit-sharing models. The research concludes that Islamic banking is not only a viable alternative to conventional systems but also an essential mechanism for achieving sustainable income redistribution. These findings have significant implications for policymakers, financial institutions, and communities seeking to address income inequality and foster a more equitable economic system.
Assessing the Socioeconomic Determinants of Malaria Prevalence Among Students in Anyigba Yusuf, Jamiu Adeniyi; Segun, Dauda Musa; Mayowa, Olalere Victoria
Indonesian Journal of Health Research and Development Vol. 3 No. 2 (2025): Indonesian Journal of Health Research and Development (June)
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijhrd.v3i2.352

Abstract

Background: Malaria remains a major public health concern in Nigeria, with university students in endemic areas particularly vulnerable due to varying socioeconomic conditions. This study investigates the influence of socioeconomic factors on malaria prevalence among students of Kogi State University, Anyigba, Nigeria.Aims: The study aimed at assessing the socioeconomic determinants of malaria prevalence among students in Anyigba, Kogi State. To also examine the relationship between students' socioeconomic status and malaria incidence. To identify key environmental and behavioral factors contributing to malaria exposure, and to recommend policy and health interventions tailored to student populations in malaria-endemic areas.Methods: A cross-sectional descriptive design was adopted. Stratified random sampling was used to select participants across variables such as age, gender, income, and housing types. Data were collected through structured questionnaires and analyzed using logistic regression to determine significant predictors of malaria prevalence.Results: The findings revealed a high malaria prevalence among low-income students and those living in shared accommodations. Key determinants of malaria incidence included low income, poor housing conditions, and limited access to healthcare services. Notably, students with poor access to healthcare had a malaria prevalence of 68%, compared to 33% among those with better access.Conclusion: Socioeconomic factors significantly influence malaria prevalence in the student population. Financial constraints, inadequate housing, and poor healthcare access increase vulnerability to infection. An integrated malaria control approach is recommended, including university-led awareness campaigns, improved sanitation in student accommodations, and enhanced collaboration with local healthcare providers.
Strategic Innovation and Performance of FinTech Enterprises in Ondo State, Nigeria Oludoyi, Isaac Olakunle; Adesuyi, Isaac; Yusuf, Jamiu Adeniyi
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 4 (2024): October 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i4.10984

Abstract

The study focused on strategic innovation (product innovation, technological innovation and marketing innovation) and performance (customer satisfaction, trust and customer retention) of Fintech enterprises in Ondo State, Nigeria. The study adopted the survey research design. The data was analysed using the Statistical Package for the Social Sciences (SPSS) and the result was presented in tables using frequency, percentages, mean and standard deviation (descriptive statistics). Multiple regression (inferential statistics). Findings from the study reveals that strategic innovation have a positive significant influence on customer satisfaction, customer trust and customer retention. Thus, the study concluded that strategic innovations are necessary for Fintech enterprises in Ondo State to optimize performance. The study recommends that Fintech enterprises should continually engage in strategic innovations to optimize performance.
Assessing the Economic Impact of IT-Driven Smart Healthcare Systems in Nigeria Yusuf, Jamiu Adeniyi; Adenegan Micheal Adeyinka; Muhammed Jamiu Abdulrazaq; Gogo Helen Kolo
Indonesian Journal of Health Research and Development Vol. 3 No. 3 (2025): Forthcoming Issue
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/ijhrd.v3i3.356

Abstract

Background: To raise service delivery and lower costs, the healthcare industry is increasingly embracing smart technologies. Central to this revolution are wearable devices, telemedicine, and electronic health records (EHRs). To guide investment and policy decisions, it is nevertheless necessary to grasp their true economic effect on healthcare systems.  Aims: This study seeks to assess the economic consequences of IT-driven smart healthcare technologies particularly EHRs, telemedicine, and wearable devices—on healthcare costs, operational efficiency, and health outcomes. It centers on the economic sustainability of the healthcare industry facilitated by these technologies.Methods: The study examines the economic effects of these innovations using econometric modeling and cost-benefit analysis. Data were evaluated to assess their effects on decreased hospital readmissions, efficiency gains, and cost savings.  Result: The results indicate that telemedicine and wearable devices come next after EHRs produce the most significant cost savings. These technologies enhance operational efficiency and lower hospital readmission rates as well, therefore positively impacting both healthcare delivery and economic outcomes.  Conclusion: In conclusion, smart healthcare systems provide quantifiable financial advantages. Their acceptance results in less expensive healthcare and more effective service delivery. Among the instruments examined, EHRs exhibit the most influence, followed by wearable technologies and telemedicine. Policymakers and healthcare professionals should keep investing purposefully in these intelligent technologies. To fully realize their economic potential and further improve healthcare delivery systems, ongoing assessment and policy support are vital.
Evaluating the Returns to Education and On-The-Job Training in Informal Sector Employment Yusuf, Jamiu Adeniyi; Ibrahim, Muinat Abiodun
Aktual: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 3 (2025): Aktual: Jurnal Pengabdian Kepada Masyarakat September 2025
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/aktual.v3i3.471

Abstract

Background of the Study: A significant section of the workforce in many developing nations is employed in the unorganized sector, which is frequently marked by volatility and lax regulation. Developing equitable and sustainable labor and development strategies requires an understanding of how education and vocational training affect job outcomes and wages in this sector.Aims and Scope of Paper: The purpose of this paper is to investigate the financial benefits that informal workers receive from education and on-the-job training. It also examines research trends, significant authors, and thematic areas of interest. Methods: A bibliometric analysis using VOSviewer was conducted to support a qualitative systematic review that was carried out utilizing the PRISMA 2020 methodology. This method made it possible to map academic papers quantitatively and include qualitative insights.Results: Although the effects of formal education and job-specific training vary by location, gender, and educational quality, they generally increase the salaries, employability, and job stability of informal workers. Bibliometric analysis shows uneven regional presence and growing research clusters.Conclusion: Programs for education and training that are targeted, equity-driven, and adapted for the informal sector are essential. Particularly in low- and middle-income nations, such programs can close the gap in human capital, raise individual incomes, strengthen labor resilience, and advance social justice and overall economic stability.
Convergence or Divergence: Comparative Analysis of Sustainable Development Goals (SDGs) and Islamic Economic Principle Yusuf, Jamiu Adeniyi; Araoye, Sikiru Okunlade; Ayuba , Ismail Aderole; Oladapo, Rauf Mumini; Tunde , Muhammed Azeem; Bolaji, Akinola Abdulbaaki
Journal of Islamic Economics and Finance Studies Vol 6 No 1 (2025): JIEFeS, June 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v6i1.10373

Abstract

This study investigates the convergence and divergence between the Sustainable Development Goals (SDGs) and Islamic economic principles, with a focus on their shared priorities and areas of tension. The primary objective is to analyze how the ethical and operational frameworks of Islamic economics align with the global SDG agenda, particularly in the domains of poverty alleviation, environmental sustainability, and social justice. A case study methodology was employed, incorporating qualitative thematic analysis using NVivo software alongside theoretical comparative analysis to provide a comprehensive perspective. The findings reveal substantial alignment in ethical foundations, exemplified by the emphasis on equitable wealth distribution through instruments such as zakat and waqf, which correspond to SDG Goal 1 (No Poverty) and Goal 10 (Reduced Inequalities). However, notable divergences emerge, particularly regarding gender equality (Goal 5) and environmental governance frameworks (Goal 13). Key challenges identified include regulatory constraints, varying cultural interpretations, and a lack of empirical data on the impact of Islamic finance in advancing SDG targets. The study concludes that while Islamic economic principles offer significant potential for supporting SDG implementation, their scalability and effectiveness require strategic partnerships, contextual adaptation, and the development of robust data frameworks. Policy recommendations include fostering interfaith and policy dialogues, strengthening institutional capacities, and integrating Islamic financial instruments into national development strategies.
Co-Authors Adenegan Micheal Adeyinka Adesuyi, Isaac Araoye, Sikiru Okunlade Ayuba , Ismail Aderole Bolaji, Akinola Abdulbaaki Gogo Helen Kolo Ibrahim, Muinat Abiodun Ismail, Ayuba Aderole Mayowa, Olalere Victoria Muhammed Jamiu Abdulrazaq Mumini Oladapo, Rauf Oladapo, Rauf Mumini Oludoyi, Isaac Olakunle Segun, Dauda Musa Tunde , Muhammed Azeem Tunde, Muhammed Azeem