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Luqman Hakim Boarding Students Training Rowolaku In Effective Financial Management And Efficient Yuliana, Siska; Pramuditha, Shifa; Karima, Nok; Agelia, Ela; Adinugraha, Hendri Hermawan; Baron, Gregory
Pengabdian: Jurnal Abdimas Vol. 1 No. 3 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/abdimas.v1i3.196

Abstract

Background. This socialization aims to find out how to manage finances more effectively and efficiently to increase the awareness and ability of female students to manage finances which will later be able to motivate and familiarize them with being able to live independently in meeting their daily needs at the Luqman Hakim Islamic boarding school. Purpose. Financial management is the most important element in achieving financial success. Financial problems should not be taken lightly, for this reason, it is necessary to socialize the importance of financial management for students so that finances can be used more effectively and efficiently. Method. This study used a qualitative method based on the results of direct field observations. Results. This assistance socialization resulted in the conclusion that each female student was able to make realistic financial plans, manage expenses, and maintain discipline in following these plans. Conclusion. This also applies to the female students of the Luqman Hakim Rowolaku Islamic boarding school so that financial problems do not become a burden in the process of seeking knowledge so that they focus on learning to accept the knowledge being taught. They are also able to avoid unnecessary expenses and improve their ability to manage money wisely. They can internalize and apply the taught financial management principles, as well as experience positive changes in the management of their finances. This shows that this assistance is effective in helping female students build financial stability and financial independence.
Analysis of Musyarakah and Mudharabah Financing Against the Smoothness of Financing in Indonesian Syariah Banks amalina zulfa; agelia, ela; versiandika yudha pratama
Jurnal Mahasiswa Akuntansi dan Bisnis (JMAB) Vol 4 No 1 (2025): MEI
Publisher : Program Studi Akuntansi Universitas Ibn Khaldun Bogor

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Abstract

The purpose of this study is to examine how profit-sharing financing, namely mudharabah and musharakah financing, affects the smooth financing as determined by the Non-Performing Financing (NPF) of Islamic financial institutions. The data used in this study were examined using a multiple linear regression model. According to the findings of the study, mudharabah financing and NPF are positively correlated, meaning that the more mudharabah financing offered, the higher the chance of problematic financing. However, this relationship is not statistically significant, suggesting that the smoothness of money flow may be more influenced by variables outside the model. However, there is a negative correlation between musharakah financing and NPF, which shows that the increase in musharakah financing tends to reduce the risk of non-performing financing. Nevertheless, this effect also did not reach statistical significance The conclusion of this study is that, despite having a pattern of connections that align with Islamic financial theory, there are no funding options that significantly affect NPF in this model.
Pendampingan Pembuatan Nomor Induk Berusaha (NIB) Menggunakan Website Online Single Submission (OSS) pada UMKM di Desa Purwosari, Comal, Kabupaten Pemalang Agelia, Ela; Safitri, Rizki Ananda; Widyastuti, Tri Ayu; Mubarok, M. Sultan; Gunawan, Ade
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Welfare : March 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i1.1088

Abstract

This service aims to provide understanding to business actors about the importance of business permits, especially the Business Identification Number (NIB), in accordance with government regulations regarding online single submission (OSS) in Government Regulation Number 24 of 2018. The service method involves observation, interviews, and counseling. , where the team provides an explanation regarding NIB to business actors. The results of the service show that public interest in managing NIB is still low, so wider outreach efforts are needed to increase understanding and awareness among MSME owners about the importance of NIB in carrying out business activities. It is important to ensure that MSMEs can operate legally and effectively to support economic growth and the equal distribution of prosperity in Indonesia.