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All Journal al-Afkar, Journal For Islamic Studies Holistik Analisis Nexus
Mega Kilawati
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Social Sciences Other

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TRANSFORMASI KONSEP GHARAR DALAM AKAD SYARIAH: ANALISIS LITERATUR TERHADAP KEUANGAN DIGITAL Mega Kilawati; Nasrulloh Nasrulloh
Holistik Analisis Nexus Vol. 1 No. 12 (2024): Desember 2024
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/nexus1071

Abstract

Konsep gharar merupakan prinsip fundamental dalam hukum ekonomi Islam yang bertujuan menjaga keadilan dan transparansi dalam transaksi. Transformasi konsep ini menjadi penting di era digital karena kemajuan teknologi menghadirkan tantangan dan peluang baru. Penelitian ini menggunakan metode analisis pustaka untuk mengeksplorasi penerapan gharar dalam transaksi modern, khususnya pada teknologi seperti smart contracts, cryptocurrency, dan blockchain. Hasil penelitian menunjukkan bahwa meskipun teknologi digital dapat mengurangi gharar melalui transparansi dan kejelasan data, tantangan seperti ketidakpastian algoritma, volatilitas aset digital, dan literasi pengguna tetap menjadi kendala. Oleh karena itu, diperlukan kolaborasi antara ulama, regulator, dan praktisi teknologi untuk menciptakan kerangka hukum yang adaptif namun tetap berlandaskan nilai-nilai syariah. Kajian ini menegaskan relevansi prinsip gharar dalam memastikan keadilan dalam transaksi ekonomi syariah di era digital.
The Transformation of Money in Islamic Civilization: The Journey of the Monetary System From Precious Metals to Digital Money Mega Kilawati
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1847

Abstract

This research explores the evolution of money in Islamic civilization, from the dinar and dirham based on precious metals to the innovation of paper currency in the colonial era, and finally to the modern era with the advent of electronic money. Money, in the perspective of Islamic economics, is not only a medium of exchange, but also an instrument for maintaining economic justice and social balance. This study uses the literature method to trace the changes in the Islamic monetary system from the perspective of history and sharia law. The results of the study show that electronic money provides convenience and efficiency, but its legality aspects need to be carefully reviewed in the context of sharia. In addition, digital money brings new challenges related to volatility and speculation, which has led to debate among scholars regarding its validity in transactions in accordance with Islamic law. In an effort to seek clarity, a deeper study is needed to assess the potential and risks of digital money in the Islamic economic system.
Co-Authors Nasrulloh Nasrulloh