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PENGARUH PENGGUNAAN UANG DIGITAL TERHADAP PERILAKU KONSUMTIF DAN GAYA HIDUP MASYARAKAT Alief Hidayatullah, Mohammad; Nurul Jipri, Moh. Amin; Hartono, Rudi; Santoso, Urip; Nanda Putra Afnany, Moch. Rifqi
Jurnal Ekonomi STIEP Vol. 9 No. 2 (2024): JES (Jurnal Ekonomi STIEP)
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat (LPPM) IBE Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54526/jes.v9i2.346

Abstract

Consumer behavior in the current era comes from the process and not from oneself because it follows developments in increasingly modern times. The phenomenon that occurs in the people of Talkandang Village, Kotaanyar District, Probolinggo Regency also reflects the consumptive behavior that occurs in society which can be seen from the behavior of using goods that are trendy and have high purchasing prices. This research is to examine the influence of the use of Digital Money on consumer behavior and lifestyle of the people of Talkandang Village, Kotaanyar District. This research uses a quantitative approach in the form of primary data obtained from distributing questionnaires and then processing the data using SPSS 25. The population of this research is 4980 people with a sample of 347 respondents. From the research results, it is known that the use of digital money has a positive and significant effect on student consumptive behavior. Meanwhile, the use of Digital Money does not have a positive or significant impact on people's lifestyles.
Operational Effectiveness of Unuja Mini Bank In Improving Sharia Financial Literacy of Students Alief Hidayatullah, Mohammad; Hakim, Lukman
International Journal of Science and Environment (IJSE) Vol. 5 No. 2 (2025): May 2025
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijse.v5i2.138

Abstract

This study aims to describe and analyze the data-driven planning process implemented at Vocational High School (SMK) Negeri 1 Manado. Using a qualitative case study approach, data were collected through observation, interviews, and documentation from February to April 2025. The study focuses on three main stages: data-based identification of educational problems, root cause reflection, and the improvement of school programs and activities. The findings reveal that SMK Negeri 1 Manado systematically conducts problem identification using Education Report Card data and other internal data, involving various stakeholders. The root cause reflection is conducted collectively and systematically using gap analysis and data triangulation methods. Program improvements are designed based on identification and reflection results, with specific goals and measurable indicators, which are then incorporated into the Annual Work Plan and School Activity and Budget Plan. These stages form a sustainable data-driven planning cycle supported by proactive leadership and a collaborative culture within the school. This study contributes as a best practice model of evidence-based educational planning for school quality improvement.