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Antecedents and Consequences of Islamic Pawnshops: Literature Study Shaddiq, Syahrial; Silvia, Siska; Dalem, Aria Santri; Awaludin, Ade Wahyu; Indrawan, Iin
PPSDP International Journal of Education Vol. 4 No. 1 (2025): PPSDP International Journal of Education
Publisher : Perkumpulan Program Studi Doktor Pendidikan (PPSDP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59175/pijed.v4i1.394

Abstract

Sharia pawnshops have become one of the Islamic financial instruments that contribute significantly to providing financing solutions in accordance with sharia principles. The antecedents of the success of sharia pawnshops include the level of Islamic financial literacy, public trust in sharia services, and sharia-based product innovations that are relevant to customer needs. This study aims to analyze the antecedents and consequences of sharia pawnshops through literature studies. This study was conducted through literature analysis from various academic and practical sources to identify the main factors that influence the success of sharia pawnshops and the positive impacts they generate. The results of the analysis show that the main antecedents of the success of sharia pawnshops include the level of Islamic financial literacy, public trust, and sharia-based product innovations. This study can be concluded that sharia pawnshops have a strategic role in supporting financial inclusion and sharia-based economic empowerment.
The Influence of Monetary Policy on Foreign Capital Inflows: A Case Study on Sharia Banks Listed on the Indonesian Stock Exchange Silvia, Siska; Rasyidin, M.; Saleh, M.
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.640

Abstract

This study aims to analyze the influence of monetary policy on capital flows in Indonesian Sharia banking. Monetary policy plays a crucial role in determining investment attractiveness through exchange rates and inflation, which can influence investor decisions in allocating capital. This research uses a quantitative approach with multiple linear regression analysis to examine the effects of exchange rates and inflation on capital inflows. The data analyzed covers 36 months from January 2022 to December 2024. The results show that exchange rates have a significant partial influence on capital flows in Sharia banking, while inflation does not have a significant partial effect. These findings indicate that investors consider exchange rate stability to be the primary factor when allocating capital in the Sharia banking sector, highlighting the importance of macroeconomic stability for creating a conducive investment climate.