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Pengaruh Likuiditas Terhadap Kinerja Keuangan Perusahaan Manufaktur Non-Cyclicals Yang Terdaftar Di Bursa Efek Indonesia Laksono, Wafi Suryo; Sastraprawira, Mohamad Zahran Danes; Lestari, Henny Setyo
Diversity: Jurnal Ilmiah Pascasarjana Vol. 4 No. 3 (2024): Diversity: Jurnal Ilmiah Pascasarjana
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/djip-uika.v4i3.18125

Abstract

Perusahaan manufaktur non-cyclicals mempunyai peran sangat strategis dalam meningkatkan taraf hidup masyarakat. Sektor konsumen non-cyclicals mencakup industri yang berkaitan dengan kebutuhan pokok konsumen, layanan medis dan utilitas. Penelitian ini membahas tentang untuk mengetahui hubungan antara likuiditas dan kinerja keuangan perusahaan non-cyclicals yang diperdagangkan secara publik di Bursa Efek Indonesia. Metode penelitian ini melibatkan pengumpulan data dari 32 perusahaan manufaktur non-cyclicals selama periode 5 tahun (2019-2023) dan penerapan analisis olah data memakai teknik analisis regresi data panel. Hasil penelitian menemukan bahwa current ratio berpengaruh positif tidak signifikan terhadap ROA dan berpengaruh negatif tidak signifikan terhadap ROE. Cash ratio berpengaruh negatif tidak signifikan terhadap ROA dan berpengaruh positif tidak signifikan terhadap ROE. Firm size berpengaruh negatif tidak signifikan terhadap ROA dan berpengaruh positif tidak signifikan terhadap ROE. Firm growth berpengaruh negatif signifikan terhadap ROA dan berpengaruh positif tidak signifikan terhadap ROE. Leverage berpengaruh negatif signifikan terhadap ROA dan ROE. Data yang dianalisis dalam penelitian ini berasal dari website Bursa Efek Indonesia (BEI) dan mencakup periode 2019-2023.
The Influence of Macroeconomic Indicators and Bank Internal Factors on Credit Risk in Developing Countries Lestari, Henny Setyo; Usman, Bahtiar; Laksono, Wafi Suryo; Abdullah, M. Hussin
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 3 (2025): JIMKES Edisi Mei 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i3.3178

Abstract

This study aims to analyze the determinants of credit risk in commercial banks in Indonesia as measured by Non-Performing Loans (NPL), as the main indicator of banking system stability. This study uses a quantitative method with a panel data regression approach to evaluate the influence of various factors on credit risk. Data were obtained from financial statements and annual reports of banks listed on the Indonesia Stock Exchange. The sample consisted of 36 banks during the period 2019–2023, resulting in 180 observations. The analysis was conducted using multiple linear regression with fixed and random effect models through EViews software. The results of the analysis show that variables such as interest rates, bank size, return on assets (ROA), loan loss provisions (LLP), capital adequacy ratio (CAR), and asset quality have a significant effect on NPL. In contrast, gross domestic product (GDP) and inflation do not show a significant effect. These findings indicate that interest rates and ROA are significant new contributors to NPL fluctuations in the Indonesian banking sector during the study period.
Faktor-Faktor Penentu Efisiensi Operasional Perbankan di Indonesia Lestari, Henny Setyo; Hartini, Hartini; Laksono, Wafi Suryo; Abdullah, M. Hussin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7865

Abstract

This study aims to determine the factors that affect the operating efficiency of banking in Indonesia. This study uses the Pane Datal method. The data used during the period 2019-2023 were obtained from the Indonesia Stock Exchange. The dependent variable used in this study is operating efficiency. While the independent variables are credit risk, return on assets, return on equity, equity to asset ratio, deposit to liability ratio, total expense ratio, bank size, equity to liability ratio and ratio of loans loss provisions to net interest income. The results of this study indicate that return on assets has a positive effect on operating efficiency, while return on equity and loans loss provisions to net interest income have a negative effect on operating efficiency of banking in Indonesia and the credit risk ratio, equity to asset ratio, deposit to liability ratio, total expense ratio, bank size and equity to liability ratio do not affect operating efficiency of banking in Indonesia. It is hoped that the results of this study can be used by investors to determine the factors of operating efficiency of banking in Indonesia.