Claim Missing Document
Check
Articles

Found 6 Documents
Search

PENYELESAIAN SENGKETA KASUS PENGGELAPAN UANG GADAI OLEH AGEN Putri Ayu Firawati; Holili
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.52663

Abstract

Abstrak Kasus sengketa dalam dekade ini sering terjadi dikalangan masyarakat dengan berbagai macam bentuk kasus yang berbeda. Salah satunya yaitu sengekta ekonomi syariah berkaitan dengan penggelapan uang gadai oleh agen yang terjadi di Desa Tampojung Tenggina. Studi ini bertujuan untuk mengetahui  rincian kasus dan resiko kerugian yang dialami korban sengketa penggelapan uang gadai mobil, motif inisial T (agen) melakukan penggelapan uang gadai mobil, serta  penyelesaian sengketa dalam kasus penggelapan uang gadai mobil. Metode yang dipergunakan pada studi ini yaitu penelitian hukum empiris atau disebut studi lapangan (field reseach) dengan pendekatan kualitatif deskriptif. Data dikumpulkan melalui wawancara, observasi serta dokumentasi. Hasil penelitian ialah: (1) kasus ini berawal dari NH dan H merupakan orang yang menerima gadai mobil, sementara inisial T menjadi perantara antara rahin dan murtahin, yang kemudian inisial T melakukan penggelapan uang gadai, sehingga NH dan H mengalami resiko kerugian materi. (2) Motif utama inisial T melakukan penggelapan uang gadai yaitu, motif ekonomi untuk konsumtif, membangun rumah dan kurangnya pengetahuan. (3) Penyelesaian sengketa kasus penggelapan uang gadai oleh agen dilakukan dengan menempuh jalur mediasi dengan bantuan mediator. Kata Kunci: Penyelesaian Sengketa, Penggelapan Uang Gadai, Agen.   Abstract Dispute cases in this decade often occur among the community with various different forms of cases. One of them is a sharia economic dispute related to embezzlement of pawn money by agents which occurred in Tampojung Tenggina Village. This study aims to determine the details of the case and the risk of loss experienced by victims of disputes over embezzlement of car pawn money, the motive for the initials T (agent) to embezzle car pawn money, as well as dispute resolution in cases of embezzlement of car pawn money. The method used in this study is empirical legal research or what is called field research with a descriptive qualitative approach. Data was collected through interviews, observation and documentation. The results of the research are: (1) this case started with NH and H being the people who received a car pawn, while the initials T became an intermediary between rahin and murtahin, who then embezzled the mortgage money, so that NH and H experienced the risk of material loss. (2) The main motive for the initials T to embezzle mortgage money is economic motives for consumption, building a house and lack of knowledge. (3) Settlement of disputes over cases of embezzlement of pawn money by agents is carried out by taking mediation with the help of a mediator. Keywords: Dispute Resolution, Pawn Money Embezzlement, Agent.
PENGARUH CAR, BOPO, FDR, NOM TERHADAP ROA BANK UMUM SYARIAH PADA MASA PANDEMI COVID’19 Nurul Badriyah; Putri Ayu Firawati
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 4 No. 3 (2024): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v4i3.826

Abstract

Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian asosiatif untuk menyelidiki pengaruh CAR, BOPO, FDR, dan NOM terhadap profitabilitas Bank Umum Syariah di Indonesia (ROA). Penelitian ini melibatkan semua Bank Umum Syariah di Indonesia sebagai populasi, dengan 48 sampel digunakan. Metode pengambilan sampel total digunakan. Data sekunder yang digunakan berasal dari situs web Otoritas Jasa Keuangan. Studi ini menggunakan uji asumsi klasik dan hipotesis untuk menguji statistik. Menurut hasil uji hipotesis secara simultan (Uji F), CAR, BOPO, FDR, dan NOM memiliki dampak yang signifikan terhadap profitabilitas bank umum syariah dengan tingkat signifikansi 0,000. Berdasarkan hasil uji hipotesis secara parsial (uji t) pada bank umum syariah, ternyata variabel CAR tidak berpengaruh positif dan signifikan terhadap ROA dengan nilai signifikansi 0,069. Sebaliknya, variabel BOPO dan NOM berpengaruh positif dan signifikan terhadap ROA dengan nilai signifikansi 0,000.
DAMPAK GREEN ECONOMY TERHADAP PEMBANGUNAN KEBERLANJUTAN INDONESIA BERDASARKAN PERSPEKTIF MAQASHID SYARIAH Fiantika Septiarini; Putri Ayu Firawati
El-Iqthisadi Vol 7 No 1 (2025): Juni
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.v7i1.58443

Abstract

Abstrak Masalah lingkungan menjadi persoalahan serius di Indonesia, karenanya diperlukan strategi untuk mengatasi hal tersebut melalui penerapan green economy untuk pembangunan keberlanjutan Indonesia. Studi ini bertujuan untuk mendeskripsikan dampak, peluang, tantangan, cara mengatasi tantangan terkait penerapan green economy, serta green economy berdasarkan perspektif maqashid syariah. Penelitian ini mempergunakan metode deskriptif kualitatif dengan studi kepustakaan (literatur review). Hasil penelitian yakni: 1) Green economy berdampak pada pengembangan keberlanjutan Indonesia pada aspek ekonomi, sosial serta lingkungan lebih baik. 2) Peluang penerapan green economy yakni meningkatkan efisiensi sumber daya, investasi serta teknologi hijau, peningkatan partisipasi publik serta kesadaran, peluang bisnis serta investasi, terciptanya keuntungan jangka panjang. Tantangan green economy yakni berubahnya pola produksi serta konsumsi, ketergantungan pada energi fosil, kesenjangan kapasitas, akses serta ketidakpastian kebijakan. 3) Cara mengatasi tantangan penerapan green economy yakni dengan adanya partisipasti aktif dan terbuka dari masyarakat dan pemerintah. 4) Green economy sesuai dengan prinsip maqashid syariah, prinsip low carbon sejalan pada pemeliharaan akal serta jiwa, resorce efficient selaras pada pemeliharaan harta serta keturunan, socially inclusive selaras pada lima aspek pemeliharaan pada konsep maqashid syariah. Green economy ialah aktivitas ekonomi dengan cara memprioritaskan memelihara agama, akal, jiwa, keturunan serta harta. Karenanya, ekonomi hijau ialah refleksi dari ekonomi Islam. Kata Kunci: Green Economy, Ekonomi Keberlanjutan, Maqashid Syariah. Abstract Environmental problems are a serious problem in Indonesia, therefore a strategy is needed to overcome this through implementing a green economy for Indonesia's sustainable development. This study aims to describe the impacts, opportunities, challenges, ways to overcome challenges related to the implementation of a green economy, as well as a green economy based on a maqashid sharia perspective. This research uses a qualitative descriptive method with literature study (literature review). The research results are: 1) Green economy has a better impact on developing Indonesia's sustainability in economic, social and environmental aspects. 2) Opportunities for implementing a green economy, namely increasing resource efficiency, investment and green technology, increasing public participation and awareness, business and investment opportunities, creating long-term profits. The challenges of a green economy are changing production and consumption patterns, dependence on fossil energy, capacity gaps, access and policy uncertainty. 3) The way to overcome the challenges of implementing a green economy is through active and open participation from the community and government. 4) Green economy is in line with the principles of maqashid sharia, low carbon principles are in line with the maintenance of the mind and soul, resource efficient is in line with the maintenance of property and offspring, socially inclusive is in line with the five aspects of maintenance in the concept of maqashid sharia. Green economy is an economic activity that prioritizes maintaining religion, reason, soul, offspring and property. Therefore, the green economy is a reflection of Islamic economics. Keywords: Green Economy, Sustainability Economy, Maqashid Syariah.
Pengaruh Budaya Kerja Islami, Komunikasi, Kompensasi, dan Lingkungan Kerja Terhadap Kinerja Karyawan dengan Motivasi Sebagai Variabel Moderating Pada PT. Bawang Mas Putri Ayu Firawati; Holili; Mamluur Rohmah; Habibur Rohman; Rudy Haryanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2284

Abstract

Performance includes the quantity and quality of work results that employees achieve when carrying out their duties based on the responsibilities the company gives them. PT employee performance. Bawang Mas still cannot be said to be good because there are still employees who have low levels of quality and quantity of work, are not punctual, are less effective and lack commitment to the company. The aim of this research is to determine the influence of Islamic work culture, communication, compensation, individual work environment on employee performance, as well as to determine the influence of Islamic work culture, communication, compensation, work environment on employee performance which is moderated by motivation. The method in this research uses quantitative methods which are analyzed using moderating regression analysis. The population is 1,600 with a sample of 94 respondents with data obtained through a questionnaire. The results of this research are, individually, work culture Islam, communication, compensation and work environment have a significant positive effect on employee performance. Islamic work culture, communication, compensation and a work environment moderated by motivation have a significant positive effect on employee performance.
PENYIMPANGAN DISTRIBUSI ZAKAT MAAL HASIL PERTANIAN: ANALISIS PRAKTIK, PENYEBAB DAN SOLUSINYA (STUDI KASUS DESA TLANAKAN) Holili; Putri Ayu Firawati
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.59179

Abstract

Abstrak Zakat maal hasil pertanian merupakan sebagian harta kekayaan suatu individu dari hasil bumi yang wajib dikeluarkan setelah mencapai nisab. Namun, pada pendistribusiannya masih terjadi penyimpangan di masyarakat Desa Tlanakan. Tujuan penelitian ini yaitu untuk mengetahui dan mendeskrispikan praktik penyimpangan distribusi zakat maal hasil pertanian, penyebab dan cara mengatasinya. Metode penelitian ini menggunakan penelitian kualitatif dengan pendekatan studi kasus dengan sumber data primer serta sekunder, pengumpulan data melalui wawancara, observasi, dokumentasi. Analisis data yang dipergunakan yaitu analisis deskriptif kualitatif. Hasil penelitian menunjukkan: Pertama, praktik penyimpangan distribusi zakat maal hasil pertanian antara lain adanya masyarakat yang tidak mengeluarkan atau mendistribusikan zakat meski sudah mencapai nisab, distribusi zakat diberikan langsung kepada buruh panen yang terkadang tidak termasuk golongan mustahik atau tidak didistribusikan tepat kepada mustahik zakat, dan distribusi zakat tidak sesuai kadar zakat maal hasil pertanian. Kedua, penyebab terjadinya penyimpangan distribusi zakat maal hasil pertanian yaitu kesadaran serta pengetahuan masyarakat rendah, sifat kikir dan bakhil, gaya hidup sekelompok orang yang bermegah-megahan, dan penyaluran zakat yang tidak efektif atau menggunakan cara tradisional. Ketiga, untuk mengatasai penyimpangan distribusi zakat maal hasil pertanian yakni dibutuhkan penyuluhan serta sosialisasi, membentuk lembaga zakat, dan pembiasaan sejak dini dalam suatu individu. Kata Kunci: Penyimpangan Distribusi Zakat Maal, Hasil Pertanian.   Abstract Agricultural zakat is a portion of an individual's wealth from agricultural products that must be paid after reaching the nisab. However, in its distribution, there are still deviations in the community of Tlanakan Village. The purpose of this study is to identify and describe the practices of deviation in the distribution of agricultural zakat, the causes, and ways to overcome them. This study uses a qualitative research method with a case study approach, using primary and secondary data sources, data collection through interviews, observation, and documentation. The data analysis used is qualitative descriptive analysis. The results show: First, the practices of deviation in the distribution of agricultural zakat include the existence of people who do not pay or distribute zakat even though they have reached the nisab, zakat distribution is given directly to harvest workers who sometimes are not included in the mustahik group or not distributed precisely to the zakat recipients, and zakat distribution is not in accordance with the amount of agricultural zakat. Second, the causes of deviation in the distribution of agricultural zakat are low awareness and knowledge of the community, stinginess and miserliness, a lifestyle of some people who show off, and ineffective zakat distribution or using traditional methods. Third, to overcome the deviation in the distribution of agricultural zakat, it is necessary to provide counseling and socialization, establish zakat institutions, and habituate individuals from an early age. Keywords: Deviation in Zakat Distribution, Agricultural Products.
Pengaruh Budaya Kerja Islami, Komunikasi, Kompensasi, dan Lingkungan Kerja Terhadap Kinerja Karyawan dengan Motivasi Sebagai Variabel Moderating Pada PT. Bawang Mas Putri Ayu Firawati; Holili; Mamluur Rohmah; Habibur Rohman; Rudy Haryanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2284

Abstract

Performance includes the quantity and quality of work results that employees achieve when carrying out their duties based on the responsibilities the company gives them. PT employee performance. Bawang Mas still cannot be said to be good because there are still employees who have low levels of quality and quantity of work, are not punctual, are less effective and lack commitment to the company. The aim of this research is to determine the influence of Islamic work culture, communication, compensation, individual work environment on employee performance, as well as to determine the influence of Islamic work culture, communication, compensation, work environment on employee performance which is moderated by motivation. The method in this research uses quantitative methods which are analyzed using moderating regression analysis. The population is 1,600 with a sample of 94 respondents with data obtained through a questionnaire. The results of this research are, individually, work culture Islam, communication, compensation and work environment have a significant positive effect on employee performance. Islamic work culture, communication, compensation and a work environment moderated by motivation have a significant positive effect on employee performance.