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All Journal JURNAL ILMIAH GLOBAL EDUCATION HORIZON PUBLIC LEGAL STUDIES
Wahab, Mirnawati
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Education Languange, Linguistic, Communication & Media Mathematics Other

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Bad Credit Problems in Financing Institutions In Makassar City Nawi, Syahruddin; Wahab, Mirnawati; Arief, Muh.
Jurnal Ilmiah Global Education Vol. 5 No. 4 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 4, Desember 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i4.3376

Abstract

This study focuses on the study of the Problem of Bad Loans of Financial Institutions in various agreements and the factors that affect the creation of bad loans in various agreements in Makassar City, South Sulawesi Province. The type of research is empirical legal research (nondoctrinal), which is research that observes social phenomena in society, in this case the problem of bad loans of financial institutions in various agreements. In addition, it also examines the factors that affect the occurrence of bad loans at financing institutions in various agreements in Makassar City, South Sulawesi Province. The influencing factors are, standard contract (regulation) factors, provit, legal awareness, business failure and the Covid 19 factor. The results of the study concluded that 1). The frequency or quantity of bad loans at financial institutions in Makassar City is quite high. 2). Factors that affect the occurrence of bad loans at financial institutions in Makassar City are standard contract (regulation) factors, provit, legal awareness, business failure and the Covid 19 factor.
Normative Analysis Of Electric Bike Use By Minors Adelia Azzahra, Dhea; Nawi, Syahruddin; Wahab, Mirnawati
HORIZON PUBLIC LEGAL STUDIES Vol. 2 No. 1 (2025): Vol 2 No 1 (2025): Horizon Public Legal Studies
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/hegels.v2i1.1023

Abstract

This study aims to determine the legal regulations for electric bicycle users for minors and to determine what sanctions affect the use of electric bicycles for minors. This study uses a normative legal research method with a statutory and conceptual approach. The data collected includes laws, government regulations, and related literature. The results of this study indicate that the Regulation of the Minister of Transportation Number 45 of 2020 concerning Certain Vehicles Using Electric Motor Drives, requires that the age of electric bicycle users is at least 12 (twelve) years, which means that children under the age of 12 (twelve) years cannot ride electric bicycles in special lanes, especially on highways. Legal sanctions for electric bicycle users are not mentioned, but legal sanctions for renters or rental service providers can be given administrative sanctions such as fines and revocation of business licenses if the rental service party violates the provisions on the age of electric bicycle users. As well as providing responsibility in the event of an accident or incident involving a minor using a rented electric bicycle. Addressed to the government to revise existing laws and regulations, such as Law Number 22 of 2009 concerning Traffic and Road Transportation to accommodate the development of electric bicycle technology and provide more specific legal regulations, as well as increase sanctions for electric bicycle users, parents, and electric bicycle renters so that accidents do not occur for other road users. And the importance of educating children that the use of electric bicycles must meet the requirements and comply with applicable laws.
Co-Authors Adelia Azzahra, Dhea Arief, Muh. Nawi, Syahruddin