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All Journal International Journal of Economics Development Research (IJEDR) Jurnal Pengabdian Masyarakat Aufa (JPMA)
Nurhadi, A'an
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Humanities Economics, Econometrics & Finance Education Health Professions Public Health Social Sciences

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Efforts to Improve Financial Management Capabilities through Digital-Based Literacy and Inclusion for Coffee Shop Entrepreneurs in Medan City Siregar, Fhikry Ahmad Halomoan; Harahap, Baginda; Nurhadi, A'an; Pohan, Adekasna Rosadi; Prasetyo, Imam
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 4 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v4i6.6660

Abstract

The purpose of the study was to determine the effect of financial inclusion and digital-based financial literacy on the financial management capabilities of Coffee Shop Entrepreneurs in Medan City. This research method is quantitative research. The design of this study uses a cross-sectional design method with a sampling technique using purposive sampling. This study uses data analysis with the Partial Least Square approach (Data were collected using questionnaires, literature studies, observations, interviews, Focus Group Discussions. The results of the study show that financial inclusion and digital-based financial literacy have an effect on the financial management capabilities of Coffee Shop Entrepreneurs in Medan City.
EDUKASI LITERASI KEUANGAN DALAM COMMUNITY SERVICE SEBAGAI STRATEGI PENINGKATAN AKSES MOBILITY BERKREDIT Ningsi, Etty Harya; Yanti, Tri Auri; Nurhadi, A'an
Jurnal Pengabdian Masyarakat Aufa (JPMA) Vol. 7 No. 2 (2025): Vol. 7 No 2 Agustus 2025
Publisher : Universitas Aufa Royhan Di Kota Padangsidipuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51933/jpma.v7i2.2021

Abstract

Low financial literacy remains a major barrier to public access to credit-based mobility services, particularly among lower-middle-income communities. This community service initiative was carried out in response to the need for applicable and contextual financial education aimed at enhancing individuals' ability to make informed financial decisions. The activities were implemented using a participatory educational approach, involving training sessions, financial management simulations, and focused group discussions within the UNISZA student community located at UMN Al Wasliyah. The results indicate an increase in participants' understanding of key financial literacy concepts such as budgeting, credit risk assessment, and vehicle financing strategies. In addition, participants exhibited greater enthusiasm and confidence in accessing mobility credit schemes. These findings suggest that an educational approach in community service can serve as an effective strategy to bridge the gap in access to mobility credit. In conclusion, financial literacy instilled through this community engagement program has the potential to empower communities to improve their quality of life through more inclusive and sustainable mobility access.
Co-Authors Baginda Harahap Etty Harya Ningsi Imam Prasetyo Pohan, Adekasna Rosadi Siregar, Fhikry Ahmad Halomoan Yanti, Tri Auri