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All Journal Jurnal Sinar Manajemen Acuity : Journal of English Language Pedagogy, Literature and Culture
Rabaniyah Istiqamah
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Analysis of Bank Health Level Using RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) Method (Study On Bank Muamalat Indonesia Before, During and Post The Covid-19 Pandemic) Rizki Amalia; Ahmad Mushowwir; Rabaniyah Istiqamah
Jurnal Sinar Manajemen Vol. 11 No. 3: November 2024
Publisher : Fakultas Ekonomi Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jsm.v11i3.6304

Abstract

Covid-19 spread very widely in countries which resulted in economic paralysis, including in the banking sector in Indonesia. When the Covid-19 pandemic occurred, banks experienced many obstacles, including Bank Muamalat Indonesia, especially in terms of financing, due to the economic paralysis resulting in the ability to fulfill credit obligations is disrupted, especially in the MSME sector. This condition can affect banking health, where Non-Performing Financing (NPF) can increase significantly. This research aims to analyze the health level of Bank Muamalat Indonesia in 2019-2022 (before, during and after the Covid-19 pandemic). This research is a type of qualitative research with a comparative descriptive approach. Data collection in this research uses secondary data, using documentation methods, the main data source is the annual financial report of Bank Muamalat Indonesia for 2019-2022. The data analysis method uses formulas and conditions in accordance with the RGEC method. The research results show that in 2019 (before the pandemic) Bank Muamalat Indonesia received the title "Quite Healthy" with a composite rating of 60.00%. In 2020-2021 (during the pandemic) it received the title "Quite Healthy" with a composite rating of 60.00% in 2020 and 68.57% in 2021, there was an increase in the composite percentage at the end of the pandemic. And in 2022 (post-pandemic) it will receive the title "Quite Healthy" with a composite rating of 68.57%.
Linking Vocabulary Proficiency and Listening Skills: A Correlational Study of Eleventh-Grade Students Siti Zahratul Jannah; Abdul Gafur Marzuki; Rabaniyah Istiqamah
Acuity: Journal of English Language Pedagogy, Literature and Culture Vol. 10 No. 3 (2025): Acuity: Journal of English Language Pedagogy, Literature and Culture
Publisher : LPPM Universitas Advent Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35974/k9w65k53

Abstract

This study aims to determine the correlation between vocabulary mastery and listening comprehension among Grade XI students at MAN 2 Palu City. This study was motivated by the limited English vocabulary of students, which often affects their ability to accurately understand spoken English. This study uses a quantitative approach with a correlational design to analyze the relationship between the two variables. The research sample consisted of 35 students selected through purposive sampling. Data were collected through vocabulary tests, listening comprehension tests, and supporting questionnaires that measured students' perceptions and attitudes towards vocabulary mastery and listening comprehension in English language learning. Data analysis was performed using SPSS version 26 with normality, linearity, and Pearson Product Moment correlation tests. The results showed a strong and significant positive correlation between students' vocabulary mastery and listening comprehension (r = 0.768, p = 0.000). These findings indicate that students with better vocabulary mastery tend to have higher listening comprehension. In addition, the questionnaire results also show a positive perception of English language learning, which supports student engagement and motivation. Thus, vocabulary mastery plays an important role in improving listening comprehension, and the integration of vocabulary learning into listening activities is recommended to improve students' English learning outcomes.
Co-Authors Abdul Gafur Marzuki Ahmad Mushowwir Rizki Amalia Siti Zahratul Jannah