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Ginta Amelia Cahya
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Religion Humanities Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Analisis Yuridis Implementasi Merger Bank di Indonesia Berdasarkan Undang-Undang Nomor 10 Tahun 1998 Ginta Amelia Cahya; Renaldhi Ade Fitrian
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 6 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i6.2901

Abstract

This study aims to analyze the implementation of bank mergers in Indonesia based on Law Number 10 of 1998 concerning Banking. The research adopts a normative juridical method with a statutory approach and case analysis. Data were collected through literature studies, including primary and secondary legal materials, along with juridical analysis of related regulations. The findings indicate that bank mergers in Indonesia are clearly regulated under Law Number 10 of 1998 and its supporting provisions, including approval mechanisms by the Financial Services Authority (OJK). However, challenges such as administrative hurdles and compliance with specific requirements often create obstacles for banking business actors. This study concludes that improving regulations and strengthening oversight by relevant authorities are necessary to ensure that the bank merger process operates effectively, efficiently, and in accordance with the precautionary principle.
Co-Authors Renaldhi Ade Fitrian