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Kerahasiaan Bank vs Hak Atas Informasi: Mengurai Konflik Kepentingan dalam Perlindungan Data Pribadi Widiya Dwi Novarianti; Athalia Pranata Putri S Meliala; Nova Arini Stevia Yusuf; Bintang Naharika Citra Melati
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 2 No. 1 (2025): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v2i1.3180

Abstract

Bank confidentiality and the right to information are two principles that often have the potential to conflict, especially in the context of personal data protection. Bank have an obligation to maintain the confidentiality of customer data in accordance with the principles of bank secrecy regulated in the banking law, but on the other hand, they are also required to provide information to the authorities based on certain statutory regulations, such as tax law, anti money laundering and eradication. Terrorism. This conflict creates challenges in ensuring the protection of customers personal data without violating the public's right to information. In the context of Indonesian law, regulations regarding through harmonization of regulations which prioritize the principles of proportionality and public interest. This research outlines the efforts that banks can make to maintain a balance between these two obligations, including the implementation of data security technology, internal supervision, and compliance with the relevant legal framework. This strategy is expected while fulfilling banking legal obligations.
KENDALA IMPLEMENTASI PEMBERIAN PESANGON DALAM KONDISI PERUSAHAAN YANG DITUTUP TERHADAP PEKERJA YANG DIKENAKAN PHK : STUDI KASUS PUTUSAN Nomor 183/Pdt.Sus-PHI/2017/PN.Mdn Widiya Dwi Novarianti; Arya Putra Wisnuwardhana; Oktavia Diva Ramadhani; Muhammad Syafri Qodri
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 2 No. 1 (2025): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v2i1.3207

Abstract

Termination of employment (PHK) is often a complex issue, especially when a company is closed due to losses or liquidation. Based on Government Regulation (PP) Number 35 of 2021, workers affected by layoffs are entitled to receive compensation including severance pay, long service pay and compensation for rights. However, the implementation of granting these rights often faces obstacles when the company concerned has stopped operating. This research aims to examine the provisions for providing severance pay in situations where the company is closed according to PP 35 of 2021 and analyze the obstacles that occur in the case of Decision Number 183/Pdt. Sus-PHI/2017/PN.Mdn. Based on this case study, various obstacles were found, such as the company's inability to fulfill its obligations due to limited assets, legal uncertainty in resolving disputes, and time-consuming legal processes. This condition exacerbates uncertainty for workers who have lost their livelihoods. Through this research, it is concluded that although legal regulations have provided a clear basis regarding workers' rights, practical challenges in implementation still require serious attention. It is hoped that this study can provide recommendations for stakeholders to create more effective and fair mechanisms in resolving similar employment conflicts.