Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Fitriani, Bela
Unknown Affiliation
Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analisis Dampak Fintech terhadap Efisiensi Operasional dan Kinerja UMKM Fitriani, Bela; Mansur Chadi Mursid
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 1 (2025): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i1.3280

Abstract

This research aims to explore the role of Financial Technology (Fintech) as a strategic tool in supporting the growth and development of the Micro, Small, and Medium Enterprises (MSMEs) sector in Indonesia. Through the Literature Review method with a descriptive qualitative approach, this study analyses various literatures to understand the positive impact of Fintech on operational efficiency and capital accessibility for MSMEs. The study revealed that Fintech lending is able to expand MSMEs' access to financing, reduce transaction costs, and improve financial literacy among businesses. In addition, Fintech acts as a catalyst in building a more modern, innovative, and competitive business management system. This research is expected to provide strategic insights for MSME players, policy makers, and other stakeholders in optimising Fintech to support the sustainability and growth of the MSME sector in the digital era. With the right technological adaptation, MSMEs can maximise the potential of Fintech while expanding opportunities for growth in the future.
Co-Authors Mansur Chadi Mursid