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Analysis of Smart Homestay Business in Karyamukti Village, Cianjur (Case Study on Mrs. Ai's Smart Homestay) Ryndamayanti, Annisa; Harmadi, Ashur; Misdiyono
Sinergi International Journal of Management and Business Vol. 1 No. 2 (2023): August 2023
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijmb.v1i2.58

Abstract

There are still very few Smart Homestays in the Gunung Padang tourist area and must be refined regarding the technological equipment used. The problem in the object of this research is the accessibility and limitations of human resources in running this business. The purpose of this study was to determine the feasibility of Mrs. Ai's Smart Homestay business in Karyamukti Village using a descriptive analysis method in terms of several aspects including legal aspects, market and marketing aspects, technical and technological aspects, management and HR aspects, financial aspects, economic aspects. And social and environmental aspects. Based on the results of the business feasibility analysis, there are several aspects that are still far from meeting the business feasibility criteria. Business actors are expected to pay more attention to aspects that are still not in accordance with the eligibility criteria so that the business being run can survive and develop much better.
Pelatihan dan Pembekalan Kewirausahaan Dalam Rangka Membangun Ide dan Kreativitas Pada Siswa Kelas X, XI, Dan Kelas XII Siswa Madrasah Aliyah di Depok Misdiyono; Titi Nugraheni
Jurnal Pengabdian Masyarakat (JUDIMAS) Vol. 2 No. 1 (2024)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat STIKes Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54832/judimas.v2i1.277

Abstract

Tujuan dari kegiatan Pengabdian Kepada Masyarakat melalui kegiatan pembekalan dan pelatihan ini adalah untuk menumbuhkan wawasan dan jiwa kewirausahaan, menanamkan sikap kewirausahaan, memberikan bekal pengetahuan praktis dan memberikan pengalaman awal berusaha serta pengintegrasian nilai-nilai karakteristik wirausaha dalam rangka membangun ide kreativitas siswa di Madrasah Aliyah Depok. Siswa diharapkan mampu untuk memahami tentang bagaimana membangun ide dan kreativitas dengan bahan baku dari barang bekas. Metode kegiatan yang digunakan adalah pelatihan dan pembekalan secara teori dan praktek kewirausahaan yaitu membangun ide dan kreativitas produk dari barang bekas Hasil kegiatan pelatihan dalam pengabdian masyarakat ini adalah siswa mampu menghasilkan karya – karya menarik dari hasil praktik pemanfaatan barang bekas menjadi produk yang memiliki nilai jual.
Pengaruh Premi, Klaim, Dan Investasi Terhadap Pertumbuhan Aset Asuransi Syariah Jiwa Syariah Yang Terdaftar Di Ojk Qhonsa Nafisa Hasanudin; Misdiyono; Nur Azifah
Menulis: Jurnal Penelitian Nusantara Vol. 2 No. 1 (2026): Menulis - Januari
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v2i1.972

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh premi, klaim, dan investasi terhadap pertumbuhan aset perusahaan asuransi jiwa syariah yang terdaftar di Otoritas Jasa Keuangan (OJK) pada periode 2019–2023. Penelitian ini menggunakan pendekatan kuantitatif dengan data panel. Sampel ditentukan melalui purposive sampling berdasarkan laporan keuangan tahunan yang dipublikasikan. Teknik analisis meliputi statistik deskriptif, uji chow, uji hausman, regresi data panel, uji asumsi klasik, uji F, dan uji T dengan bantuan perangkat lunak EViews 12. Hasil penelitian menunjukkan bahwa premi berpengaruh positif dan signifikan terhadap pertumbuhan aset, sementara klaim dan investasi tidak berpengaruh signifikan. Secara simultan, premi, klaim, dan investasi berpengaruh terhadap pertumbuhan aset perusahaan asuransi jiwa syariah. Temuan ini menegaskan pentingnya pengelolaan premi dan strategi investasi yang efektif guna mendukung pertumbuhan berkelanjutan dalam industri asuransi jiwa syariah.
The Effect of Inflation, Exchange Rate, BI Rate, and Gross Domestic Product (GDP) on Third-Party Funds of Islamic Commercial Banks during the 2020–2024 Period Tasya Rachma; Misdiyono; Aulia Nugraha
Gudang Jurnal Multidisiplin Ilmu Vol. 4 No. 5 (2026): GJMI - Mei
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v4i5.2119

Abstract

This study aims to examine the short-term and long-term relationships between inflation, exchange rate, BI rate, and GDP on third-party funds (DPK) in Islamic commercial banks. This research uses a quantitative approach and secondary data, which consist of 60 monthly observations from January 2020 to December 2024. The analysis tool employed is the Vector Error Correction Model (VECM), with several tests conducted, including the stationarity test, optimal lag test, VAR stability test, cointegration test, Granger causality test, VECM estimation, impulse response function (IRF) test, and forecast error variance decomposition (FEVD) test. The results indicate that inflation has a significant negative effect on DPK in both the short and long term. The exchange rate has no significant effect on DPK in either the short or long term. The BI rate does not affect DPK in the short term, while in the long term, it tends to show a negative effect, though not significant. Gross Domestic Product (GDP) has a significant positive effect on DPK in both the short and long term.
ANALYSIS OF THE INFLUENCE OF MACROECONOMIC FACTORS AND THE INDONESIAN SHARIA STOCK INDEX (ISSI) ON THE NET ASSET VALUE (NAB) OF ISLAMIC MUTUAL FUNDS FOR THE PERIOD 2019-2023 Risnawati; Misdiyono; Siti Aisyah
International Journal Management and Economic Vol. 5 No. 2 (2026): May: International Journal Management and Economic
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijme.v5i2.2699

Abstract

The development of Islamic mutual funds in Indonesia offers an attractive alternative for investors and has good potential for the economic sector in the future. However, throughout the period 2019 to 2023, the net asset value (NAV) of Islamic mutual funds experienced significant fluctuations, with a sharp decline in 2021 and 2022. This study aims to examine the influence of various macroeconomic factors as well as the Indonesia Sharia Stock Index (ISSI) on the net asset value (NAV) of Islamic mutual funds, both partially in the short and long term, as well as overall. The economic factors analyzed include inflation, exchange rate, BI rate and gross domestic product (GDP). A quantitative approach using secondary data was adopted in this study. The sampling technique applied is a saturated sample (census), while data analysis is carried out through the Vector Error Correction Model (VECM) model. The results revealed that in the short term, the exchange rate variable has a significant positive influence on the NAV of Islamic mutual funds. However, inflation, BI interest rate, GDP, and ISSI variables do not show a significant influence on NAV in the short term. Conversely, the long-term test results show that the exchange rate, BI interest rate, and GDP have a significant positive effect on the NAV of Islamic mutual funds, while inflation and ISSI do not have a significant effect. In addition, based on the results of the F test, inflation, exchange rates, BI interest rates, GDP, and ISSI variables simultaneously affect the net asset value (NAV) of Islamic mutual funds.