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All Journal Jurnal Ilmiah Ekonomi Islam Al-Muzdahir: Jurnal Ekonomi Syariah
Ummah, Ina Nasihatul
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Economics, Econometrics & Finance Social Sciences

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Qiyas sebagai Metode Ijtihad dan Implementasinya dalam Transaksi Keuangan Ekonomi Islam Kontemporer Ummah, Ina Nasihatul; Aziz, Jamal Abdul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v7i1.1428

Abstract

Along with the dynamic development of the times, many new products and cases have emerged in the modern economy. Islamic law has established and set boundaries on these issues concerning halal and haram aspects. The Qiyas method is necessary in legal studies to produce fiqh formulations in Islamic economic and financial law. Qiyas is the fourth source of law in Islam; this method of deriving law provides a broad pathway for finding legal foundations for all encountered issues. Viewed from the various types of 'illah, the deepening of law through the method of qiyas must be done carefully and cautiously. The dynamics of development and innovation of Sharia financial contracts in the Sharia economy will certainly become more modern in accordance with the times. Therefore, this poses a challenge for Muslim scholars to address so that it does not become a concern for the community when the application of Sharia finance contracts is packaged in a modern way, which on one hand requires the use of the qiyas method to determine their legal status. This paper aims to explain the concept of qiyas as a method of ijtihad in Islamic law and then examine the implementation of qiyas in contemporary Islamic economic transactions. The type of writing in this article is a library research study using a qualitative method aimed at discussing several themes about the definition of qiyas, the authority of qiyas, the pillars and conditions of qiyas, the types of qiyas, the dynamics of qiyas development, and the implementation of qiyas in contemporary Islamic economic transactions. In this article, it can be concluded that the implementation of Qiyas to determine its legal status can be formulated in the encyclopedia of contemporary sharia financial contracts that use the Qiyas method in determining the ashl and furu’ from the perspective of Islamic law. With transactions and financial products continuously evolving, many aspects of economic transaction activities that did not exist in the past have only emerged in the contemporary context, or it can be said that these transactions have developed from classical to contemporary.
Qiyas sebagai Metode Ijtihad dan Implementasinya dalam Transaksi Keuangan Ekonomi Islam Kontemporer Ummah, Ina Nasihatul; Aziz, Jamal Abdul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v7i1.1428

Abstract

Along with the dynamic development of the times, many new products and cases have emerged in the modern economy. Islamic law has established and set boundaries on these issues concerning halal and haram aspects. The Qiyas method is necessary in legal studies to produce fiqh formulations in Islamic economic and financial law. Qiyas is the fourth source of law in Islam; this method of deriving law provides a broad pathway for finding legal foundations for all encountered issues. Viewed from the various types of 'illah, the deepening of law through the method of qiyas must be done carefully and cautiously. The dynamics of development and innovation of Sharia financial contracts in the Sharia economy will certainly become more modern in accordance with the times. Therefore, this poses a challenge for Muslim scholars to address so that it does not become a concern for the community when the application of Sharia finance contracts is packaged in a modern way, which on one hand requires the use of the qiyas method to determine their legal status. This paper aims to explain the concept of qiyas as a method of ijtihad in Islamic law and then examine the implementation of qiyas in contemporary Islamic economic transactions. The type of writing in this article is a library research study using a qualitative method aimed at discussing several themes about the definition of qiyas, the authority of qiyas, the pillars and conditions of qiyas, the types of qiyas, the dynamics of qiyas development, and the implementation of qiyas in contemporary Islamic economic transactions. In this article, it can be concluded that the implementation of Qiyas to determine its legal status can be formulated in the encyclopedia of contemporary sharia financial contracts that use the Qiyas method in determining the ashl and furu’ from the perspective of Islamic law. With transactions and financial products continuously evolving, many aspects of economic transaction activities that did not exist in the past have only emerged in the contemporary context, or it can be said that these transactions have developed from classical to contemporary.
Menjembatani Cita-cita Syariah dan Realitas Sosial: Literasi, Kepercayaan Publik, dan Tantangan Perbankan Syariah di Indonesia Ummah, Ina Nasihatul; Nurlaeli, Ida
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): JIEI: Vol. 12, No. 01, 2026
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19352

Abstract

Islamic banking in Indonesia has experienced rapid growth since the establishment of Bank Muamalat in 1992; however, its market share remains relatively small compared to conventional banking. This condition raises questions regarding the gap between the ideality of Sharia principles grounded in maqasid al-shariah and the social reality characterized by low financial literacy, regulatory frameworks that are not yet fully adaptive, and fragile public trust. This study aims to analyze the problems of Islamic financial literacy, public trust, and regulation as the main factors influencing the development of Islamic banking in Indonesia. The research employs a qualitative literature review method with thematic analysis of previous studies published in both national and international journals. The findings indicate that low public literacy hinders Islamic financial inclusion, regulatory overlap with the conventional system creates uncertainty, and public trust is strongly influenced by transparency, efficiency, and product innovation. This article emphasizes the need for a comprehensive strategy encompassing the enhancement of Islamic financial literacy, regulatory harmonization, and the strengthening of product innovation so that Islamic banking can bridge the gap between Sharia ideality and social reality and contribute more significantly to national economic development. Novelty of this study lies in the development of a conceptual framework that bridges the ideals of Sharia with social realities through the integration of financial literacy, public trust, and regulatory policies. Its scientific contribution is the provision of a systemic perspective, emphasizing that the advancement of Islamic banking cannot rely solely on product expansion, but must be supported by financial literacy, regulatory consistency, and innovation grounded in maqasid al-shariah.
Co-Authors Ida Nurlaeli, Ida Jamal Abdul Aziz