Novenanty, Wurianalya Maria
Jurusan Ilmu Hukum, Fakultas Hukum Universitas Katolik Parahyangan, Bandung

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THE LEGAL ASPECT OF CREDIT WITHOUT COLLATERAL IN INDONESIA (ASPEK HUKUM KREDIT TANPA AGUNAN DI INDONESIA) Novenanty, Wurianalya Maria
Veritas et Justitia Vol. 4 No. 1 (2018): Veritas et Justitia
Publisher : Faculty of Law, Parahyangan Catholic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25123/vej.v4i1.2838

Abstract

Using a legal normative approach,it can be stated that Act no. 10 of 1998 (amending Act No. 7 of 1992 re. Banking), in the event Bank considers loans or other financial schemes application, they are under the obligation, in accordance with Art. 8 of Act  no. 10 of 1998, conduct a thorough analysis of the debtor’s good faith, financial ability and willingness, and on that basis determine the risk of non-payment. In short, implement due care principles. The elucidation of Art. 8 elaborated on the bank’s duties: to decide wisely with due care in order to minimize the risk of default, that is by evaluating debtor’s character, capital in his/her possession, collateral offered, and economical/financial condition.  In legal practice, however, it is possible for Banks to offer loans without collateral. In such case, only two articles of the Indonesian Civil Code (arts. 1131 and 1132) would be applicable to offer protection against possible default. This paper discusses the above legal discrepancy in light of the role and function of collateral as protection against non-payment. 
PEMBATASAN HAK UNTUK MENIKAH ANTARA PEKERJA DALAM SATU PERUSAHAAN Novenanty, Wurianalya Maria
Veritas et Justitia Vol. 2 No. 1 (2016): Veritas et Justitia
Publisher : Faculty of Law, Parahyangan Catholic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25123/vej.v2i1.2066

Abstract

There are a number of corporations or economic entities which enact internal employment regulations prohibiting its employees to inter-marry. Sanction to the violation of this rule is voluntary or forced resignation. It is argued that the ratio legis is to prevent personal conflict of interest, discriminative treatment and incidence of corruption-collusion and nepotism in the work place.  The author shall critically analyze such regulation against the background of the prevailing laws, i.e. the 1945 Constitution, Human Rights laws, Marriage Law (1/1974) and Labor law (13/2003). The author’s main finding is that it is permissible to restrict a person’s right to marry under certain conditions, i.e. in the nation’s interest and public order and that such limitation can only be applied by public corporations working in the public interest.                                                                                                                                                                  Keywords: human rights, marriage, labor, corporations
Aspek Hukum Pengelolaan Taman Hutan Raya Ir. H. Djuanda, Bandung Sri Rahayu Oktoberina; Feby Ivalerina; Ilva Nurftriati; Maria Ulfah; Rachmani Puspitadewi; Tristam P. Moeliono; Wurianalya Maria
Research Report - Humanities and Social Science Vol. 1 (2014)
Publisher : Research Report - Humanities and Social Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1247.461 KB)

Abstract

Taman Hutan Raya memiliki fungsi sebagai kawasan konservasi beragam keanekaragaman hayati Indonesia, demikian pula Taman Hutan Raya Ir. H. Djuanda. Kajian ini lebih menyoroti bagaimana pengelolaan Taman Hutan Raya Ir. H. Djuanda yang telah diserahkan kepada Provinsi Jawa Barat. Selain itu, masyarakat umumnya didudukkan sebagai pemangku kepentingan yang setiap saat perlu diikutsertakan olehpemerintah dalam pengelolaan tata ruang maupun lingkungan hidup. Bagaimana hak untuk berperan serta itu dapat diwujudkan dalam pengelolaan Taman Hutan Raya Djuanda yang terletak di Kawasan Bandung Utara dan dibelah oleh sub-das Citarum (Sungai Cikapundung) yang juga berfungsi sebagai penyangga daya dukung lingkungan cekungan Bandung, Jawa Barat bahkan DKI Jakarta, menjadi fokus utama penelitian ini. Temuan yang terpenting adalah mengungkapkan peluang hukum apa yang tersedia guna mewujudkan peran serta tersebut. Sebagai kajian yuridisi normatif, kajian akandifokuskan pada data hukum (sumber-sumber hukum) dan persepsi para pemangku kepentingan yang diungkap melalui wawancara, focus group discussion, dan pengamatan lapangan secara sekilas.