Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Journal Competency of Business Journal of Finance and Business Digital (JFBD)
Perkasa, Tito Pramudya Wahyu
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Journal Competency of Business

 1 
PENGARUH LITERASI KEUANGAN, FINANCIAL SELF EFFICACY DAN TEKNOLOGI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA DI YOGYAKARTA Perkasa, Tito Pramudya Wahyu; Retnaningdiah, Dian
Journal Competency of Business Vol. 7 No. 1 (2023): Journal Competency of Business
Publisher : Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jcob.v7i01.1887

Abstract

Having good financial behavior has a positive impact on students regarding their financial problems, especially in managing expenses for daily needs. Financial literacy, financial self-efficacy, and financial technology are parts that can provide convenience to students in overcoming their financial problems. Purpose: This study aims to determine the effect of financial literacy, financial self-efficacy, and financial technology on the financial behavior of students in Yogyakarta. Research Methods: This study used a descriptive quantitative method, the sample used was 50 boarding/contract/living alone students in Yogyakarta. The instrument used is a questionnaire. Test the validity of the instrument using R count and R table, while the Reliability Test uses Crombach alpha. The data analysis technique used is the Classical Assumption Test, Multiple Linear Regression Test, Partial Test (t), Simultaneous Test (f), and Determination Test (R2). Research Results: The results obtained after data analysis are significantly Financial Literacy (X1) and Financial Technology (X3) have no effect on student financial behavior (Y). Meanwhile, Financial Self Efficacy (X2) has a significant effect on financial behavior (Y). Simultaneously financial literacy (X1), financial self-efficacy (X2), and financial technology (X3) influence financial behavior (Y).
Co-Authors Ahmad, Shandi Maulani Dian Retnaningdiah, Dian Husnan, Lalu Hamdani Musfirah, Kharisma Rona Rahayu, Fitria Indrawati Rosydayanti, Evie