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All Journal NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Neraca Manajemen, Akuntansi, dan Ekonomi
Rendy Prayuda
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Economics, Econometrics & Finance Environmental Science Social Sciences

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PENGARUH RISIKO KEUANGAN TERHADAP KINERJA KEUANGAN PADA UMKM DI KOTA MEDAN (Studi Kasus Pasar Sentral Medan) Rendy Prayuda; Desmawan sholak; Aprian syukri ali nasution; Arsyadona, Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 7 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i7.10696

Abstract

Penelitian ini bertujuan untuk menganalisis dampak risiko keuangan terhadap kinerja keuangan UMKM di Pasar Sentral Medan. Metode yang digunakan dalam penelitian ini adalah pendekatan kuantitatif dengan memanfaatkan data sekunder yang diperoleh dari jurnal, buku, dan disertasi yang tersedia di Google Scholar. Hasil penelitian menunjukkan bahwa risiko keuangan dan pengelolaan keuangan berpengaruh secara simultan terhadap kinerja UMKM. Implikasi dari penelitian ini adalah bahwa Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran yang sangat penting dalam perekonomian Indonesia. UMKM tidak hanya memberikan kontribusi besar dalam menyerap tenaga kerja, tetapi juga berperan signifikan dalam meningkatkan Produk Domestik Bruto (PDB) negara. Di Kota Medan, UMKM telah menjadi pilar utama perekonomian lokal, menciptakan lapangan pekerjaan dan mendorong pertumbuhan ekonomi. Berdasarkan penelitian sebelumnya, diketahui bahwa banyak UMKM di Indonesia yang memiliki tingkat pengetahuan rendah dalam mengelola bisnis, terutama dalam aspek keuangan.
ASPEK HUKUM Pandi Ahmad Jawara; Khairun Nisa Br Tarigan; Rendy Prayuda
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 10 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i10.10804

Abstract

This article discusses the analysis of business feasibility studies from a legal perspective, especially regarding the legality of business entities. The main objective is to examine the legality aspect in depth. Legality is a crucial element in a business because it is closely related to third parties and functions to protect companies that operate honestly and in good faith (te goeder trouw). Legality plays an important role in supporting the growth of the business sector in a region or country, because official recognition of a business entity by the community can only be obtained through legality. In order to be legally valid, the legality of a company must be in accordance with applicable laws and regulations. Thus, the company will receive legal protection through official documents that are recognized. The government also needs to ensure that the process of issuing business permits is carried out based on clear legal provisions to encourage business development in a region. The benefits of company legality include legal protection, promotional media, proof of compliance with regulations, and efforts to prevent losses due to unwanted things.
Digitalisasi UMKM dan Inovasi Pembelajaran Desa Baharen Riezky Bagus Prawira Darwadi; Mara Hamdan Tambunan; Bunga Amirah; Rendy Prayuda; Siti Aisyah
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Mei : NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i2.8388

Abstract

The rapid development of digital technology requires greater adaptive capacity in both the economic and educational sectors, including in rural areas. However, limited digital literacy and the continued use of conventional learning methods remain common challenges. This activity aims to enhance the competitiveness of micro, small, and medium enterprises (MSMEs) as well as the quality of primary education in Baharen Village, Sidamanik District, through the implementation of a Community Service Program (Kuliah Kerja Nyata/KKN). A descriptive qualitative approach with a participatory model was employed, actively involving MSME actors, teachers, and students throughout all stages of the program. The activities included assistance in the digitalization of the MSME Gerai Mumtazah through Google Maps registration and the implementation of the QRIS cashless payment system, as well as the application of interactive learning methods based on joyful learning at the Baharen Village State Elementary School. The results indicate an increase in students’ learning motivation and classroom participation, along with improved accessibility and transaction efficiency for the MSME partner. These findings suggest that community-based participatory service activities can make a tangible contribution to strengthening the local economy and improving the quality of education in rural areas.
Co-Authors Aprian syukri ali nasution Arsyadona, Arsyadona Bunga Amirah Desmawan sholak khairun Nisa Br Tarigan Mara Hamdan Tambunan Pandi Ahmad Jawara Riezky Bagus Prawira Darwadi Siti Aisyah