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All Journal Media Hukum Indonesia (MHI)
Aini, Ailia Nur
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Law, Crime, Criminology & Criminal Justice

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Analisis Kedudukan Pekerja Outsourcing: Kajian Terhadap Putusan MK Nomor 168/PUU-XXI/2023 Ardelia, Talita Adwa; Hibahtillah, Muhammad Alldo; Imon, Syarah Adilla; Ningrum, Galuh Prima; Damayanti, Ratih; Naelufar, Rizqan; Agung, Muhammad Fariz Nur; Aini, Ailia Nur
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14189254

Abstract

The decision of the Constitutional Court No. 168/PUU-XXI/2023 has a significant impact on the regulation of outsourced labor in Indonesia, especially in the protection of workers' rights. The abolition of Article 65 of the Labor Law created a legal vacuum that triggered uncertainty, particularly regarding the types of work that could be outsourced. This decision confirms that outsourcing is only allowed for non-major jobs to protect permanent workers from the risk of replacement. The main challenge lies in government supervision and the drafting of clear implementing regulations. This research emphasizes the importance of supervision, worker rights education, and social dialogue between the government, companies, and trade unions. These measures are expected to improve the protection of outsourced workers, create a fair and sustainable labor system, and support deeper labor reform.
Efektivitas Pengawasan Otoritas Jasa Keuangan (OJK) Dalam Menjamin Keamanan Dana Nasabah di Era Perbankan Digital : Studi Kasus Bank Syariah Indonesia Aini, Ailia Nur; Girsang, Rachel; Putri, Amelia Juliana; Suwarsit, Suwarsit
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14195708

Abstract

In the modern digital era, technological developments have driven major changes in the banking industry, enabling people to carry out convenient and efficient online transactions. This progress increases the tendency of people to save money in banks for the security of their assets, because the banking system is considered safer with the support of supervision by institutions such as the Financial Services Authority (OJK). Banks not only function as depositors of funds, but also play an important role in national economic growth through providing access to financing, lending and distributing monetary policy. Bank Syariah Indonesia (BSI), as one of the sharia-based banks in Indonesia, has adopted digital banking to strengthen services to customers according to sharia principles. Supervision of digital banks, especially by the OJK and Bank Indonesia, aims to protect customers through strict regulations regarding data security, transparency and fair treatment. In the case of cyber attacks such as ransomware that hit BSI, this security challenge shows the importance of increasing coordination between OJK, the National Cyber and Crypto Agency (BSSN), and related institutions to speed up response and recovery. This case underscores the importance of evaluating regulations and increasing the effectiveness of OJK supervision, especially in preparedness to face cyber threats, technology investment and customer education in digital banking
Investasi Emas di Pegadaian Syariah Berdasarkan Persepektif Hukum Ekonomi Syariah Aini, Ailia Nur; B, Baidhowi
Media Hukum Indonesia (MHI) Vol 3, No 3 (2025): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15592393

Abstract

Gold investment is one form of investment that is in demand society because of the stability of its value and its nature as a protected asset mark. From the perspective of sharia economic law, investing in gold is a must fulfill Islamic principles, such as avoiding usury, gharar, and maysir. Sharia Pegadaian offers gold investment services in accordance with sharia through Murabahah and Ijarah schemes Muntahiyah Bittamlik, which provides certainty of ownership without elements of exploitation. This study aims to analyze gold investment mechanism at Sharia Pegadaian and its suitability with sharia economic law. With qualitative descriptive methods,This research reveals that gold investment in Pegadaian Sharia has a more inclusive, transparent and safe system compared to conventional investments. However, challenges such as fluctuations in gold prices remain a necessary factor noticed by investors. Therefore, understanding that in depth regarding sharia economic principles and investment strategies. The right approach is the key to success in sharia gold investment.
Urgensi Penguatan Pengawasan Terhadap Kolaborasi antara Bank Dengan Fintech Lending Dalam Sistem Hukum Perbankan di Indonesia Aini, Ailia Nur; Putri, Amelia Juliana; Adhnin, Ghariza Ardhia; Girsang, Rachel; B, Baidhowi
Media Hukum Indonesia (MHI) Vol 3, No 3 (2025): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Collaboration between banking and fintech lending or online loans is a development that continues to emerge in the Indonesian financial system. On the one hand, this collaboration offers inclusive and efficient financial service innovations, but on the other hand it raises potential legal, operational, and consumer protection risks that have not been fully anticipated by the existing supervisory framework. This article examines the urgency of strengthening legal supervision of this collaboration, with an emphasis on regulatory gaps, overlapping supervisory authorities, and challenges in ensuring compliance with the principles of prudence and transparency. This study uses a normative legal approach with an analysis of laws and regulations, financial institution decisions, and case studies of bank-fintech collaboration. The results of the study indicate that strengthening supervision is needed through regulatory harmonization between the OJK and Bank Indonesia, affirmation of integrated supervisory mechanisms, and updates to digital risk-based policies. With this strengthening, the Indonesian banking legal system is expected to be able to accommodate the development of financial technology adaptively while protecting the stability of the financial system and consumer interests.
Co-Authors Adhnin, Ghariza Ardhia Agung, Muhammad Fariz Nur Ardelia, Talita Adwa B, Baidhowi Girsang, Rachel Hibahtillah, Muhammad Alldo Imon, Syarah Adilla Naelufar, Rizqan Ningrum, Galuh Prima Putri, Amelia Juliana Ratih Damayanti